when should i get a lawyer for worker comp

Here are a few situations that warrant contacting a lawyer:

• Your claim is denied. ...
• You sense your employer is hostile to your claim, demonstrated by overt or even subtle retaliation.
• You have a significant pre-existing condition or disability.
• You are permanently disabled, either totally or in part, and the insurer resists your rating.

More items...

Full Answer

When should I hire a workers' compensation attorney?

Mar 09, 2022 · Here are a few reasons you should hire a workers comp lawyer: If Your Boss or Employer Avoids Taking Responsibility and Refuses to Pay Compensation. When you get injured at work, whether minor or major it is the responsibility of your employer to handle all medical expenses and pay for damages. In many cases, employers try to avoid taking blame ...

When do you really need workers compensation attorney?

An employee can appeal your insurer’s decision when a workers’ comp claim is rejected. In that case, the employer’s insurance provider will likely appoint an attorney for you. Your employee rejects their right to benefits When employees file a workers’ comp claim, they report the incident to the proper labor authorities in their state.

Should I hire a workers' comp attorney?

The best time to hire a workers’ compensation attorney is immediately after you get injured. An experienced attorney will be in the best position to guide you through the often-complicated process of getting you the help and disability benefits you need.

How to find a good workers' compensation lawyer?

May 18, 2019 · Here is a list of seven situations in which you should call a workers’ compensation attorney for professional guidance. When your Workers’ Comp claim is denied: Let’s handle the obvious first. If you have submitted what you consider to be a valid claim to your employer and their insurance company has denied the claim, then you should consider hiring an attorney …

When You Can Probably Represent Yourself

As a general rule, you may be able to get by without an attorney if all of the following statements are true: 1. You suffered a minor workplace inj...

What Your Attorney Will Do For You

In addition to making sure you file all the necessary forms and meet the deadlines, an experienced attorney will know how to gather the evidence ne...

Tilting The Scales in Your Favor

The workers' compensation system may have been intended to provide prompt and fair compensation to injured workers. But now, it seems to work mostl...

Why do insurance companies deny workers compensation claims?

For example, the insurance company might claim that your injury wasn't work-related or that you filed your claim too late. (To learn more, see our article on common reasons workers' comp claims are denied .)

What happens if you don't work again?

If you can never work again, you'll need to maximize your workers' comp benefits and structure them in a way to last well into the future.

How to appeal a disability denial?

You can appeal the denial through the workers' compensation system. While the appeals process varies from state to state, it generally requires you to file formal paperwork, use legal tools to gather evidence, and present your case at a hearing. Your permanent disability rating is disputed.

Do I need a workers compensation lawyer?

Many workers will need to—or can benefit greatly from—hiring a workers' compensation lawyer. In very few cases, an employee who suffers an injury at work can make a claim outside of workers' compensation, and a personal injury lawyer would be appropriate.

Can a sprained ankle be permanent?

don't result in permanent injuries. For example, suppose you sprained your ankle after you slipped on some water in the break room. Your doctor ordered you to ice your ankle, take pain relievers, and stay on bed rest for a few days.

Can you reduce your Social Security benefits?

You're receiving other government benefits. If you're receiving Social Security Disability Insurance (SSDI) benefits, these benefits may be reduced if you receive workers' compensation benefits. A lawyer can help you minimize how much your SSDI benefits will be reduced.

Do I need an attorney for an injured worker?

Not every injured worker will need to hire an attorney. After all, the workers' compensation system is an administrative process designed to be relatively easy for workers to navigate. If you have a straightforward claim that is not being disputed by your employer or its insurance company, you can probably handle your own claim.

What do lawyers do for employees?

Lawyers help employees assess the cost of their injury or illness to determine how much money they should receive. To do so, attorneys consider medical bills, rehabilitation costs, time away from work, and the type of disability that the employee has incurred.

What happens if a company doesn't have workers comp?

If an employee is injured and your business lacks proper insurance, you can be held liable for medical costs, and you could face state penalties and lawsuits.

Can a lawyer help with workers comp?

They feel a lawyer can help them prepare their case better than they could alone. Speaking openly to employees about their workers’ comp benefits and providing official digital or printed information may reduce the likelihood that they will involve lawyers in a claim. But when they do, it is usually to:

Why do you need an attorney for workers comp?

With that in mind, these are the top reasons for hiring an attorney. 1. Hire a Workers’ Comp Attorney to Evaluate the Claim .

What does a workers compensation attorney do?

An experienced workers’ compensation attorney will work to protect your rights. They are on your side, which means they are focused on what course of action is in your best interest. Employers want to protect themselves, and the insurance company wants to spend as little money as possible.

How to file a workers compensation claim?

A lawyer will do the following to help you get started with your claim: 1 Collect details of the incident and document everything 2 Ensure you see a medical care provider 3 Notify the employer 4 Help you navigate the required Independent Medical Examination (IME) to eliminate the possibility of your employer disputing your claim. 5 Respond to the employer or workers’ compensation insurance adjuster with requests for more information 6 Ensure all actions take place in a timely manner

Why is my workers comp claim denied?

One reason for denial is if you have a pre-existing condition in the area of the injury. A workers’ comp doctor may say all your pain is from the other condition and not from the injury , so the claim is denied. 6. An Attorney Can Negotiate a Settlement Offer.

