when should i seek a worker's comp lawyer

Full Answer

When should I hire workers comp attorney?

If your claim is approved, you may be eligible for these and other benefits:

• Medical benefits;
• Temporary total disability;
• Permanent partial disability;
• Permanent total disability;
• Wage loss compensation;
• Death benefits paid to the spouse and dependents of a worker killed on the job.

When do you really need workers compensation attorney?

You should necessarily contact workers’ comp attorney every time you’ve faced threats of being fired or downgraded. Filing claims is one of your rights, and if anyone prevents or punishes you for doing so, they are breaking the law. If you face situations when you don’t know what to do, make sure to use professional lawyers’ help.

When should I contact a workers' compensation attorney?

• You suffered a minor workplace injury, such as a twisted ankle or a cut requiring a few stitches.
• Your employer admits that the injury happened at work.
• You missed little or no work due to your injury.

More items...

When an employee should contact an employment lawyer?

If you are involved in an employment-related dispute, or if you need to ensure that you are in compliance with the many local, state or federal laws relating to employment, you should contact a local employment law attorney for assistance.

When You Can Probably Represent Yourself

As a general rule, you may be able to get by without an attorney if all of the following statements are true: 1. You suffered a minor workplace inj...

What Your Attorney Will Do For You

In addition to making sure you file all the necessary forms and meet the deadlines, an experienced attorney will know how to gather the evidence ne...

Tilting The Scales in Your Favor

The workers' compensation system may have been intended to provide prompt and fair compensation to injured workers. But now, it seems to work mostl...

How long does it take to file a workers comp claim?

Reporting regulations and deadlines vary from state to state, but it should typically take no longer than 30 days to complete this process.

What does an attorney do for you?

A lawyer will file the paperwork on time, build your case, negotiate with the insurance company and draft a settlement, if one is agreed on. If it’s not, you’re headed for a hearing.

What to do if your insurance doesn't agree with your rating?

If the insurance company doesn’t agree with the rating, it can require you to get an independent medical exam (IME) by a doctor of its choosing. Chances are that doctor will give you a lower rating than what you (and your sore neck) feel you deserve. A lawyer can help convince a judge you are entitled to a higher rating.

Do attorneys cross-examine witnesses?

An attorney not only will prepare your argument, he or she will prepare you to say the right things in testimony. They also will cross-examine the insurance company’s witnesses. That job should not be left up to amateurs. Unlike civil cases, workers compensation law has a safety net of sort.

Is it bad to handle workers compensation?

Unless you’re an attorney or enjoy reading workers compensation manuals in your spare time, probably not. Handling a case on your own is usually a bad idea, especially since the insurance company will be represented by someone who’s probably handled hundreds of cases.

Can a minor injury be a preexisting condition?

Your injury is minor and doesn’t require much medical treatment – The workers comp system is specifically designed to handle these types of cases. You don’t have a preexisting condition that was aggravated by the accident – Preexisting conditions can complicate your claim, like a neck injury from car wreck that is inflamed by a fall at work.

Can you file a workers comp lawsuit if you are a third party?

If you have a third-party claim – You can go outside the workers comp system and file a workers comp lawsuit if someone other than your employer contributed to your injury. For instance, if a negligent driver hits you while you are driving for work, you can sue that person for damages.

What to do if you have a work injury?

If your injuries are not clearly work-related, require extensive medical treatment, involve long periods of time off work, or result in permanent disability, you should call a workers' compensation lawyer.

How much do workers comp lawyers charge?

Additionally, many states place caps on contingency fees in workers' comp cases. The percentage varies from state to state, but is generally between 15% and 25%. However, the fee can be as low as 10% and as high as 33% in some states . (For more information about fees, see our article on how much it costs to hire a workers' comp lawyer .)

What happens if you dispute your workers comp rating?

Your permanent disability rating is disputed. The bulk of most workers' comp settlements and awards are for permanent disability benefits. These benefits are calculated based on your permanent disability rating. If the insurance company doesn't agree with the rating assigned by your treating doctor, it can require you to attend an independent medical examination (IME) with a doctor of its choosing. The IME doctor will likely assign a much lower disability rating, which the insurance company will use to justify paying you less in benefits. A lawyer can be essential to getting you a fair settlement or convincing a judge that you are entitled to the higher rating. (To learn more, see our article on how permanent disability ratings work .)

Why do insurance companies deny workers compensation claims?

For example, the insurance company might claim that your injury wasn't work-related or that you filed your claim too late. (To learn more, see our article on common reasons workers' comp claims are denied .)

What to do if you can't work again?

If you can never work again, you'll need to maximize your workers' comp benefits and structure them in a way to last well into the future. If you need to change careers, you'll need to secure training in a new line of work. A lawyer can help you do both.

How to appeal a disability denial?

You can appeal the denial through the workers' compensation system. While the appeals process varies from state to state, it generally requires you to file formal paperwork, use legal tools to gather evidence, and present your case at a hearing. Your permanent disability rating is disputed.

What to do when you have a dispute with an insurance company?

Any time you're in a dispute with the insurance company, you should consider hiring a lawyer to represent you. You will need to gather evidence in order to challenge the insurance company's position, which may include taking depositions, requesting an independent medical examination, and hiring expert witnesses—all of which require legal knowledge and skill.

