where to find a lawyer in new york state who handles student loan issues

Where can I find a lawyer in New York City?

Need a lawyer in New York? FindLaw's Lawyer Directory is the largest online directory of lawyers. Browse more than one million listings, covering everything from divorce to white-collar crime to estate planning. Detailed law firm profiles have information like the firm's area of law, office location, office hours, and payment options.

What does an education lawyer do?

Education lawyers represent parents and their children in cases involving students' access to public school education, rights of special needs students under the Individuals with Disabilities Education Act (IDEA), discrimination in education, and more.

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What is the student loan repayment guide?

This Guide provides practical information on student loan borrowers' rights during repayment. The Guide describes loan repayment options that can help borrowers avoid falling behind or defaulting on their loans. It also provides information on student loans discharges and loan forgiveness programs.

Who should you contact if you have trouble paying student loans?

loan servicerStay in touch with your loan servicer—especially if you are struggling to make payments on your loans. Your loan servicer will explain your repayment options, such as applying for an income-driven repayment plan or a forbearance or deferment, to help you stay on track or get back on track when you fall behind.

How can I get rid of student loans legally?

Here are seven legal ways you can get out of paying your student loans.Public Service Loan Forgiveness. ... Teacher Loan Forgiveness. ... Perkins Loan cancellation. ... Income-driven repayment plans. ... Disability discharge. ... Bankruptcy discharge. ... Get an employer who will pay off your loans.

Can I sue my student loan company?

If your complaint is about a collection agency for federal student loans, you can file a complaint with the U.S. Department of Education's Default Resolution Group at 1-800-621-3115, who will direct you to the Special Assistance Unit for resolution of the problem.

How do I fight a student loan collection?

If your account has already been sent to a debt collection agency, here are five steps you can take to get back on track:Dispute the debt.Settle your debt.Pay the amount owed.Consolidate or rehabilitate your loans.Declare bankruptcy.

How can I get student loan forgiveness from Covid?

No, there is no coronavirus-related loan forgiveness for federal student loans. The Department of Education and your loan servicer should be your trusted sources of information about official loan forgiveness options. You never have to pay for help with your federal student aid.

What are the consequences of not paying student loans?

Not paying student loans could lead to late fees, a damaged credit score, wage garnishment and more. Speak to your lender about repayment alternatives if you're struggling to keep up.

Is there a class action lawsuit against student loans?

A major settlement was announced on Thursday to resolve a long-standing lawsuit joined by 39 state attorneys general against Navient, one of the nation's largest student loan companies.

Can student loans seize your house?

When you fall behind on payments, there's no property for the lender to take. The bank has to sue you and get an order from a judge before taking any of your property. Student loans are unsecured loans. As a result, student loans can't take your house if you make your payments on time.

Do student loans go away after 7 years?

Do student loans go away after 7 years? Student loans don't go away after seven years. There is no program for loan forgiveness or cancellation after seven years. But if you recently checked your credit report and are wondering, "why did my student loans disappear?" The answer is that you have defaulted student loans.

What is a rehabilitation program for student loans?

A student loan rehabilitation is typically a 9-10 month payment program where the borrower will make agreed upon payments to rehabilitate the student loans to remove the default status.

What age does student loan stop?

If you have a Plan 2 loan, it will be written off 30 years after the first April on which you were due to repay it.

Is the Navient lawsuit real?

The Navient student loan settlement is an agreement between Navient and attorneys general for 39 states and the District of Columbia to resolve lawsuits that accused Navient of: Giving high-interest loans to students who it knew likely could not repay the debt.

What is the good news about student loans?

The good news is that in many cases, there are steps borrowers can take to improve their situation. This Guide provides practical information on student loan borrowers' rights during repayment. The Guide describes loan repayment options that can help borrowers avoid falling behind or defaulting on their loans.

How to contact HESC about student loans?

If you think you have been the victim of a student loan scammer, you can file a complaint with our office or call 1-800-771-7755.