someone is suing me for money owed. what type of lawyer do i need

by Pasquale Hahn Sr. 4 min read

What can you do if someone doesn't pay you back?

What to Do When Someone Doesn't Pay You Back
  1. Give gentle reminders. People are busy, and sometimes they forget about the money they owe. ...
  2. Renegotiate payment terms. ...
  3. Have them pay you with something else. ...
  4. Get collateral. ...
  5. Offer to help with financial planning. ...
  6. Ask to use their credit card.
Mar 24, 2021

How do you stop someone from suing you?

If you're wondering about how to stop most frivolous lawsuits, you must contact an experienced attorney who can advise you on the best course of action to take. Very often, a wise option is to settle out of court by apologizing or offering a small compensation to resolve the issue even if you were not at fault.

Can you sue someone for all of their money?

There is a monetary limitation in small claims court. The maximum amount an individual can sue is $10,000. For businesses, the limit becomes $5,000. You should make a visit to a small claims court and see how it works.Jun 5, 2018

What happens when someone sues you and you have no money?

You can sue someone even if they have no money. The lawsuit does not rely on whether you can pay but on whether you owe a certain debt amount to that plaintiff. Even with no money, the court can decide that the creditor has won the lawsuit, and the opposite party still owes that sum of money.Dec 9, 2021

Can you settle out of court after being served?

Summary: Yes, you can settle after service. The best way to settle a debt lawsuit is first to file a response, then contact the otherside and make an offer.Feb 22, 2022

What can I do if someone owes me money and refuses to pay?

If someone owes you money and they refuse to pay you at the agreed time, you may take the matter to the Small Claims Court. If someone has bought goods such as furniture from you and they have failed to pay for it, you can take the matter to the Small Claims Court.

What are the easiest things to sue for?

The law must support your contention that you were harmed by the illegal actions of another.
  • Bad Debt. A type of contract case. ...
  • Breach of Contract. ...
  • Breach of Warranty. ...
  • Failure to Return a Security Deposit. ...
  • Libel or Slander (Defamation). ...
  • Nuisance. ...
  • Personal Injury. ...
  • Product Liability.

How do you write a demand letter for money owed?

How to write a demand letter
  1. Establish facts. Don't assume everyone knows the facts. ...
  2. Refer to evidence. If there's evidence (like a contract), you don't need to include it, but you should refer to it. ...
  3. Make a demand. Be specific as to what you want. ...
  4. Set a deadline and establish method of payment. ...
  5. Offer a consequence.

Leonard Roy Boyer

You need a good civil litigation, general practice attorney or debt collection attorney. This individual, from what you have described is likely to file for Bankruptcy and you will then get zilch. Use AVVO's Find a Lawyer tool to select a qualified attorney. Good luck.

Andrew M Wolfenson

It appears that you will need to hire either a litigator or collection attorney to sue this individual for the approximately $42,000 that he owes you.

Money Threshold for Small Claims Court

Check your state's small claims case money limit first before considering legal action. You can search for the terms " [your state] money owe small claims court" or " [your state] money claims conciliation court." Look for a .gov website with an answer, or call a small claims court attorney with questions.

Small Claims Judgment 101

Small claims court exists to give two or more parties a place to state their side of the story. However, you should carefully consider if suing someone is the right course of action.

Owing Money: Legal Definition

There are some guidelines you need to follow to sue someone for owed money. You obviously can't gift someone money and one day decide you want it back. You also can't loan someone money but never tell them you expect to be paid back.

Suing Someone for Loans or Debts 101

To show your case in the best possible light, it is a good idea to try other methods of debt collection first. Be sure to ask for the money — preferably in writing — so there is a record of your attempts. This is called a " demand letter ."

Step 1: Filing Your Complaint and Paying Filing Fees

First, check the thresholds for the amount of money you are requesting and the correct court to file in. If the amount is too small or too large, you won't be able to file in small claims court.

Step 2: Serving the Lawsuit and Court Dates

The fee you paid may go toward a court official " serving " the case. This means they will find the person who owes money (the "defendant") and give them official notice that they are being sued by you (the "litigant"). You might also be able to serve the defendant yourself through certified mail.

Step 3: Attend Court Hearing

Be on time for your court date. You can expect the court hearing to be quick — typically around 15 minutes total. If you are nervous about what goes on during a hearing, you can sit in on small claims court cases in advance.

How to prove a loan?

