when do i need a structured finance lawyer

Securitization and structured finance law combines multiple legal disciplines to enable originators and owners of assets with a predictable stream of payments, such as residential or commercial mortgage loans, automobile loans and leases, credit card receivables, equipment leases and loans, student loans, trade receivables, film rights, royalty payments, and life settlements, to raise money at lower costs than traditional financing sources.

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What is the ranking of the American lawyer for structured finance?

Jun 23, 2021 · Structured finance law comprises various legal disciplines. For structured finance transactions, the lawyer needs to know: For structured finance transactions, the lawyer needs to know: The laws and regulations governing the issuance of equity and debt securities, as promulgated by the Securities Act, the Securities and Exchange Act, the Investment Company …

Should I hire a financial lawyer?

Securitization and structured finance law combines multiple legal disciplines to enable originators and owners of assets with a predictable stream of payments, such as residential or commercial...

How to choose the right lawyer for a financial case?

The Structured Finance Group repeatedly has been recognized for its leading work on behalf of clients. We are ranked by U.S. News — Best Lawyers ’ Best Law Firms, IFLR , Chambers USA , Chambers Global and The Legal 500 as a top firm for structured finance and …

Why work with a law firm for financial services?

Search more Finance - Structured Finance Attorney Job. This practice area involves securing and structuring finance law to enable originators and owners of assets to have a predictable stream of payments. This includes residential or commercial mortgage loans, automobile loans and leases, credit card receivables, equipment leases and loans, student loans, trade receivables, …

What is Structured Finance used for?

Benefits of Structured Finance Increasingly, structured financing and securitization are used by corporations, governments, and financial intermediaries to manage risk, develop financial markets, expand business reach, and design new funding instruments for advancing, evolving, and complex emerging markets.

What is structured finance in law?

Structured finance is a sector of finance - specifically financial law - that manages leverage and risk. Strategies may involve legal and corporate restructuring, off balance sheet accounting, or the use of financial instruments.

What is considered structured debt?

What is structured debt? Structured debt typically refers to a mix of different financial debt products which are designed to sit alongside one another to cover the total amount of funds needed. The overarching goal with structured debt is to supply the capital to aid business growth.

What does a securitization attorney do?

DR: Associates on the securitization team advise clients on regulations relating to securitization transactions, which include US risk retention rules, the Volcker rule and Regulation AB. Additionally, associates help draft transaction documents for companies that are looking to securitize their assets.

How are Cdos created?

To create a CDO, investment banks gather cash flow-generating assets—such as mortgages, bonds, and other types of debt—and repackage them into discrete classes, or tranches based on the level of credit risk assumed by the investor.

Is project finance a structured finance?

Project finance is the structured financing of a specific economic entity – a Special Purpose Vehicle (SPV) SPV is a – created by the sponsors using equity or debt. The lender considers the cash flow generated from this entity as the major source of loan reimbursement.

How does structured finance mitigate risks?

Structured finance reduces the risk to the lender resulting in reduced rates of interest and longer tenors. Utilize risk mitigation measures to further reduce the risk of lending.

What do structured finance bankers do?

Structured Finance: The Day-to-Day Job Bankers are responsible for coming up with ideas for new deals, doing a bit of “cash flow modeling,” and creating the marketing materials for the sales team.

What is structured finance Modeling?

Introduction: Structured Finance Models. Models used to govern the valuation and risk management of structured finance instruments take a variety of forms. Unlike conventional equity investments, structured finance instruments are often customized to meet the unique needs of specific investors.Nov 11, 2020

What is structured finance in banking?

Structured finance is designed specifically to meet unique capital needs not typically covered by traditional lending.

Is securitization a good career?

Structured finance jobs are a very niche area, and their revenues are also smaller compared to the other finance biggies. Considering the junior analyst level positions, the pay is what you would expect at any other investment banking firm. For the senior levels, it does get better.

What is securitization law?

