what kind of lawyer can assist with social security overpayment problem?

by Kody Kertzmann 5 min read

What do attorneys do in Social Security overpayment cases?

Attorneys in Social Security overpayment cases are conscious that their clients are usually lower-income individuals due to their disability, and they know that it might be hard for the client to pay the attorney's bill.

Do I need a lawyer for a disability overpayment?

If the SSA explained that you are no longer disabled and that is the reason for the overpayment, you may want to talk to a disability lawyer if you think you are still disabled.

What should I do if the SSA overpaid me?

If you don't believe that you were actually overpaid, or if you think that the SSA has calculated the amount of your overpayment incorrectly, you should file SSA Form 561, Request for Reconsideration.

Can I get Social Security to reduce or waive an overpayment?

If you agree that you received an overpayment from Social Security, and you think the agency has calculated the amount correctly, you can ask that Social Security to reduce or waive the overpayment in the following circumstances: you are unable to afford to pay back the overpayment, and making you pay the overpayment would be unfair.

How do I fight a Social Security overpayment?

If you do not agree that you have been overpaid, or if you believe the amount is incorrect, you can appeal by filing Form SSA-561, Request for Reconsideration. You should explain why you think you have not been overpaid or why you think the amount is not correct.

Who is responsible for SSI overpayment?

Individual liability Generally, unless the eligible individual has a representative payee, he or she is liable for repayment of any overpayment he or she incurs. For information on liability for eligible couples see SI 02201.022.

How far back can Social Security go to collect an overpayment?

For Supplemental Security Income (SSI) benefits, that time period is 2 years. For Title II Social Security benefits, the time period is 4 years. Only in very limited circumstances, such as fraud, may SSA assess an overpayment beyond the above time limits.

How do I deal with a disability overpayment?

You can either:send a check for the full amount to the SSA within 30 days of receiving the notice of overpayment, or.call the SSA to set up a monthly repayment plan.

What do you do when Social Security says you owe them money?

If you think the overpayment wasn't your fault, and you can't afford to pay it back, you can ask SSA to forgive the overpayment. This is called a “Request for Waiver.” You must file a special form called SSA-632. You should file your Request immediately to stop money from being taken out of your monthly benefits.

Can a payee go to jail?

Payees are required to spend the beneficiary's money only on the payee's medical needs and personal expenditures. If a representative is caught misusing a beneficiary's funds, he or she will not only have to repay the beneficiary, but also face fines and even imprisonment if found guilty.

Does Social Security forgive overpayment?

SSA can withhold all of your Social Security benefits to repay the overpayment. However, unless there is fraud involved, they will usually let you pay it back in smaller amounts. You will have to pay back at least $10.00 a month. SSA tries to get the money back within 3 years.

What happens if you don't pay back Social Security overpayment?

If you no longer receive SSI, we may withhold your overpayment from a Federal Income Tax refund and/or from any future Social Security benefits you may receive. If you become eligible for SSI in the future, we will withhold your overpayment from future SSI payments.

Can benefit overpayment be written off?

Can benefit overpayments be written off? In very rare cases, benefits overpayments can be written off. However, this is usually only after a long period of time, and usually only if the DWP considers that it would be seriously detrimental to the health and wellbeing of you or your family.

Can Social Security disability be garnished for overpayment?

SSA will not garnish the wages to collect either an SSDI overpayment or an SSI overpayment if any of the following are applicable: 1. The wages are paid by the United States government; 2. The individual had been involuntarily separated from employment and has not been reemployed continuously for at least 12 months; 3.

How Disability Attorneys Get Paid

There are two ways for Social Security attorneys to get paid: fee agreements and fee petitions. Fee petitions are used for overpayment cases.

Retainer Fees For Overpayment Cases

When attorneys take Social Security overpayment cases, they will almost always ask you to pay a retainer fee upfront before they will start work. A...

Should You Hire An Attorney For An Overpayment Case?

An attorney can help you by filing an overpayment waiver request, appealing the denial of a waiver request, or negotiating a repayment plan.But eve...

How to Find An Attorney Who Will Take An Overpayment Case

If an attorney represented you at an earlier stage in your disability case, you should consider contacting that person to see if he or she can help...

How to appeal Social Security overpayment?

If you disagree with the overpayment or the amount of the overpayment, file an appeal. To appeal, you fill out Social Security Form 561, Request for Reconsideration. There is a check box on the form called "Informal Conference" that you can use to ask for an informal conference to talk to a Social Security representative about your appeal.

