You'll probably need an attorney to handle your claim if you suffered a serious injury—especially one that requires surgery—or your work caused a chronic condition like a repetitive stress injury (RSI) or an occupational illness. A moderate to severe injury means higher medical bills, more in lost wages, and a higher permanent disability award.
You may receive any or all of these benefits:
If you experience any of the situations described above, a workers’ compensation attorney can:
What To Do After An Accident At Work
Did you know?
After an injury or illness occurs, your employer must: Provide a workers' compensation claim form to you within one working day a work-related injury or illness is reported. Return a completed copy of the claim form to you within one working day of receipt.
If it's an emergency, call 911 or go to an emergency room right away. Tell the medical staff that your injury or illness is job-related. If you can safely do so, contact your employer for further instructions. If you don't need emergency treatment, make sure you get first aid and see a doctor if necessary.
employersMost employers are required by laws in each state to carry workers' compensation insurance, which pays a portion of an employee's regular wages while they're recovering from a work-related injury or illness.
While you do have some rights after being injured at work, there is no obligation on any employer to pay a staff member their full standard salary if they are off work due to illness or injury – even if it was caused by an accident at work, or materials used at work.
If the employee is booked off due to an IOD for 4 days or longer, but less than 3 months, the employer must pay the injured employee at a rate of at least 75% of his earnings, from the first day, until the employee returns to work.
employerThis means that if your employee has more than one job, and suffered a loss of earnings in all their jobs in their first week of incapacity, you as the employer in whose employment they suffered the injury, will be responsible to pay all of their first week compensation.
Not every injured worker will need to hire workers compensation attorney. After all, the workers’ compensation system is an administrative process, not a lawsuit and there is no jury trial. Simple first-aid claims are relatively easy for workers to navigate.
Not every injured worker will need to hire workers compensation attorney. After all, the workers’ compensation system is an administrative process, not a lawsuit and there is no jury trial. Simple first-aid claims are relatively easy for workers to navigate.
There are many cases in which your settlement is good, but not quite enough. It may#N#have been approved by a judge so you feel powerless to address it. In this instance, an#N#experienced workplace injury attorney may be able to help you improve your settlement.
If you suffer a severe injury or permanent disability that limits your ability to perform your#N#work duties, you are typically entitled to continual compensation. However, insurance#N#companies and employers may try to limit expenses as much as possible, so they may#N#underpay you or delay payments. Consult an injury attorney to learn how much you#N#deserve based on your condition.
Do all injury cases require an injury lawyer? The answer is “NO.” Because there are various types of injuries – major and minor injuries.
The majority of the time, when you intend to hire a lawyer, the cases are usually very severe. For example, you fall and slip, break your ankle, arm, and many more. So, those injuries are not likely to heal by themselves. As a result, those injuries are called major injuries.
There is no exact amount of lawyer fees. It will depend on the situation and the place you are living. Different situation deals with different things. The more complicated the case is, the more cost the lawyer will take. Sometimes, the fees of the lawyer also vary from location to location.
Dealing with an injury case is not always pleasant and easy. Sometimes, you may need to deal with a lot of legal procedures and paperwork. It is quite normal that all those processes may seem very confusing to you. As a result, if you can hire a professional injury lawyer, it will be a very good option for you.
Yes, you can. You can file a case against any injury that occurred because of your employer’s negligence. An injury lawyer can help you in this regard.
The emotional costs of these injuries can be hard enough to deal with. When you consider the potential financial costs, it can be extremely overwhelming.
What were the circumstances that lead to your injury? This is an essential question asked in all personal injury cases.
If your injuries are not clearly work-related, require extensive medical treatment, involve long periods of time off work, or result in permanent disability, you should call a workers' compensation lawyer.
Additionally, many states place caps on contingency fees in workers' comp cases. The percentage varies from state to state, but is generally between 15% and 25%. However, the fee can be as low as 10% and as high as 33% in some states . (For more information about fees, see our article on how much it costs to hire a workers' comp lawyer .)
Your permanent disability rating is disputed. The bulk of most workers' comp settlements and awards are for permanent disability benefits. These benefits are calculated based on your permanent disability rating. If the insurance company doesn't agree with the rating assigned by your treating doctor, it can require you to attend an independent medical examination (IME) with a doctor of its choosing. The IME doctor will likely assign a much lower disability rating, which the insurance company will use to justify paying you less in benefits. A lawyer can be essential to getting you a fair settlement or convincing a judge that you are entitled to the higher rating. (To learn more, see our article on how permanent disability ratings work .)
For example, the insurance company might claim that your injury wasn't work-related or that you filed your claim too late. (To learn more, see our article on common reasons workers' comp claims are denied .)
If you can never work again, you'll need to maximize your workers' comp benefits and structure them in a way to last well into the future. If you need to change careers, you'll need to secure training in a new line of work. A lawyer can help you do both.
You can appeal the denial through the workers' compensation system. While the appeals process varies from state to state, it generally requires you to file formal paperwork, use legal tools to gather evidence, and present your case at a hearing. Your permanent disability rating is disputed.
