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Most bankruptcy lawyers charge a flat fee for a simple bankruptcy; others charge an hourly fee. When you pay attorneys' fees will depend, in large part, on whether you file for Chapter 7 bankruptcy or Chapter 13 bankruptcy.
Finding an affordable bankruptcy lawyer who will give you the time of day is NOT easy. Therefore, Mr. Adler started Adler Law Firm PLLC in Southfield, MI to help people in need find a cheap bankruptcy attorney, while not sacrificing on quality.
Several free legal clinics and legal aid societies assist low-income individuals with legal needs. Also, some bankruptcy courts and law schools have clinics or information centers designed to help self-represented debtors with their cases. You can use the U.S. Court Federal Court Finder to find your local bankruptcy court.
Even if you can't afford a bankruptcy lawyer, consider talking to an attorney. Many attorneys provide free consultations. You could learn about hidden dangers your case might present.
Chapter 7 bankruptcy is a legal debt relief tool. If you've fallen on hard times and are struggling to keep up with your debt, filing Chapter 7 can give you a fresh start. For most, this means the bankruptcy discharge wipes out all of their debt.
With Chapter 7, those types of debts are wiped out with your filing's court approval, which can take a few months. Under Chapter 13, you need to continue making payments on those balances throughout your court-instructed repayment plan; afterwards, the unsecured debts may be discharged.
Again, there's no minimum or maximum amount of unsecured debt required to file Chapter 7 bankruptcy. In fact, your amount of debt doesn't affect your eligibility at all. You can file as long as you pass the means test. One thing that does matter is when you incurred your unsecured debt.
Filing for Chapter 7 bankruptcy eliminates credit card debt, medical bills and unsecured loans; however, there are some debts that cannot be discharged. Those debts include child support, spousal support obligations, student loans, judgments for damages resulting from drunk driving accidents, and most unpaid taxes.
Chapter 7 bankruptcy is the process you go through to clear all of your unsecured debt. Unsecured debt is a loan that is not backed by an underlyin...
First we meet for a free consultation. At the consultation we will discuss if bankruptcy is a good option for you. If we determine that you qualify...
As soon as we file for bankruptcy something called an automatic stay is put into effect. This means that no creditor is allowed to contact you anym...
most tax debts Most student loans Child support and alimony court fines & criminal restitution Personal injury cases that were caused by drunk driv...
The Adler Law Firm PLLC in Detroit, Michigan offers FREE consultations to help people in need decide if bankruptcy is right for them. If you’re eve...