what kind of lawyer to sue medical insurer washington state

by Prof. Lizzie Strosin III 10 min read

If you find that you need to sue a health insurance company, you should consult with an experienced and local personal injury attorney before doing so. State laws vary in terms of how and when you may sue an insurance provider.

Full Answer

How do I file a medical malpractice lawsuit in Washington State?

 · Step 5: Go to Mediation. Under Revised Code of Washington, Section 7.70.100, plaintiffs and defendants involved in medical malpractice claims must go through mediation before a case can go to trial. During mediation, your lawyer can represent your interests.

Can I sue a health insurance company for injuries?

As part of tort reform efforts, in 2006 Washington passed a law requiring special procedural action by most injured patients who wanted to file a medical malpractice lawsuit against a health care provider in the state. Specifically, Revised Code of Washington section 7.70.150 says that the patient (or more accurately, his or her attorney) must file a medical expert's "certificate of …

Does Washington State require expert testimony in medical malpractice cases?

Mandatory Mediation for Medical Malpractice in Washington. Before you can go to trial in a medical malpractice lawsuit, Washington law requires that you and the defendant (s) (the healthcare provider (s) you are suing) go through a mediation process, unless: you already had an agreement with the medical provider to submit any malpractice claims ...

Is there a cap on medical malpractice in Washington State?

 · However, insurance companies are required by law to timely pay out a properly filed insurance claim. Thus, it is important to first properly submit, in writing, your claim to the insurance company, before filing suit. Additionally, federal law holds that insurance companies owe their insureds an “implied covenant of good faith and fair ...

How long does it take to file a medical malpractice lawsuit in Washington?

Despite this, the maximum allowable time to file a lawsuit is eight years. This is merely an overview of the Washington state medical malpractice statute of limitations.

What is the statute of limitations for medical malpractice in Washington?

The Washington state medical malpractice statute of limitations is found in RCW 4.16.350. It specifies that the claim against a health care provider must be brought:

What does "no injury" mean?

That a health care provider promised the patient or his or her representative that the injury suffered would not occur; or

What is the duty of a medical professional?

Medical professionals have a duty to provide the best care possible to each patient. When they neglect this duty, serious harm can result. If you have experienced medical malpractice or are unsure if your situation qualifies, this article will provide you with guidance and important information.

Can you take a case to trial in Washington?

Revised Code of Washington, Section 7.70.120 states that the mandatory mediation, “may not be construed to abridge the right to trial by jury following an unsuccessful attempt at mediation.”. In other words, you still have the right to take your case to trial if no agreement is reached during the mandatory mediation.

Can you recover medical malpractice in Washington State?

This opens the door for you to recover damages without having to take the case to trial. However, if trial remains the best course of action, you have that option under Washington State medical malpractice law.

What is the meaning of "mediation" in Washington?

In mediation, both parties meet and attempt to come to a settlement with the assistance of an unbiased third party. This unbiased individual is known as the mediator.

What Constitutes Medical Malpractice?

If you were injured because a provider didn’t adhere to the accepted standard of care or gave you treatment that you didn’t consent to, you are a victim of medical malpractice under Revised Code of Washington, Section 7.70.040.

How to File a Malpractice Lawsuit in Washington State

Understanding that you are a victim of medical malpractice is a good starting point, but it doesn’t tell you how to file a medical malpractice lawsuit. But there’s no need to worry — we cover the basic process below.

Important Terms to Remember When Filing a Malpractice Lawsuit

As you learn how to start a malpractice lawsuit, you’re going to encounter some legal terms. Here are some terms that will help you file your medical malpractice suit.

Want to Know How to File a Malpractice Lawsuit? Call Will & Will

Understanding how to file a malpractice lawsuit isn’t easy. And winning such a case is even harder. But you deserve compensation for what happened to you. So, what are your options?

What a Medical Malpractice Plaintiff Must Prove in Washington

First, it’s important to note that not every unfavorable result or misstep in treatment will lead to a viable medical malpractice lawsuit—most won’t, in fact. (Learn more about the kinds of medical errors that often lead to a successful medical malpractice case .)

Expert Witnesses in Washington Medical Malpractice Cases

Washington Rules of Evidence, rule 702, says that when scientific or other special knowledge will assist the "trier of fact"—i.e.

The Washington Statute of Limitations for Medical Malpractice Lawsuits

If you're thinking about bringing a medical malpractice lawsuit to civil court in Washington, one of your first concerns should be understanding and complying with the statute of limitations for these kinds of cases. This is a law that sets a strict time limit on an injured patient’s right to bring a legal action against a health care provider.

What to do if you are injured by medical malpractice in Washington?

If you believe that you were harmed because of medical negligence, you might be thinking of suing the doctor or other healthcare provider who was responsible for your injury. While you'll almost certainly need to hire a medical malpractice attorney who will handle the details, a basic understanding of the process will help you avoid significant pitfalls—such as missing the deadline for filing a lawsuit. Compared to many other states, the medical malpractice laws in Washington state are relatively friendly to plaintiffs (the patients who sue medical providers). In this article, we'll give you an overview of the most important rules in Washington that could have an impact on how your case proceeds and how much your lawyer may charge. (You can find full text of the laws and rules discussed here at the Washington State Legislature's Laws and Agency Rules page.)

How to prevent medical malpractice lawsuits?

