why do you need a foreclosure lawyer

Here are a few reasons you might want to hire an attorney if you want to fight a foreclosure:

• Attorneys have special skills to fight a foreclosure. Good foreclosure attorneys have years of training and extensive...
• Foreclosure law evolves. Foreclosure law evolves. New laws get passed, and courts decide cases that could help with your...

Full Answer

Should I hire a lawyer to fight a foreclosure?

Nov 26, 2020 · Here are a few significant reasons why you need assistance from Queens foreclosure lawyers: To prevent foreclosure notice. Falling behind on the schedule for mortgage payments due to some reason. Afraid of getting a negative score credit rating. Facing financial conditions or problems that make it challenging for you to afford your home.

How can I defend myself against a foreclosure?

Jul 07, 2021 · There are several reasons why you may need legal representation in mortgage and foreclosure. These include: You have limited legal options but want to keep your property: an attorney may help you keep your home by assisting with the negotiation with your lender. You have served in the military: Whether you currently serve in the military or you have done in the …

How does the foreclosure process work in New York?

Dec 26, 2019 · Foreclosure Lawyer. When a lender tries to gain control of a property against the will of the owner, a good lawyer is often recommended. It is recommended not to wait to hire an attorney after you’ve been removed or the property has been sold. The main reason behind the recommendation is to avoid all such hassles.

Do you have to file your own foreclosure lawsuit?

If your plan is to live in the home throughout the foreclosure, you might have to get a lawyer to help you if the bank or servicer prematurely changes the locks or removes your personal property in the name of "property preservation." You Want to …

When Do You Need a Mortgage Foreclosure Attorney?

There are several reasons why you may need legal representation in mortgage and foreclosure. These include:

How Can Gomez and Simone Help?

If you are based in Los Angeles, Gomez and Simone can expertly litigate your State or Federal Court case.

What Mortgage and Foreclosure Cases Do We Handle?

If you require legal assistance, we have years of experience in the following case types:

What can a foreclosure lawyer do?

A foreclosure lawyer can help you formulate your arguments, navigate the rules of the court, and submit the appropriate paperwork. It's unlikely that a homeowner could mount a successful defense to foreclosure without an attorney.

What happens if you don't have a valid defense to foreclosure?

If you don't have a valid defense to the foreclosure—say you stopped making your payments, have no intention of resuming them, and think the servicer has treated you fairly —then there's probably no reason to hire or consult with an attorney.

What is the SCRA for foreclosure?

Active military servicemembers have special protections against foreclosure, as well as certain rights, under the Servicemembers Civil Relief Act (SCRA). The SCRA is extensive and complex. If you're a military servicemember, an attorney can inform you about all of your rights under the SCRA and help ensure that the servicer complies with this law.

What to do if you can't afford a lawyer?

If you can't afford to hire a lawyer to represent you throughout the entire process, consider scheduling a consultation with one to help you decide what to do, as well as to explain to your legal rights and responsibilities. If you can't afford even one consultation with an attorney, a legal aid office might be able to help you for free if you meet certain criteria.

Do you need an attorney to defend against foreclosure?

You Have a Defense and Want to Keep Your Home. If you think you have a defense to the foreclosure, and you want to keep your home, you'll likely need a skilled attorney to help. Some defenses that probably require the aid of an attorney include the following: The servicer didn't follow proper foreclosure procedures.

Can a foreclosing party prove it owns a loan?

The foreclosing party can't prove it owns your loan (that it has "standing" to foreclose). The servicer made a serious error with your account. Each foreclosure defense is different and every situation has complicated nuances that can ultimately make or break the case. And, you'll have to raise your defense in court.

Is it a good idea to learn the foreclosure process?

It's a good idea to learn each step in the foreclosure process in your state. That way, you won't be caught off guard at any point. If you've done your homework on the topic, but still have questions, an attorney is an excellent resource.