where is the closest bankruptcy lawyer in otsego county

by Malvina Hand 7 min read

Why should I hire a bankruptcy lawyer?

What Does a Bankruptcy Attorney Do? A bankruptcy attorney can help you size up your financial circumstances, including the types and amounts of the debts that are overwhelming you, and advise you about whether it's wise to pursue bankruptcy at all.

What is a bankruptcy attorney office?

A bankruptcy attorney is a lawyer that specializes in the bankruptcy process, having knowledge about the various types of bankruptcy, filing the required documents with the court, and issues with creditors. Most bankruptcy lawyers handle either consumer (personal) bankruptcy, or commercial (business) bankruptcy.

How much is a bankruptcy lawyer in NYC?

Bankruptcy attorneys in New York cost between $965 – $1,550 The price of a personal bankruptcy attorney in New York is around $1,257.50 (Low: $965.00. High: $1,550.00). These prices are above the national average. This information is provided by multiple service providers and open marketplaces.

What are the differences between Chapter 7 and Chapter 13 bankruptcy?

With Chapter 7, those types of debts are wiped out with your filing's court approval, which can take a few months. Under Chapter 13, you need to continue making payments on those balances throughout your court-instructed repayment plan; afterwards, the unsecured debts may be discharged.

Does the government pay for bankruptcies?

So Who Actually Pays for Bankruptcies? The person who files for bankruptcy is typically the one that pays the court filing fee, which partially funds the court system and related aspects of bankruptcy cases. Individuals who earn less than 150% of the federal poverty guidelines can ask to have the fee waived.

How much do you have to be in debt to file Chapter 7?

Again, there's no minimum or maximum amount of unsecured debt required to file Chapter 7 bankruptcy. In fact, your amount of debt doesn't affect your eligibility at all. You can file as long as you pass the means test. One thing that does matter is when you incurred your unsecured debt.

How much do you pay monthly for bankruptcies?

Monthly Payments If the family income is greater than the amount on the Standards, the bankrupt is required to pay 50% of the EXCESS. For example, if you earned $400 more each month than the Standards indicate is necessary, you would be required to pay 50% or that, or $200 per month.

How much is it to file for bankruptcy in NY?

a $338There is a $338 filing fee required of everyone who files a Chapter 7 bankruptcy in New York. The fee is the same whether you file alone or with a spouse, as long as you both file at the same time and file the same type of bankruptcy.

What does a business lawyer do?

A business lawyer is responsible for assisting corporations with legal matters. Their role is to ensure everything done at the company is legal and above board. From mergers and acquisitions to incorporations and bankruptcies, every legal aspect related to the company's business activity will be under your purview.

What is an attorney UK?

Anyone who likes police or legal fiction will probably have noticed that the U.K. uses the term solicitor where the U.S. uses the term attorney.