Many states try to prevent frivolous medical malpractice lawsuits by requiring plaintiffs to file, along with the initial complaint, an affidavit or certificate with a medical expert's opinion that the case has merit. Washington still has a law like this on the books, but the state's supreme court ruled in 2009 that the statute was unconstitutional, because it required plaintiffs to submit evidence before they could go through the "discovery" process, when both sides have the opportunity to obtain evidence from each other. By doing so, the law hindered plaintiffs' right of access to the courts. (Putnam v. Wenatchee Valley Medical Center, P.S., 716 P.3d 374 (Wash. Sup. Ct. 2009).)

Why are you 20% responsible for your injuries?

For example, say that you suffered severe back problems because of an orthopedic surgeon's negligence during a botched surgery, but the jury found that you were 20% responsible for your injuries because you failed to follow the doctor's orders after the surgery and engaged in activities that made your condition worse.

Is expert testimony required in medical malpractice cases?

Washington courts have found that expert testimony is usually necessary to prove negligence in medical malpractice cases, except in the relatively rare cases where a reasonable layperson could observe and describe the facts without medical training.

Who decides that mediation wouldn't be appropriate in your case?

the judge or the mediator decides that mediation wouldn't be appropriate in your case.

What to do if you believe you were harmed by medical negligence?

If you believe that you were harmed because of medical negligence, you might be thinking of suing the doctor or other healthcare provider who was responsible for your injury. While you'll almost certainly need to hire a medical malpractice attorney who will handle the details, a basic understanding of the process will help you avoid significant ...

What age do you have to be to file a discovery for malpractice?

If the injured patient was a minor (under age 18), the discovery date will be when the minor's parent or guardian learned about the malpractice.

How to sue an insurance company?

After you decide to file a lawsuit against your insurance company, you should perform the following steps: 1 Request that your insurance company provide you with a full copy of your insurance policy, if you do not already possess it; 2 Send a written letter to your insurance company requesting them to send in writing their denial of your claim and a detailed reasons as to why your claim was denied, as well as demanding they payout your claim; 3 Allow your insurance company a reasonable time to respond to your demand for payment, as they may offer a fair settlement; 4 File for an administrative hearing regarding your insurance claim denial with your insurer. This is an important step as your insurance policy may contain a section regarding you “exhaust all available remedies” before filing a civil lawsuit, and your failure to do so may result in your lawsuit being dismissed; and 5 If all administrative and out of court options fail, you should then file a civil lawsuit against your insurance company seeking they pay out your claim.

How to file a lawsuit against an insurance company?

After you decide to file a lawsuit against your insurance company, you should perform the following steps: Send a written letter to your insurance company requesting them to send in writing their denial of your claim and a detailed reasons as to why your claim was denied, as well as demanding they payout your claim;

Why do you need an attorney for insurance?

Further, because insurance laws and remedies vary by state, consulting a knowledgeable and well qualified attorney is crucial in order to ensure that you have a valid claim, and that your claim is handled expediently. An experienced attorney will be able to help you negotiate with your insurance company, file a lawsuit on your behalf, and represent you in court, if necessary.

What is the most common legal theory for suing an insurance company?

As mentioned above, the most common legal theory for suing an insurance company is a breach of contract theory. When you succeed in a breach of contract claim, you are first entitled to actual damages, which includes what you were supposed to receive under the contract.

What happens if an insurance company doesn't pay on time?

Therefore, if an insurance company does not make reasonable efforts to timely pay our a properly filed claim, then the insured may be able to make a bad faith claim.

What is an insured's policy?

In a home insurance case, an insured’s homeowner policy is meant to provide coverage for the insured’s property in cases where the property suffers certain damage. However, an insurance company may deny a homeowner’s claim if they were the reason that their property suffered damages; for instance, an insurance company may validly deny a claim if the homeowner committed arson to their own property or purposefully flood their property.

What happens when an insurance company breaches its duty of good faith?

When an insurance company breaches their duty of good faith and fair dealing, such as by wrongfully denying a properly filed and covered claim, then the insured may recover not only their actual claim damages, but punitive damages as well.

What does it mean when an insurance company has the burden of proving its innocence in court?

The insurance company must prove that it acted appropriately. What this means is that the insurance company has the burden of proving its innocence in court.

What happens when an insurance company does not indemnify the insured?

Lawsuits often arise when an insurance company does not indemnify, or protect, the insured from a covered act under their policy. They also occur when an insurance company does not otherwise fulfill their end of the contract, such as when they wrongfully deny a legitimate insurance claim.

What is the relationship between an insurance company and the insured?

Because of this, a legal contractual relationship exists between the insured and an insurer.

Can you sue an insurance company?

People often sue their insurance companies, and for many reasons. In order to understand why it is possible to sue an insurance company, it is important to discuss the relationship between the person who purchases insurance and their insurance company. The person who purchases insurance is referred to as the insured, and the insurance company is referred to as the insurer.

Can an insurance company delay paying a claim?

The insurance company will likely delay paying your claim, especially if they have grounds for denying the claim. However, insurance companies are required by law to pay out a properly filed insurance claim in a timely manner. As such, it is important to first properly submit your claim to the insurance company before filing suit. This must be done in writing.

3 attorney answers

Depends on what you wish to sue the State for!! Be aware of shorter statutes of limitations and the need for a notice of claim for many State actions.

Eliot M. Wolf

As Mr. Slick and Mr. Wolf indicated, you should seek counsel from some one familiar with bringing law suits against the state, and the type of lawyer depends on the nature of your claim.