why my workers comp lawyer ask me to fill out income claims from 2015 to 2016

by Jaclyn Gottlieb 10 min read

Do I need a lawyer for a workers'compensation claim?

Sep 26, 2016 · An abundance of fraud: While workers’ compensation is an invaluable resource for many injured and ill workers, unfortunately, the system is full of holes that allow both workers and health care providers to scam the system and fraudulently collect benefits, including feigning symptoms to continue receiving benefits, phony billing, and setting ...

What does the Workers’ Compensation Insurance Company not want you to know?

Jun 23, 2021 · Part of a lawyer’s job is to explain the workers’ compensation process and coach you for your role in the case. This means spending at least some time to help you prepare for critical proceedings such as an independent medical examinatio n, your deposition , and the workers’ comp hearing .

How long do I have to file a workers’ compensation claim?

In workers comp, claims adjusters gather information and facts to decide whether an insurance company must pay a claim under the applicable insurance policy and the Workers Compensation Act. And, if so, what types of workers comp benefits to pay and how much money to offer to settle the claim and close out medical treatment .

What happens if my workers’ comp claim is denied?

Dec 02, 2021 · An experienced Workers’ Compensation attorney will be able to discuss these facts, pointing out anything that you may not have even considered. An adept workers’ compensation attorney will evaluate any proposed settlement objectively and make any appropriate recommendations before you sign or agree to anything.

What do workers comp adjusters do?

Like any other profession, workers comp claim adjusters have certain techniques they use to help them investigate, defend, negotiate, and settle claims. Most of these techniques are allowed, but can still hurt your case if you don’t know what to watch out for.

What is the goal of talking to a claims adjuster?

One of your goals when talking with the claims adjuster is to find out what the adjuster considers important when deciding whether to accept a claim and offer an Award Agreement Form or to make a settlement offer.

What is a claims adjuster?

Claims adjusters have a role in almost every type of personal injury claim, from car accident claims involving negligence and tort law, to workers comp. They even have a role in long term disability claims.

How long does it take for an insurance adjuster to call you?

This adjuster will send you a letter or call you within 48 hours of your work injury and ask for more information about your work accident or occupational disease.

How many adjusters are there in a case?

It is common to have two or more adjusters assigned to your case at different times. No matter their official job title, remember one thing: This person’s job is to save the employer and insurance company money by finding ways to limit the amount of cash and medical benefits you receive.

What happens when an injured employee hires an attorney?

Claims adjusters know that when an injured employee hires an attorney there is a good chance that: 1) the insurance company will have to pay more money in benefits or a settlement and 2) the claim will take more effort to close.

Can you settle workers comp claims?

Taking an extreme initial settlement position may prevent you from resolving your workers comp claim . That is because many claims adjusters refuse to negotiate with an injured employee if they think the employee is being unrealistic.

What is the best way to win a workers compensation case?

For the best possible outcome in your workers’ compensation case, you should hire an experienced attorney that has a proven record of success in various types of workplace injury claims.

How can a claim be diminished?

Another way your claim can be diminished or denied is by not following your doctor’s treatment plan or advice. If your doctor orders follow-up tests or physical therapy, it is extremely important that you follow up on everything, even if you are feeling better.

What does it mean when a worker is embarrassed?

At the time of an accident or injury a worker may be embarrassed, dazed or disoriented. They may not be thinking as clearly as they normally would, even if they have no outward appearance of injuries.

How to keep track of doctor visits?

A good method to accomplish this is to purchase a separate calendar to keep track of your doctor’s visits and symptoms. It can be a wall or pocket calendar, or something as simple as a printout from your computer. Finally, make sure to keep copies of everything, including all costs associated with the injury.

Can an injured worker make a mistake?

This is the greatest mistake an injured worker can make. As stated above, it is extremely tempting to do things for one’s self, especially when living alone. However, it is the one time when you do venture down the driveway to get that heavy package out of the mailbox or carry in that bag of groceries when you are caught in the act by a zealous insurance adjuster who has sent out a private investigator for the sole purpose of discrediting the inju red worker.

What is an adjuster's job?