Can you file a claim against a third party?

However, there is one situation where they may be able to file a claim against a third party . This situation occurs when someone other than the employer is at fault for the injury which occurred at work. You will most often see this situation when multiple vendors or contractors are working on the same job site.

Can you have a pre-existing condition?

You don’t have a pre-existing condition which can complicate matters. Although one or more of these scenarios might describe your situation, you may want to contact an attorney for a free evaluation. They can offer legal advice to warn you of possible complications that would require their services.

Why do you need a lawyer for a claim?

The evidence you need to build your case depends on the reasons the insurance carrier rejected your claim. One big advantage of using a lawyer is that they know what the Department of Labor is looking for when reviewing your claim.

What to do if you have a serious injury?

You sustained serious injuries: If you have sustained very serious injuries that will require you to miss a significant amount of time to work, you want to involve a lawyer early in the process. We can help you recover the full value of your claim and ensure that the insurance company doesn’t shortchange you.

Who is Mike from Upper Valley?

Mike has many years of experience as a partner at one of the Upper Valley’s personal injury law firms and is passionate about helping injured persons get the compensation they deserve. Mike is uniquely caring and personally supportive of his clients while at the same time diligent, aggressive and knowledgeable in fighting the insurance companies in personal injury and workers’ compensation cases throughout New Hampshire and Vermont. Read More

What to do if your employer denies your claim?

If you have submitted what you consider to be a valid claim to your employer and their insurance company has denied the claim, then you should consider hiring an attorney immediately. First of all, the insurance company only evaluates fault to the extent that you were or were not drunk or high during the accident.

How long does it take to file a claim with the Department of Labor?

Your employer should file the report with the Department of Labor within 3 days. If they do not, you should call 802-828-2286 to file the report using Form 5 yourself. Your employer’s insurance carrier has 21 days to investigate and make a decision about whether your injury is covered.

Can an insurance company deny a workers compensation claim?

The insurance company, as a third party that pays out the claim, can deny a workers’ compensation claim. All they need to do is establish legal grounds. Now, this puts you as the worker in an awkward position. You can either accept their denial or you can appeal the decision and fight it.

What happens if you get injured in a workplace accident?

If you or your loved one suffered a serious injury in a workplace accident, it can put a considerable economic strain on your family. Medical bills can start piling up quickly. At the same time, those missed paychecks will add even more financial pressure. It is normal for injured workers to be worried about the cost of skilled legal representation. After all, aren’t lawyers expensive? This is a common misconception. Regardless of your current financial situation, you can afford to hire a top-rated workers’ compensation lawyer.

What is a workers comp attorney?

A knowledgeable workers' comp attorney is essential in cases involving permanent injuries or illness. You receive or plan to apply for Social Security disability benefits.

What to do if you can't agree on a settlement?

If you can't agree on a good settlement, an attorney can prepare for and represent you at the hearing or trial. Learn more about what a good workers' comp lawyer should do and what to look for in a workers' comp attorney.

Can you sue someone for work related injuries?

You were injured because of a third party's actions or your employer's serious misconduct conduct. The workers' comp system was designed to prevent civil lawsuits for work-related injuries. However, you are permitted to sue outside workers' comp in certain situations, including when someone other than your employer contributed to your injury ...

Can you represent yourself without an attorney?

When You Can Probably Represent Yourself. As a general rule, you may be able to get by without an attorney if all of the following statements are true: You suffered a minor workplace injury, such as a twisted ankle or a cut requiring a few stitches. Your employer admits that the injury happened at work.

Can an employer deny workers comp?

Your employer denies your claim or doesn't pay your benefits promptly. Employers and workers' comp insurers routinely reject bona fide workers' comp claims, confident that many workers will fail to appeal. Unfortunately, they're usually correct.

Can You Afford a Workers' Comp Lawyer?

Before discussing the merits of hiring a workers' comp attorney, it makes sense to ask whether you can afford to hire one. Fortunately, workers’ comp attorneys almost always work on a contingency fee basis (by taking a percentage of the settlement or award they're able to win for you).

When Your Workers' Comp Claim Has Been Denied

You should consult with a workers' comp lawyer if the insurance company denied your claim or disputes any part of it, such as your need for certain medical treatment or time away from work. Insurance companies often routinely deny workers' comp claims, assuming that injured employees won’t appeal or challenge the decision.

When You Have a Serious Work-Related Injury or Illness

You'll probably need an attorney to handle your claim if you suffered a serious injury—especially one that requires surgery—or your work caused a chronic condition like a repetitive stress injury (RSI) or an occupational illness. A moderate to severe injury means higher medical bills, more in lost wages, and a higher permanent disability award.

If You Have Preexisting Conditions

If you had a previous injury to the part of your body affected by your recent workplace injury, the insurance company may argue that your current medical condition is due to the preexisting condition.

When You're Not Able to Return to Work After an Injury

If your work-related injury or illness affects your long-term ability to work, a lawyer can be essential to getting a settlement or award that's large enough to cover a fair portion of your future wage loss. This is especially true if you'll never be able to work in the same capacity as you did before your injury.

Contact an Attorney

If you have questions about your workers' comp application or need help filing an appeal, contact an experienced workers' comp lawyer right away. Most attorneys offer a free consultation and charge no fee unless you win your case.