wilmington nc lawyer who specializes in credit card lawsuit

by Janessa Wuckert IV 6 min read

Should I hire a lawyer for a credit card lawsuit?

Credit Card Lawsuit in Wilmington on YP.com. See reviews, photos, directions, phone numbers and more for the best Credit Card Companies in Wilmington, NC.

How do credit card debt settlement lawyers work?

As litigators we at Coble Law Firm, PC take pride in being ready to file or defend any legal claim that presents itself. If your issues arise in an area outside of our primary practice, we readily retain outside counsel or refer you to the best ... James Holland Lee Kaess PLLC 3414 Wrightsville Avenue, Wilmington, NC Save Not yet reviewed

How do I get a credit card lawsuit dismissed?

Detailed law firm profiles have information like the firm's area of law, office location, office hours, and payment options. Attorney profiles include the biography, education and training, and client recommendations of an attorney to help you decide who to hire. Use the contact form on the profiles to connect with a Wilmington, North Carolina ...

Can a credit card company sue the wrong person for debt?

May 15, 2021 · Proceed carefully if you receive notice of a credit card debt lawsuit and contact a civil litigation attorney for legal help. King Law Offices is a full-service law firm with an outstanding team of professionals who work diligently, creatively, and compassionately on behalf of our clients each day. We serve the Upstate of South Carolina and Western North Carolina. …

Need an attorney in Wilmington, North Carolina?

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Want to check lawyer discipline?

It is always a good idea to research your lawyer prior to hiring. Every state has a disciplinary organization that monitors attorneys, their licenses, and consumer complaints. By researching lawyer discipline you can:

Can you sue a credit card company in North Carolina?

Credit Card Debt Lawsuits in North Carolina. Creditors can sue you if you fail to pay your credit card debt. If they win their case, a court will issue a judgment against you which gives the creditor the ability to file a lien in the public records.

What happens if you win a credit card lawsuit?

If they win their case, a court will issue a judgment against you which gives the creditor the ability to file a lien in the public records. If you are facing a credit card debt lawsuit, you should contact a civil litigation attorney to discuss your options.

Can a creditor sue you for not paying your credit card debt?

Creditors can sue you if you fail to pay your credit card debt. If they win their case, a court will issue a judgment against you which gives the creditor the ability to file a lien in the public records.

How do credit card debt collectors work?

They may call you, send letters in the mail requesting payment, or sell the debt to a debt buyer. Creditors have access to your credit report, so they have some information about your finances.

Is credit card debt unsecured?

Unsecured vs. Secured Debt. Credit card debt is usually unsecured. This means that there is no specific piece of property that the creditor has a right to repossess if you don’t pay. If you don’t pay willingly, the creditor’s only recourse is to file a lawsuit.

What happens if you don't pay your credit card debt?

If you don’t pay willingly, the creditor’s only recourse is to file a lawsuit.

Can a creditor file a lien against a judgment?

They can determine if you own real property, which they can file a lien against after getting a court judgment. If you’ve stopped paying and the creditor believes you have assets that could be used to pay a court judgment, they may file a credit card debt lawsuit.

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Why Would a Credit Card Company Sue Someone?

You may be wondering why a credit card company would sue you. Creditors can file lawsuits for various reasons. However, we’ll be focusing on the most likely reason a credit card company would sue a consumer: unpaid credit card debt.

Know your rights

When you are facing legal action for unsecured debt, it’s essential to understand your rights. Suppose a debt collector violated federal law or the statute of limitations has passed. In that case, you may have a solid affirmative defense.

Talk to an attorney

If you’ve been sued for credit card debt by Midland Credit Management, Portfolio Recovery Associates, or any other creditor or debt buyer, you may have many options. Knowing your credit card rights can help you deal with legal action by creditors and credit card collection agencies.

What is National Legal Center?

When facing a debt collection lawsuit, you need an attorney who knows what you’re up against. National Legal Center is a multistate consumer rights law firm that has helped thousands of consumers deal with lawsuits by credit collection agencies and creditors.

What to do if credit card company sues you?

If your credit card company sues you, you'll need to decide if it's worth paying an attorney to help you. In most cases, it is. Studies have shown that debtors with legal representation in a debt collection suit are much more likely to get a better outcome, like winning their case outright or reaching a mutually agreed settlement with ...

What happens if you don't respond to a lawsuit?

If you don't respond to the suit, the court will most likely enter a judgment against you for the amount the creditor claims you owe. Courts routinely order debtors to pay accrued interest plus court fees, which can exceed the original amount owed. Other harmful consequences can include garnishment of wages, directing your bank to turn over funds from your account, and the seizure of personal property. An attorney can explain the specifics about what might happen in your situation.

Do you need an attorney to defend a lawsuit?

You Have a Defense to the Lawsuit. If you believe you have a defense to the lawsuit, you'll probably need an attorney to help you raise that defense in court. For example, some defenses that could require the assistance of an attorney include: The statute of limitations has passed.

How long can a debt collector sue you for unpaid debt?

This deadline is called the statute of limitations. The time limit varies from state to state, but it's generally from three to six years.

How long does it take to get a lawsuit dismissed?

This deadline is called the statute of limitations. The time limit varies from state to state, but it's generally from three to six years. If the statute of limitations has passed, you have to assert this defense by responding to the lawsuit and providing supporting evidence to get the case dismissed.

Can credit card companies sue you for unpaid debt?

Credit card companies often sell unpaid debts to a debt collector, and that party eventually files the lawsuit. Debt collectors sometimes sue the wrong person. If you have a name that's the same or similar to someone who actually owes the debt, you can raise the defense of mistaken identity. You'll need to demand proof from the debt collector ...

Can a debt collector sue you for a name?

Debt collectors sometimes sue the wrong person. If you have a name that's the same or similar to someone who actually owes the debt, you can raise the defense of mistaken identity. You'll need to demand proof from the debt collector that you're the person who owes the debt.

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