They work for the employer’s insurance company. The adjuster’s job is to pay you the least amount of benefits and that is in the best interest of his or her employer. This is not to say that all employers or their insurance companies, are out to intentionally deceive people.

Do you have to give a recorded statement?

You do not have to give a recorded statement or sign a medical authorization. Much like a criminal case, anything you say can and will be used against you. My clients are often shocked when they find out they were never required to give a recorded statement. The adjuster may tell you they can’t proceed with your claim until you sign certain paperwork.

What happens if you receive unemployment compensation?

If you’ve received unemployment compensation while your employer’s insurance company denied your workers’ comp claim, you’ll likely have to reimburse the state for the unemployment payments once your receive a settlement or award.

What is a workers comp lien?

Doctors’ Liens. Your workers’ comp settlement or award may include an amount for medical bills that the insurance company hasn’t already paid—because it denied your claim or refused to pay for treatment that you needed. In this situation, some doctors or other health care providers will agree to take payment later from your future workers’ comp ...

How long does it take to get a permanent disability?

In some cases, your employer or its insurance company may pay permanent disability benefits prior to a final settlement or award. The laws in some states require this. In California, for instance, permanent disability payments must start within 14 days after temporary disability ends (usually when your condition has stabilized). In states where this isn’t a legal requirement, some employers or insurance companies may agree to advance permanent disability benefits.

Do workers comp lawyers charge a fee?

In almost every state, workers’ comp lawyers charge what’s known as a “contingency fee,” which means they don't charge anything up front. Instead, they receive a percentage of the settlements or awards they win for their clients. Many states, including California, prevent attorneys from taking a percentage of benefits that are routinely covered (such as medical benefits or temporary disability payments), unless they had to fight for those benefits after the insurance company resisted paying.

Do you have to pay taxes on workers comp?

You generally don’t have to pay state or federal income taxes on workers’ comp benefits. However, if you receive interest on overdue benefits as part of your award or settlement, you may have to pay taxes on that amount.

Can you pay back medical bills if you have Medicare?

If Medicare or Medicaid paid any medical bills for your work injury while your employer’s insurer was refusing to cover those bills, you’ll have to pay back the conditional payments out of your settlement or award. This is because Medicare and Medicaid are “secondary payers,” which means they aren’t responsible for medical bills covered by other insurance.

Attorneys’ Fees and Costs

  • In almost every state, workers’ comp lawyers charge what’s known as a “contingency fee,” which means they don't charge anything up front. Instead, they receive a percentage of the settlements or awards they win for their clients. Many states, including California, prevent attorneys from taking a percentage of benefits that are routinely covered (su...
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Doctors’ Liens

  • Your workers’ comp settlement or award may include an amount for medical bills that the insurance company hasn’t already paid—because it denied your claim or refused to pay for treatment that you needed. In this situation, some doctors or other health care providers will agree to take payment later from your future workers’ comp award or settlement, by filing what’s know…
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Permanent Disability Advances

  • In some cases, your employer or its insurance company may pay permanent disability benefitsprior to a final settlement or award. The laws in some states require this. In California, for instance, permanent disability payments must start within 14 days after temporary disability ends (usually when your condition has stabilized). In states where this isn’t a legal requirement, some …
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Medicare Repayments and Set-Asides

  • If Medicare or Medicaid paid any medical bills for your work injury while your employer’s insurer was refusing to cover those bills, you’ll have to pay back the conditional payments out of your settlement or award. This is because Medicare and Medicaid are “secondary payers,” which means they aren’t responsible for medical bills covered by other insurance. Also, if your settleme…
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Other Deductions from Workers’ Comp Settlement Or Awards

  • If you’ve received unemployment compensation while your employer’s insurance company denied your workers’ comp claim, you’ll likely have to reimburse the state for the unemployment payments once your receive a settlement or award. Money from your settlement or award could also go to pay what you owe for overdue child support, although some states limit how much ca…
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Taxes

  • You generally don’t have to pay state or federal income taxes on workers’ comp benefits. However, if you receive interest on overdue benefits as part of your award or settlement, you may have to pay taxes on that amount. Also, taxes may come into play if you receive both workers’ comp and Social Security Disability Insurance (SSDI) benefits, and your combined benefits are m…
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