Preparing your case involves gathering all documentary evidence to prove that: 1 You worked or delivered the products/services that the debtor in question ordered; or 2 You loaned someone a given amount of money under the pretext that they were supposed to pay you back within a specific period 3 The customer or person in question didn’t pay you what they owe

Is small claims easy?

While the small claims process is an easy one, it doesn’t mean that you shouldn’t prepare carefully. The process is designed to be easy for anyone, especially if you want to avoid paying attorney fees.

How long does a small claims court case last?

Small claims court cases usually last on average 10 to 15 minutes. Tell your story and answer any questions the judge asks. With proper documentation, the ruling will usually be in your favor unless there’s some compelling reason why the debtor shouldn’t have to pay you what they owe.

What does success in small claims court mean?

Success in small claims court doesn’t equate to getting a favorable judgment. It means being able to collect the money that the debtor owes. It’s not automatic that the debtor will pay.

How to collect on a judgment?

To collect on a judgment, you may have to get a lien on the person’s property through the court. Alternatively, a lien to order a wage garnishment can be issued. The process is fairly straightforward, but it’s easier to get a lawyer to do it for you.

What is the alternative to small claims court?

Alternative to Small Claims Court: Mediation. In mediation, the settlement process is run by a mediator who brings both parties to the table to clear up the dispute and reach an amicable resolution. While the process is voluntary, the court can also mandate it.

What is the process of mediation?

In mediation, the settlement process is run by a mediator who brings both parties to the table to clear up the dispute and reach an amicable resolution. While the process is voluntary, the court can also mandate it.

What to do if someone owes you money and won't pay it?

If someone owes you money and won't pay up, you might consider filing a lawsuit to have a judge order them to pay it. However, you should keep in mind that filing a lawsuit – even in small claims court – can be a lot more complicated than it might appear in daytime television shows such as People's Court. Beyond that, a court's order only gives you ...

What to do if someone refuses to pay you?

If someone owes you money but refuses to pay, you might have to file a lawsuit to have a judge order them to pay . Start by gathering your evidence, including written contracts, any proof of a loan, or receipts for initial payments on monies owed.

How much does it cost to file a small claims lawsuit?

This fee will vary depending on the court in which you file. If you file in small claims, the fee may be under $100, but you can expect to pay several hundred dollars to file a regular civil court lawsuit. If you can't afford to pay the filing fees, you may be able to fill out an application to have the fees waived.

Can a court collect money?

The court won't collect the money for you. If you've assessed your options and decided you want to file a lawsuit for money you're owed, the basic process is the same throughout the country, although specific procedures vary considerably depending on the court you need to use. Steps.

What to do if you loan someone money?

If you loaned someone money, be prepared that he or she may try to claim that the money was a gift rather than a loan. Any proof you may have that it was in fact a loan will go a long way. For example, suppose you loaned a friend $1,000 to get repairs done on his car.

What is a summons in court?

The summons tells the defendant that he or she must appear in court, and provides details on how to respond to the lawsuit. The certificate of service tells the court how you intend to notify the defendant of the lawsuit. Once you've finished everything, make copies of each document you're filing with the court.

How long does it take to answer a complaint?

Typically the defendant has between 20 and 30 days to file his or her written answer.

How to sue a creditor for a debt?

When a creditor sues you to collect debt you haven't paid, you have three choices to deal with the lawsuit: 1 allow the creditor to obtain a judgment against you (called a "default judgment") 2 defend the lawsuit yourself, or 3 hire an attorney to represent you in the lawsuit.

Can you keep your retirement account in bankruptcy?

If bankruptcy might be inevitable, think twice before using retirement funds to pay bills. Most people can keep their retirement account in bankruptcy.

Can a creditor get a judgment against you?

allow the creditor to obtain a judgment against you (called a "default judgment") defend the lawsuit yourself, or. hire an attorney to represent you in the lawsuit. Which option is best for you will depend on a number of factors.

What is a defense in a lawsuit?

A defense is a reason why you aren't liable for the debt or a reason why the creditor shouldn't be allowed to collect the debt. Here are some common defenses to creditor suits: the statute of limitations (the time period in which the creditor must bring the lawsuit) has run.

What is a counterclaim?

A counterclaim is a claim that you have against the creditor. In most states, the counterclaim must relate to the transaction at issue in the creditor's lawsuit. For example, say the creditor sues you for nonpayment of a credit card debt.

What is a counterclaim in a lawsuit?

In most states, the counterclaim must relate to the transaction at issue in the creditor's lawsuit. For example, say the creditor sues you for nonpayment of a credit card debt. You might be able to file a counterclaim alleging that it harassed you in trying to collect the debt.