A securitization is a transaction in which a sponsor or originator obtains funding by causing a special purpose entity to issue securities backed by (and paid from) the proceeds of financial assets.Jan 27, 2022

What is Structured Finance?

Structured Finance Definition: In Structured Finance, banks pool together loans backed by cash flow-producing assets into securities and sell “tranches” of these securities into the capital markets; these securities use tools like credit enhancements to make each tranche riskier or less risky than the “average loan” in the pool.

Structured Finance at the Large Banks

Similar to Debt Capital Markets (DCM), there is a lot of overlap with Sales & Trading, and some banks put their Structured Finance (SF) teams within S&T rather than IB.

Structured Finance Products: A Simple Example

Before proceeding, we need to explain the “special features” of these structured products that alter their risk/return profiles.

Structured Products: More Complex Features

This example of subordination is the best-known feature of structured products, and it creates “cash flow waterfalls” like the one below (source: Deloitte ):

The Top Banks for Structured Finance

The bulge bracket banks with large Balance Sheets tend to have the strongest groups here.

Recruiting: How to Get Into Structured Finance

Recruiting depends on the roles you are targeting: do you want to be a trader, a structurer, or a banker?

Example Structured Finance Interview Questions

The “fit” / behavioral questions and your story are the same anywhere, so we’re not going to repeat all of that information here.

Locations

With a network spanning Asia, Australia, Europe, the Middle East and North America, we offer global reach and insight combined with the knowledge and understanding of local markets.

Services

Our people are experts of law; progressive thinkers, in tune with economic, political and market conditions, driven to help to provide the clear commercial advice you need to achieve business success.

Industries

Having a deep understanding of our clients' industries and the challenges that they face is key to delivering excellent legal advice. Our global industry teams work together to share knowledge and experience so that we can provide our clients with insightful, innovative commercial advice.

Innovation from Ashurst Advance

At Ashurst, we believe innovation means only one thing: continuous and disruptive improvement in all that we do - for the benefit of our clients, our employees and our wider corporate social responsibility.

News & Insights

We are recognised as a foremost authority in law and go-to organisation for legal expertise. This is evident in the insightful material we produce and news coverage we receive.

About Us

Our personal approach, technical expertise, local knowledge and global network enable us to deliver an experience that other professional service providers find hard to match.

Expert Structured Finance Law Firm

"She deeply understands banking and her advice is often commercial and realistic." - Chambers UK A Client's Guide to the Legal Profession 2019 – Kathryn Shimmin

Main Areas Of Practice

Our experts advise on structuring and documenting finance (revolving and term) to support underlying lending or other credit risk based activities including bridging finance, loans to bridging finance providers and refinancing.

Our Clients

We advise our clients on a wide range of structured finance transactions and cover multiple jurisdictions, including the UK, Europe and the USA.

Highlights

Acting for a number of lenders and borrowers in connection with structured borrowing base facilities across multiple sectors.

BM Insights

The UK Supreme Court has confirmed, in the recent important decision of FS Cairo (Nile Plaza) LLC v Brownlie [2021] EWCA Civ 996 ("Brownlie 2"), that it will take an...

What is financial services lawyer?

A financial services lawyer is an attorney who helps people with financial legal issues. This kind of lawyer often specialize in a certain type of finance law. A financial lawyer can help clients with a wide variety of financial matters. Finance law includes many different specific areas of law. Finance law deals with the rules ...

What is finance law?

Finance law includes many different specific areas of law. Finance law deals with the rules that apply to financial matters. Finance law includes topics like insurance, investments, commercial banking, capital marketing, etc. Finances are very important in your everyday life.

What is an annuity lawyer?

Insurance and Annuities: A financial services lawyer can help you understand your insurance or annuities. An annuity is a contract used to create a savings or retirement plan. A financial services lawyer can explain the details of your annuity contract.

How does bankruptcy affect your life?

If your business is involved in bankruptcy, they can tell you how to best protect your company’s assets during the entire process .