Any time you're in a dispute with the insurance company, you should consider hiring a lawyer to represent you. You will need to gather evidence in order to challenge the insurance company's position, which may include taking depositions, requesting an independent medical examination, and hiring expert witnesses—all of which require legal knowledge and skill.
After a workplace injury, your top priority is probably getting paid for your medical bills and lost wages as quickly as possible. Sometimes, hiring a workers’ compensation lawyer is the best way to make this happen. Other times, you may be able to handle the case on your own successfully, particularly if you had a minor injury, your employer acknowledges that it happened on the job, you didn't miss much work, and you don't have any complicating medical issues like preexisting conditions.
If your work-related injury or illness affects your long-term ability to work, a lawyer can be essential to getting a settlement or award that's large enough to cover a fair portion of your future wage loss. This is especially true if you'll never be able to work in the same capacity as you did before your injury. Permanent disability benefits can be very expensive for the insurance company, and it will do everything it can to minimize your disability rating (the measure of your long-term limitations). Insurance companies usually have high-powered lawyers working for them; having an experienced lawyer on your side will level the playing field.
You should consult with a workers' comp lawyer if the insurance company denied your claim or disputes any part of it, such as your need for certain medical treatment or time away from work. Insurance companies often routinely deny workers' comp claims, assuming that injured employees won’t appeal or challenge the decision. Unfortunately, some workers take the denial at face value and miss out on the benefits they're entitled to receive.
However, the appeals process can be complicated. It involves tight deadlines, formal paperwork, and detailed knowledge of substantive and procedural rules . An experienced workers' comp attorney can help you present your case in the most convincing light possible, by helping you prepare for the workers' comp hearing, highlighting the strengths of your case with supporting evidence, and questioning witnesses effectively. A lawyer can also ensure that you don’t lose your case on a technicality because you failed to follow a certain rule, meet a deadline, or submit a particular document.
When the insurance company puts up a fight, you could face tactical delays, demands for independent medical exams, or low-ball settlement offers. An experienced workers’ comp lawyer will know how to deal with these types of insurance defense tactics and can help you get your medical expenses covered and receive a fair settlement or award.
With an attorney in the picture, the insurance company will be more motivated to negotiate, and your lawyer will be able to evaluate whether you should accept the settlement offer.
This means the lawyer only gets paid if you get paid, and you don’t need to worry about paying the fees up front. According to our survey of readers with workers' comp claims, workers' comp attorneys charge an average of 15 percent of their clients' award or settlement.
5. Insurers may also deny you coverage for medical care you need in order to help you recover as fully as possible from a work injury.
2. An attorney can help you to ensure you don't miss deadlines. You have a limited amount of time to report your injury to preserve your claim, and a lawyer will help you to understand and comply with deadlines. 3. An attorney helps you to submit your work injury claim. Navigating the process of reporting an injury and keeping track ...
An attorney helps you to appeal a benefits denial: If your claim for benefits is denied, an attorney can help you go through the appeals process and fight for your rights. 10. An attorney can help you to maximize the chances of getting benefits: The workers' compensation system may be your only option for pursuing a claim from your employer ...
If you are refused coverage for care that you need, an attorney can assist you in fighting the insurer so you can get your costs covered. 6. An attorney can help you to ensure you aren't being pressured to try to go back to your job before you are ready.
If you have been hurt at work, it can be hard to know where to turn. Suffering an injury can affect every aspect of your life, leaving you with medical bills to pay and impacting your ability to do your job and earn an income. When you find yourself facing this difficult situation, it’s important to know you have legal rights – ...
An attorney can help you to determine if you have any third-party claims.
But, it is up to you to make your claim for benefits. A workers’ compensation attorney at the Law Offices of Mark C. Wagner can provide the help and support you need as you ...
A lawyer will file the paperwork on time, build your case, negotiate with the insurance company and draft a settlement, if one is agreed on. If it’s not, you’re headed for a hearing.
Reporting regulations and deadlines vary from state to state, but it should typically take no longer than 30 days to complete this process.
If the insurance company doesn’t agree with the rating, it can require you to get an independent medical exam (IME) by a doctor of its choosing. Chances are that doctor will give you a lower rating than what you (and your sore neck) feel you deserve. A lawyer can help convince a judge you are entitled to a higher rating.
That injury is aggravated further at work, suddenly becomes serious and the employer/carrier says the original injury didn’t occur at work.
An attorney not only will prepare your argument, he or she will prepare you to say the right things in testimony. They also will cross-examine the insurance company’s witnesses. That job should not be left up to amateurs. Unlike civil cases, workers compensation law has a safety net of sort.
Unless you’re an attorney or enjoy reading workers compensation manuals in your spare time, probably not. Handling a case on your own is usually a bad idea, especially since the insurance company will be represented by someone who’s probably handled hundreds of cases.
However, if your work injury is serious and things get contentious between you and your employer or the insurance carrier handling the case, there is no question that it’s in your best interests to at least talk to a workers comp lawyer. A twisted knee or strained back can turn into knee or back surgery and things get serious very quickly.