How long does it take to settle a workers compensation case?

A 2015 survey of workers compensation clients by the law firm Martindale-Nolo indicated the average case took more than 15 months to resolve. Cases involving permanent disabilities, or negotiated settlements, or clients represented by lawyers — boat-rockers all, it would seem — stretched out an additional two to three months.

How long does a workers comp claim last?

By contrast, because there routinely are ongoing disputes over evolving issues — your claim is denied; you’re having trouble getting medical care; you’re unable to return to your previous job; your disabilities are disputed — workers comp cases can last for years, even decades.

How to get a lawyer rating?

Do your research. Avvo.com, the attorney-rating website, is a good place to start. Pay attention to both peers’ and clients’ reviews. Gather a handful of names and begin making calls. Set up interviews. If at all possible, meet face-to-face. Learn about their communications styles and preferences — Are they compatible with your own? — and how accessible they are. What if something happens on the weekend? Will you have to wait until Monday to talk it over?

What does work related medical issues mean?

Your work-related medical issues prevent you from returning to your prior job, or limit what you can do at work.

What is the purpose of workers comp?

Ideally under workers comp, the injured employee receives the care (s)he needs to become healthy and productive once more, as well as tax-free wages to pay the bills; the employer gets a healthy worker and avoids costly litigation.

Do you have to approve a workers comp settlement?

Know this going in, however: The fee you negotiate must be approved by a workers comp judge before a settlement is reached. No other area of law has that safeguard, Pitts notes.

Can you appeal workers compensation if you are permanently disabled?

You are permanently disabled, either totally or in part, and the insurer resists your rating. Your employer and insurer fail to pay workers compensation benefits promptly, counting on you not to file an appeal.

When to hire a workers comp lawyer in Michigan?

It’s always best to hire a workers compensation lawyer immediately following at at-work injury, to avoid critical problems that usually arise within the first few weeks. Below are some frequently asked questions on getting help from Michigan workers comp lawyers.

Can you dispute workers comp claims?

A. Yes. Many employers and insurance companies will ignore the facts surrounding an injury and dispute workers compensation benefits for no good reason. You should definitely contact an experienced workers comp lawyer, who can fight for your benefits, if this occurs.

How to contact a workers compensation lawyer?

Our workers’ compensation attorneys are standing by. Call (844) 243-4823 or contact us via an online chat today.

How long do you have to file for workers comp?

After this, you have up to three years to file for workers’ compensation. Failure to file within this window of time can result in you forfeiting your claim. However, it’s vital that you consider whether you need a workers’ comp lawyer well before the deadlines set in the statute of limitations.

How to get a fair settlement for workers compensation?

In order to get a fair settlement, it’s important you to have someone on your side who is equally skilled when it comes to negotiating and navigating the workers’ compensation system.

What are the types of injuries that require surgery?

Repetitive strain injuries. Car accident injuries. Injuries caused by equipment malfunctions. If your injury requires surgery or affects your ability to work for a significant length of time, you should immediately hire a workers’ compensation attorney who can help you get compensation for medical expenses and lost wages.

Do you need to be in close communication with a workers compensation attorney?

There are certain situations and periods of time throughout the claims process in which it’ll be necessary to be in close communication with your workers’ compensation attorney.

Does Pennsylvania have a statute of limitations for workers compensation?

In terms of your workers’ compensation claim, you must keep in mind that Penn sylvania has a strict statute of limitations, under which you must get treatment from a doctor on your employer’s list of medical providers in a timely manner.

What can a workers comp lawyer do?

A workers' comp lawyer can help you understand the claims process and your rights. They can be particularly helpful when your employer or their insurer is resisting your claim. The following are some of the circumstances where a workers' comp lawyer can help.

How does an employer fund workers comp?

Employers fund workers' comp systems in most states through payroll taxes. The more successful claims an employer's workers make, the more that employer will have to pay into the system. This leads some employers to dispute that an injury was work-related, even if it was. A workers' comp attorney can help you present evidence to show that the injury was related to your job.

What happens if you get a settlement offer from your employer but you don't think it will be enough?

If you have a settlement offer from your employer, but you do not think it will be enough to pay for your medical care, a workers' comp attorney can get your employer back to the negotiating table or take your case before a judge.

What happens if your insurance disagrees with your doctor's rating?

If the insurer disagrees with your doctor's rating, it can choose its own doctor to conduct another medical examination. This doctor might conclude that your disability rating should be lower, which would result in fewer benefits. A lawyer can argue for the higher rating before a judge.

Can a delivery driver get workers comp?

A delivery driver who suffers injuries in a car accident while making deliveries would probably qualify for worker's comp benefits . A construction worker who is injured while "horsing around" on their lunch break, however, might not be eligible.

Can an insurer deny workers comp?

It is not at all uncommon for insurers to deny valid workers' comp claims. Advocacy by an attorney might result in the insurer reversing their decision and approving benefits.

Can you sue someone for work comp?

If a third party was responsible for your injury, however, you might be able to file suit against them. You might also be able to sue your employer if they intentionally injured you. A lawyer with knowledge of your state's workers' comp laws can help you understand your rights.