why do you need a personal injury lawyer if you dont have health insurance

by Julie Mitchell 3 min read

Why do I need a personal injury lawyer?

In many cases, though, you may need an experienced personal injury lawyer to guide you through the process and help you be restored as much as possible to your situation prior to the injury. We can help.

Should I file a lawsuit for an injury without insurance?

If the party responsible for your injury doesn't have adequate insurance or "deep pockets", filing a lawsuit may be a fruitless effort. Get the compensation you deserve. We've helped 285 clients find attorneys today.

What happens if the party responsible for my injury doesn't have insurance?

If the party responsible for your injury doesn't have adequate insurance or "deep pockets", filing a lawsuit may be a fruitless effort. Get the compensation you deserve. We've helped 285 clients find attorneys today. Please answer a few questions to help us match you with attorneys in your area. Did the injury occur at work?

Is a personal injury lawsuit worth it?

Even if the only goal is to punish the defendant, a lawsuit can be quite punishing and expensive for a plaintiff as well. The unfortunate reality is that even an excellent personal injury case is worth nothing (in terms of recovering compensation) without a "pot" from which to get money.

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What is a good personal injury lawyer?

A good personal injury lawyer will listen to you, do thorough information and evidence gathering, talk to you about your options, and assist you in pursuing the course of action that you choose. This includes: Handling your case personally, listening to your needs, and responding quickly to your questions.

What is the job of a lawyer?

Ensuring that all court documents, insurance claims, and other paperwork are filed correctly. Systematically gathering crucial pieces of evidence. Interviewing witnesses who saw the incident that caused your injury. Representing your interests during nego tiations with insurance companies.

What to know when meeting with a lawyer?

When you meet with lawyers to decide who to use, you will want to find out certain things from each lawyer, such as the nature of their personal injury experience, if they have experience with your specific type of injury case, how they handle billing, how they manage cases like yours, etc.

How long does it take to file a personal injury claim in West Virginia?

The statute of limitations for personal injury cases — the time frame during which you must file a claim in the state’s civil court system — is two years.

Why do you need a personal injury attorney?

It’s fairly well-known that even simply having a personal injury attorney on your side will improve your odds at a higher settlement. Your attorney will have experience working with insurance companies and injury claims. They will ensure that the insurance company acts in good faith and pays you just and fair compensation.

What happens after an injury?

After an injury, you could be left in a tight spot financially. Medical bills can rack up quickly, especially if you are put out of work or need ongoing medical treatment. Many personal injury attorneys work on contingency fees, meaning that clients will only pay the attorney a certain amount that is contingent on how much compensation the attorney helps them win. This helps ensure that all injured individuals have equal opportunities to seek legal representation.

What to do if you contact a personal injury lawyer?

If you contact your personal injury lawyer immediately after your injury, they can help you get quality treatment. They might know medical practitioners that can provide you with treatment for the injuries you’ve suffered.

Why is personal injury important?

1. They’re Professional And Objective. A personal injury can cause you immense physical pain and emotional trauma. The pain and suffering endured as a result of your injury may prevent you from bringing objectivity to your case. Your personal feelings and opinions might affect your ability to stick to the facts of the case.

What is the ultimate goal of a personal injury claim?

When you’re pursuing a personal injury claim, your ultimate goal is to get the full amount of compensation you deserve for your injuries. But keep in mind that the tax treatment for settlement of personal injuries is complex and ambiguous.

What to do if someone contests your compensation claim?

If the offending party contests your compensation claim, the next available option is to take court action. Even if your personal injury claim is legitimate, going to court may turn the tide against you, especially if the other party has a lawyer and you don’t. Having a personal injury lawyer in your corner will level the playing field.

What happens if a personal injury is filed in court?

If your personal injury claim ends up in court, the offending party’s legal team will try to prove they’re not responsible for your injuries. If they provide any evidence to support their claim, you’ll need to analyze and counter it. This will require a legal mind, so it’s a good idea to hire a lawyer.

What is an accident lawyer?

An accident lawyer is only interested in the facts of your case. They’ll bring knowledgeable perspective to your case so you can get you the settlement you deserve. They’ll fight for you without focusing on things that are immaterial. 2.

Can a lawyer delay a personal injury claim?

If you hire a lawyer, they’ll start pursuing your compensation claim while you’re still recuperating .

Is an auto accident a fact of life?

Auto accidents are a fact of life. Fortunately, some of them really are quite minor in nature. When all parties walk away with no injuries, no pain, and no property damage, they can usually feel pretty confident in their ability to resolve the situation without a lawyer’s help.

Can a personal injury lawyer help you?

If your claim involves more significant injuries (ranging from moderate to severe in nature), a personal injury lawyer may be able to help you recover substantially more financial compensation than you would get on your own.

What is the key consideration in a personal injury lawsuit?

A key consideration in any personal injury lawsuit is whether the person being sued (the defendant) will be able to pay a damages award if the person suing (the plaintiff) wins. If the defendant is not a corporation or a wealthy individual, chances are that the only source of payment for a damages award will be the defendant's insurance policy -- ...

What is no fault insurance?

Under no fault laws, the plaintiff's insurance company is the one to pay damages from an accident, regardless of whether the defendant has insurance or assets. The difference between UIM coverage and the coverage under no fault laws ( called personal injury protection, ...

Can a plaintiff sue the defendant?

However, the plaintiff can sue the defendant if the defendant caused the plaintiff serious injuries, such as disfigurement, or if lost wages, medical expenses and other economic damages are over a certain limit. The no fault laws vary from state to state, however, with some states even permitting the plaintiff to sue the defendant regardless ...

Can you sue for UIM insurance?

In fact, no lawsuit will be necessary, since the defendant does not need to be sued to prove the UIM insurance clause applies. The plaintiff may, however, need to sue or go through arbitration with his or her insurance company if the company disagrees that UIM coverage was triggered by the accident.

Does UIM insurance matter if the defendant is broke?

If UIM coverage is in place, it will not matter if the defendant is broke and has no insurance: the plaintiff's own insurance company will pay the plaintiff's damages up to the limits of the UIM coverage. In fact, no lawsuit will be necessary, since the defendant does not need to be sued to prove the UIM insurance clause applies.

Can an uninsured person recover from an auto accident?

If the plaintiff's injuries are from an auto accident where an uninsured defendant is at fault, the plaintiff may be able to recover directly from his or her insurance company . . . and without a lawsuit against the defendant.

Is litigation stressful?

For the defendant and the plaintiff, litigation is a stressful experience. It is rarely the case that the plaintiff simply hires a lawyer and the lawyer takes care of the rest. A typical lawsuit will require a lot of input from the plaintiff and the distinct possibility of having his or her character questioned.

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