how much does a bankruptcy lawyer cost in indiana

by Darren Steuber 7 min read

Where is the cheapest place to file bankruptcy?

Feb 10, 2022 · The price of a personal bankruptcy attorney in Indiana is around $1,122.50 (Low: $ 795.00. High: $ 1,450.00 ). This information is provided by …

What is the cheapest way to file bankruptcy?

In the Indiana bankruptcy courts, the court or bankruptcy trustee has established guideline fees that most attorneys use as a standard total attorney fee for the entire Chapter 13 case. This ranges from $3600-$4500 depending on the district in which you reside.

How much does it cost to file Chapter 7 bankruptcy?

The fee that Indianapolis Bankruptcy Attorneys generally charge for Chapter 7 is about $1200-$2000 for their attorney fee. We instead charge less at $870-$1170 on the attorney fee part. However, many other Indiana and Indianapolis Bankruptcy Attorneys will charge as much as $2000-$2500 for a Chapter 7 bankruptcy on the higher end.

How much debt do you need to file for bankruptcy?

Jul 28, 2017 · Filers with a lot of assets often require more work for the attorney, and the subsequent fees usually reflect this. Indiana bankruptcy attorney Peter Francis Geraci states that attorney fees for bankruptcy cases range from $500 to $5,000, making it difficult to pinpoint an accurate average. Request quotes from multiple lawyers to get a better idea of how much a …

How much does a lawyer charge for Chapter 7 in Indiana?

For Chapter 7 bankruptcy, you can expect the attorney fees to range between $1200-$1800, depending on the specifics.

How much does it cost to file for bankruptcy in Indiana?

You have to pay a $338filing fee to file a Chapter 7 bankruptcy. When you file your petition, you can also apply to have the filing fee waived if you can't afford it. To qualify, your income must be less than 150% of Indiana's poverty guidelines (see the table for Indiana Fee Waiver Eligibility below).Apr 5, 2022

How do I qualify for Chapter 7 in Indiana?

If you would like to file a Chapter 7 bankruptcy you must pass the Indiana means test. The test only applies to higher income filers which means that if your income is below the Indiana median for your household size you are exempt from the test and may file a Chapter 7.

Can I own anything after bankruptcy in Indiana?

You can keep your exempt property and anything you obtain after the bankruptcy is filed. However, if you receive an inheritance, a property settlement, or life insurance benefits within 180 days after your bankruptcy, that money or property may have to be paid to your creditors if the property or money is not exempt.

What is the downside to filing bankruptcy?

Disadvantages of Bankruptcy: A bankruptcy may impede your chances of getting a mortgage or car loan for some time. Not all debt will be discharged. Examples of debt that cannot be discharged include child support, alimony, some student loans, divorce settlements and some income taxes.

Is it better to file a Chapter 7 or 13?

Most consumers opt for Chapter 7 bankruptcy, which is faster and cheaper than Chapter 13. The vast majority of filers qualify for Chapter 7 after taking the means test, which analyzes income, expenses and family size to determine eligibility.

What is the means test for Chapter 7?

The bankruptcy means test determines who can file for debt erasure through Chapter 7 bankruptcy. It takes into account your income, expenses and family size to determine whether you have enough disposable income to repay your debts.

Can you keep your house with Chapter 7?

Most Chapter 7 bankruptcy filers can keep a home if they're current on their mortgage payments and they don't have much equity. However, it's likely that a debtor will lose the home in a Chapter 7 bankruptcy if there's significant equity that the trustee can use to pay creditors.

How do you pass Chapter 7 means test?

How to pass the Chapter 7 Means Test?Step 1: Outline your expenses.Step 2: Subtract the average of taxes, social security, and living expenses.Step 3: Calculate disposable income limits.

Can I own anything after bankruptcy?

After bankruptcy you are free to own, buy, sell, transfer or give away anything you want. The bankruptcy laws provide that any property acquired after bankruptcy ‑ or any property you had when you filed your bankruptcy case but was exempt ‑ is yours to do as you see fit.

Can you file bankruptcy and keep your house in Indiana?

When you file for bankruptcy in Indiana, you will need to use Indiana's exemption law. You can keep any property that falls within one of the state exemptions to help you start over with your life after you complete your bankruptcy.Apr 22, 2021

What assets are protected in Indiana?

Assets that are protected include such items as cash, savings and checking account money, IRA's, certificates of deposit, and real property. Income such as social security and a monthly pension check is not protected. The asset protection feature is only included in Partnership long term care policies.Mar 19, 2022

Bankruptcy Attorney Fees

For Chapter 7 bankruptcy , you can expect the attorney fees to range between $1200-$1800, depending on the specifics.

Due Diligence (Document) Costs

The other costs involved in filing bankruptcy are taking the credit counseling and debtor education courses (these are really simple and can be done online or by phone), and obtaining your credit reports.

Bankruptcy Filing Fee

Finally, the last cost is the Court Filing Fee. For bankruptcy Chapter 7, this is currently $338; for Chapter 13 it is $313. This is paid to the bankruptcy court for accepting your case and helps the court cover costs such as postage (to notify all your creditors of your filing), staff at the court, etc.

How much does a bankruptcy attorney charge in Indiana?

We instead charge less at $870-$1170 on the attorney fee part. However, many other Indiana and Indianapolis Bankruptcy Attorneys will charge as much as $2000-$2500 for a Chapter 7 bankruptcy on the higher end.

How much does bankruptcy cost?

In addition to attorney fees, the U.S. Bankruptcy Court charges $338 for Chapter 7 bankruptcy. If you file a Chapter 13 bankruptcy, the court fee of $313 is charged by the U.S. Bankruptcy Court. We are required by law to collect that fee from you and then pay it to the court.

Is Bymaster Bankruptcy a good bankruptcy office?

Bymaster Bankruptcy Law Office is a VERY affordable Indiana bankruptcy office, but we never want to become a “cheap” Indiana bankruptcy office. Why? Because sometimes a bankruptcy in Indiana that is “cheap” IS NOT ALSO friendly, experienced, and dependable. Sometimes looking for the cheapest option – such as an online option or an option that sounds too good to be true – can be a very bad idea that can end up being much more difficult and costly in the long run.

Can you get a co-signer for Chapter 7?

Your qualified co-signer will be responsible for the attorney fees. If you cannot obtain a qualified co-signer, we have other options for Chapter 7. These include easy payment plans that will allow anyone to get their case filed still as quickly as possible. *$0 down available wherever applicable.

How to file for bankruptcy in Indiana?

To file for bankruptcy in Indiana, you first must complete a court-approved credit counseling course. Such courses usually cost between $25 and $50, but filers with sub-median income can receive a waiver of this fee. Next, fill out the bankruptcy petition. Your lawyer provides this document to you, but you also can download a copy of the bankruptcy petition from the U.S. courts website. This multi-page document consists of schedules in which you enter information about your household and finances. Finally, submit the petition to the court clerk and pay the filing fee.

How much does it cost to file for bankruptcy?

Filing Fees. The federal bankruptcy code sets the filing fee at $245 for a Chapter 7 bankruptcy and $235 for a Chapter 13. Filing fees must be paid in cash or by guaranteed means such as cashier's check, money order or attorney check.