What to do if you receive a notice of overpayment from Social Security?

If you receive a notice of overpayment from Social Security saying that it paid you too much disability benefits, review it carefully to understand why Social Security has issued it. If you disagree that you owe an overpayment at all, or if you think Social Security has calculated a larger overpayment than the one that you owe, ...

What to write in a waiver for Social Security disability?

For instance, if Social Security made a mistake and sent you a bigger disability check than you were entitled to one month, but you didn't notice it because you have a cognitive problem, describe it in your waiver application. You should describe anything that affected the overpayment, like physical or mental problems or a language barrier.

How long does it take to get a Social Security disability check reconsidered?

The deadline for filing a request for reconsideration is 60 days from the day you received a notice of overpayment, but if you want to stop Social Security from starting to collect the overpayment (by reducing your disability check), you need to request reconsideration within 30 days. Pay attention to these deadlines;

What happens if you don't notify Social Security?

Even if the overpayment was Social Security's fault, if you didn't notify Social Security that you receiving too much, the agency will look at whether you knew or should have known that you could not keep the overpaid benefits. If you have a disability or condition that contributed to the overpayment or your not noticing the overpayment, ...

Can you request a reduction of Social Security overpayment?

Requesting a Waiver or Reduction of the Overpayment. If you agree that you received an overpayment from Social Security, and you think the agency has calculated the amount correctly, you can ask that Social Security to reduce or waive the overpayment in the following circumstances: the overpayment was not your fault.

Is it unfair to make you pay an overpayment?

making you pay the overpayment would be unfair.

How much do lawyers charge for Social Security?

Lawyers take their fees from any retroactive benefits you’re awarded from Social Security. The fee is limited to 25% of your past-due benefits , up to a maximum of $6,000. 1.

What to do if you can't resolve a Social Security claim?

If you have a Social Security dispute that you can’t resolve on your own, finding a lawyer can be the next step. Since you may not have a lot of experience looking for lawyers—particularly lawyers specializing in Social Security—we put together a guide to help you find the right one for your case.

What is a disability on Social Security?

Social Security disability is for people who have a medical condition that fits Social Security’s definition of a disability. And to qualify, you must have worked in jobs covered by Social Security. 2 In other words, if you never paid into Social Security, you’re not going to get anything out. If you do qualify, you can get monthly benefits checks ...

What to do if your Social Security claim has been rejected?

If it's complicated applying for Social Security benefits, or if a disability claim has been rejected, you can enlist an attorney for help.

What happens if you get nothing from a lawyer?

Because the lawyer will likely have to request medical, school, work, and psychological records that come with a cost, they might pass on that fee to you. This should be a couple of hundred dollars at most.

What to look for in a lawyer?

Make sure the lawyer you choose has a solid reputation, track record, and ethical grounding.

What to ask before hiring a lawyer?

Before hiring a lawyer, ask about the fee structure. If they tell you that it’s all paid by the Social Security Administration, ask about any extra fees that might come out of your pocket.

What a Social Security lawyer can do for you

Social Security lawyers are most often retained to help disabled people get Social Security Disability (SSDI and SSI) benefits. These attorneys also help with issues related to Social Security retirement and survivors’ benefits.

Why hire a Social security attorney

Social Security lawyers most often help clients get disability benefits in the form of SSDI (Social Security Disability Insurance) and SSI (Supplemental Security Income). These lawyers can also offer help with Social Security Retirement and Survivors Benefits claims.

What to do if you get overpaid on Social Security?

If you receive an overpayment notice from Social Security, you can appeal, request a waiver, offer a compromise, or demand a lengthy repayment plan. Overpayments occur when Social Security pays an individual more disability, retirement, or dependents benefits than he or she was due, often because a one's income, resources, marital status, ...

What happens when Social Security overpays?

Overpayments occur when Social Security pays an individual more disability, retirement, or dependents benefits than he or she was due, often because a one's income, resources, marital status, or living situation has changed. When Social Security discovers that it has made an overpayment, it sends the beneficiary a Notice ...

What If I Can't Repay the Overpayment?

If you can't afford to repay the amount you owe to Social Security, you should file form SSA-632, Request for Waiver of Overpayment Recovery or Change in Repayment. A waiver will usually be granted if:

What happens if you are denied a waiver from Social Security?

If your waiver request is denied initially, the SSA will arrange a personal conference at your local Social Security field office where you can argue your case to an SSA employee. Social Security should allow you ...

How long does it take to get a notice of overpayment from Social Security?

