If your disability income claim has been denied by Aetna and your disability income policy has been offered through your employer, then federal ERI...
The application for disability benefits with Aetna is the foundation of your claim. One mistake can result in your claim for disability insurance b...
If Aetna has denied all of your ERISA disability appeals, then you have the right to file a lawsuit in federal court against Aetna. An ERISA disabi...
We have helped thousands of individuals collect long term disability benefits from Aetna and we know the unreasonable denial tactics used by Aetna...
Monthly disability insurance claim management is a unique service we offer. Our goal is to make sure your Aetna disability benefits continue for as...
Lump sum buyouts and disability buyouts are occasionally offered by Aetna. Our disability lawyers have established relationships with the people at...
Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have...
Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options....
No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-...
When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-682-8331 or by email....
If you are applying for long-term disability in Virginia, that usually means you have been diagnosed with a significant injury like chronic fatigue syndrome, musculoskeletal problems such as back injuries, cardiovascular diseases like heart failure or coronary artery disease, cognitive impairments like a traumatic brain injury, respiratory diseases like asthma or COPD, or maybe even cancer.
You can work up your appeal on your own by filling out the insurance companies limited forms and hope for the best knowing that the insurance company has more resources and knowledge about how these claims are resolved. At the end of the day, this may cost you.
Unfortunately, with ERISA long-term disability cases, that is not true.
Long-term disability (LTD) insurance benefits provide beneficiaries with a portion of their income in the event that they cannot work for an extended period—due to a covered sickness or accidental disability. Aetna expressly provides certain disability insurance limitations including:
Sherrie Ace alleged that Aetna acted in bad faith when the company denied her claim for disability insurance benefits. Ultimately, the jury ruled in Ace’s favor on her bad faith claim, awarding her a sum of $27,000 for the wrongful denial of her individual disability insurance benefits and $100,000 for emotional distress.
The disability insurance lawyers at DarrasLaw are widely considered the nation’s top disability litigation firm. We take on large insurance companies who wrongfully deny much needed and deserved disability insurance benefits — and win. Top-rated trial lawyer Frank N. Darras and his team handle a wide spectrum of individual, short-term and long-term disability insurance claim denials, from a few thousand dollars — to claims worth millions. We have an unmatched track record of forcing insurers like Aetna to fulfill their contractual obligations.
Aetna is an international insurance provider that reviews many claims every single day. Sometimes, valid claims slip through the cracks and receive an unfair denial. Often, Aetna claims that a claimant failed to meet the burden of proof Aetna requires. In other cases, Aetna will employ tactics to look for evidence against a claim.
Fortunately, denied disability claims are not set in stone. If your claim received a denial, you still have the chance to appeal Aetna’s decision. Overturning a denial is not easy, so you should consider working with a disability insurance attorney during this process.
If you have an individual disability insurance policy, you may choose to forego an appeal and file a lawsuit instead. If you have a group policy governed by ERISA (the Employee Retirement Income Security Act – a federal law which applies to employer group insurance), you can file a lawsuit only after exhausting your appeal options.
Tucker Law Group works on Aetna disability insurance claims for clients across the U.S. Our nationally recognized firm offers services to handle denied, delayed or undervalued claims. To learn more about how we can help, contact our offices to schedule a free initial consultation. You can reach our attorneys online or by phone at (866) 233-5044.
Being unable to work due to a disability is terrifying. This is especially true if you have been denied disability benefits by an insurance company like Aetna. How are you going to pay your bills and take care of your family?
If your disability claim has been denied by Aetna, contact our Aetna disability denial attorney.
If your Kansas City Aetna disability claim has been denied, we want to help. Below are three ways we can help you right now:
Insurance companies, including Aetna, are in business to earn a profit. The larger the profit, the better for the company. Therefore, paying long-term disability claims is not in the company’s best interest. Paying long-term disability benefits is simply another expense to Aetna's bottomline.
ERISA laws and the terms of a long-term disability policy will generally favor the insurance company. Aetna also has teams of professionals that have experience and training to protect the company’s best interest. Aetna's team hopes that you will not prepare for battle and will simply walk away.
At the Law Office of Kevin J. McManus, we have the training, resources, experience, and knowledge you want and need when appealing a long-term disability denial by Aetna.
As stated above, you must include all legal and medical information in your administrative claim that supports your disability claim. You cannot add information, evidence, or call witnesses if you file an LTD lawsuit.
Aetna was formed on May 28, 1853 and remains based in Hartford, Connecticut. The name was meant to invoke Mount Etna which, was at the time, Europe’s most active volcano. I have hiked Mount Etna which is now known as Sicily’s best, and only, ski destination. Much like Mount Etna, Aetna has faded in its glory.
The type of policy that you have will determine your rights and whether you are playing on a level playing field.
Insurance providers are companies, and have profit in mind. Some customers may claim that the companies make profits by collecting the highest premiums possible, and making payouts for the fewest benefits claims possible.
The Employee Retirement Income Security Act (ERISA) gives policy holders of some retirement and disability insurance claims certain rights. ERISA aims to protect plan participants, and applies to plans provided through employers. One of the ways in which the law aims to do this is to guarantee policy holders the right to appeal a claim denial.
Unfortunately, filing a disability claim can require a lot of paperwork, and can involve a lot of technical information. Faced with the stress of filing a claim, some policy holders may neglect to fill out necessary forms, provide important documentation, or miss a deadline.
Making a successful appeal of a disability benefits denial may depend on having the proper documentation in place. This information can include medical records, doctors’ statements, and occupational information. This information may be hard to track down and compile, but a lawyer can help with this process.
If an insurance company denied your long-term disability insurance claim within the past 180 days, a knowledgeable insurance attorney can help you appeal.
Insurance companies can deny your claim for any number of reasons. They may assert that the information they received is incomplete or inadequate. One challenge faced by all claimants is that insurers will not disclose what evidence it would consider adequate. That leaves you shooting in the dark with your proof.
For decades Aetna has been one of the largest writers of disability insurance in the United States. They are a sophisticated company staffed by highly experienced claims professionals, with ready access to doctors in any medical specialty, vocational experts, and any other resources they need to scrutinize every detail of your claim. When dealing with such a sophisticated adversary, claimants needs access to professionals of similar (or greater) experience and to experts of superior caliber. The disability insurance specialists at Robinson Warncke are equipped to fulfill all these needs.
The reason for having a long-term disability policy is to protect your income in the event you become unable to work. In many cases, these policies are part of a benefits package through an employer. In some cases, people buy disability policies directly from an insurer.
As the name implies, short term disability covers a disability over a short period of time. Usually, this coverage is responsible for covering disabilities that are not permanent or covering the elimination period before long term disability kicks in.
According to The Balance, Aetna is among the best insurance companies of 2020 – winning the title of “Best for Employer-Based Plans.” Pointing to the company’s “excellent reputation” and “excellent financial strength,” The Balance notes that Aetna offers a variety of programs including health insurance and disability insurance along with specialized plans such as HAS plans, gym memberships, weight loss programs, chiropractic services, and more..
If an insurance company denied your long-term disability insurance claim within the past 180 days, a knowledgeable insurance attorney can help you appeal.