When Social Security discovers that it has made an overpayment, it sends the beneficiary a Notice of Overpayment stating the amount of improperly paid benefits and instructing the individual to return the excess benefits within 30 days. If you've received a Notice of Overpayment from Social Security, you do have options.

What is the lack of fault in obtaining a waiver?

The lack of fault, not the inability to repay benefits, is usually the major stumbling block in obtaining a waiver. The SSA may determine that an overpayment was not your fault in situations such as the following: You reasonably believed that you had reported all required changes in your living situation.

How long do you have to review a Social Security claim?

Social Security should allow you to review your claim file at least five days before the conference is held. If the waiver request is still not granted after the personal conference, you may request reconsideration and even an administrative hearing.

What is an overpayment?

An overpayment is when you receive more money for a month than the amount you should have been paid. The amount of your overpayment is the difference between the amount you received and the amount due.

Can you pay back an overpayment?

You cannot pay back the overpayment because you need the money to meet your ordinary living expenses. You may have to submit proof of your income, as well as bills to show that all of your income is used for your monthly expenses and that it would be a hardship for you to repay.

Can you ask for a waiver at any time?

You can ask for a waiver at any time.

Can I change my SSA 634 payment rate?

You can submit form SSA-634 Request for Change in Repayment Rate to ask us to withhold less than the proposed amount each month, or you can arrange to make monthly payments if you no longer receive Supplemental Security Income (SSI) benefits.

What to do if SSA overpayment is too much?

You should collect copies of any bills or receipts you have that show how much your expenses are. If SSA thinks your income is more than your expenses, they will want you to pay the overpayment back even if it wasn’t your fault.

How to pay back an overpayment to the SSA?

Ask for a Payment Arrangement. Do this if you think that the overpayment was your fault or you can afford to pay it back. You can tell SSA that you want to pay the money back a little at a time. That amount would be based on how much of your income you need for your basic necessities.

What Can I Do if I am Overpaid?

The Notice of Overpayment will tell you how much you were overpaid. It will tell you to send the money back in 30 days.

How long does it take for SSA to recover overpayment?

File the request within 60 days of being turned down for a waiver. If you file your request within 30 days, SSA will not try to recover the overpayment until after your case is reviewed.

How to get overpayment recovery request?

Get a form called Overpayment Recovery Request, (you can also ask for one at your local Social Security office). This form asks you questions about whether you reported the change and whether you knew you should report the change. It will also ask questions about your income. Remember, you must show both that the overpayment was not your fault and that you do not have enough money to pay back the overpayment.

What to do if SSA doesn't give waiver?

If SSA does not give you a waiver, you can ask for a reconsideration. This means you want SSA to look at your waiver request again. Here are the rules:

What happens if you request reconsideration from SSA?

If you request reconsideration, an SSA worker will review the papers in your file and make a new decision based on this file review. You will have an opportunity to present any new documents you want SSA to see.

What is the SSA?

Earnings: The Social Security Administration, or “SSA,” averages a person’s earnings over the course of their career in order to determine what they will be entitled to. The size of their retirement benefits depends on how much they earned while working, as previously discussed.

What is Social Security tax?

Over the course of a person’s employment, they pay a portion or percentage of their regular income to the government. These payments are known as Social Security taxes, and are then issued on a monthly basis after retirement or a qualifying disability.

Do I Need an Attorney for Retirement Benefits?

Laws regulating retirement benefits and Social Security can be confusing and overwhelming. A skilled and knowledgeable administrative law attorney can help you understand your retirement options, as well as which Social Security benefits you should be receiving. Additionally, should you need to appeal a denial of benefits, the attorney is able to represent you in court.

How are retirement benefits determined?

As retirement benefits are determined by how much a person earned over the course of their working life, higher lifetime earnings equate to higher benefits. When a person is working and paying Social Security taxes, they earn credits towards their benefits.

How old do you have to be to get a Social Security check?

You are aged 18 or older; You have a Social Security number (SSN); and. You have a valid U.S. mailing address. With this account, you may be able to view your Social Security Statements and receive an estimate of your retirement benefits. Find the Right Government Lawyer. Hire the right lawyer near your location.

How old do you have to be to receive Social Security?

This could include: Children up to the age of 18, or up to 19 if they are a full time student not graduated from high school.

Does working past full retirement increase Social Security?

Delayed Retirement: Deciding to work past full retirement age results in an increase in a person’s Social Security benefits. In addition to increasing their earnings, the SSA will increase benefits by a certain percentage for each additional year a person works past their full retirement age.