what to do when someone damages your property but its more expensive to get a lawyer

by Arthur Wilkinson III 9 min read

You can either get it done by using a form or take the help of your attorney to get it done for you. They will attach the compensation form with the lawsuit itself, during -the time of trial. You must submit the notice of compensation within 7-10 days of the property being damaged and the court will decide on how much you will be compensated.

Full Answer

What should I do if someone damages my home or property?

Call the police immediately if you suspect your home or property was damaged on purpose (or if you witnessed it happening). Depending on the severity of the damage, the individual in question may be charged with a misdemeanor or felony for vandalism or destruction of property.

When to hire a lawyer to sue for property damage?

Hiring a Lawyer to Sue for Property Damage For larger or more complicated claims, especially claims involving a lack of insurance coverage or an intentional act, you should definitely consult a lawyer. Your lawyer will help you determine if you have a viable case.

What happens if someone intentionally damages your property?

Not all property damage occurs as a result of an accident. You also have the right to recover money damages if someone intentionally damages your property. Example. Sean and Jemma are neighbors who can't stand the sight of each other, despite, or perhaps because of, the fact that both are prize-winning rose growers.

Who pays for property damage claims?

Outside of auto accidents, most property damage claims will be paid by the negligent party’s homeowners insurance or business liability insurance. Alice stopped at a local convenience store on the way to work one morning.

What happens if you don't pay damages?

What are the types of property damage?

How long does it take to get a response from a small claims court?

Can you use the current value after depreciation?

See more

About this website

What is it called when someone damages your property?

Any time a person damages someone else's property without the owner's permission, that's criminal mischief. Criminal mischief is also known as malicious mischief, vandalism, damage to property, or by other names depending on the state.

Can you sue for something that happened years ago?

Technically you can be sued for anything at any time, but in most cases can succeed on a motion to dismiss because the statute of limitations for most claims is less than ten years.

What is the statute of limitations for property damage in Texas?

two yearsThe statute of limitations applicable to most claims for property damage in Texas is two years. If you are in a car accident, your car and other property was damaged on the date the accident happened.

How long does a civil lawsuit take?

While an actual trial in court usually takes only a few days, the pre-trial process and the process of preparing a case can take weeks or months. In especially complex cases where both sides present extensive witnesses and lots of technical evidence, even the trial process can stretch on for a long time.

Can I sue for something 20 years ago?

No, you can't sue after the statute of limitations runs out. But there are situations where the statute of limitations begins late. For example, in a case of medical malpractice, the injury may have occurred weeks, months, or possibly years before the harm and cause of harm are discovered.

How long do I have to file a civil lawsuit in Texas?

In Texas, civil statute of limitations laws are anywhere from one to five years, depending on the severity of the claim. While Texas plaintiffs have one year in which to file a claim for defamation, the time limit is five years for sex crimes.

How long do you have to file a property claim in Texas?

two-yearIn Texas, a two-year filing deadline applies to any lawsuit seeking the repair or replacement of damaged or destroyed property, whether it's real property or personal property.

How long after a lawsuit is filed must the defendant be served in Texas?

5. Answer: The defendant has 21 days to answer unless the defendant is the United States or an employee thereof. Then the answer is due in 60 days. The answer is filed with the Clerk of Court and the plaintiff is served a copy of it.

Sue For Damages | Examples of Successful Small Claims

You can sue for up to $10,000 in damages in small claims court. Learn how DoNotPay can help you sue for damages today!

How Are Punitive Damages and Treble Damages Calculated? | LegalMatch

Susan is a member of the State Bar of California. She received her J.D. degree in 1983 from the University of California, Hastings College of Law and practiced plaintiff’s personal injury law for 8 years in California.

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We are often told by prospective clients in a building dispute that as a result of the dispute they have suffered a great deal of stress and inconvenience and as such should be compensated for this by an award of damages. Dealing with issues relating to a property is undoubtedly stressful however, the question that […]

What happens if you suspect your home was damaged?

Call the police immediately if you suspect your home or property was damaged on purpose (or if you witnessed it happening). Depending on the severity of the damage, the individual in question may be charged with a misdemeanor or felony for vandalism or destruction of property.

What happens if someone else harms your property?

But what happens if someone else intentionally or accidentally causes damage to that property, especially when it’s considered valuable? When someone else harms your property, you become a victim of property damage.

What do you need to prove in small claims court?

In small claims court, you need to demonstrate property damage and prove it was the defendant’s fault – while also proving the property’s value, too. Bring any documentation you have that provides evidence of a promise to compensate; the presiding judge can order the defendant to honor the original agreement.

Does property damage insurance cover damage to car?

Some insurance premiums cover property damage, but coverage may be highly dependent on the scenario. Let’s say you’re in a car accident caused by another car and driver. That driver’s insurance may pay for the damage to your vehicle, but only if they carry a high enough property damage liability limit to cover the damage to your car. If they only have a limit of $5,000 and the damage to your car is $8,000, you may have to sue the driver for the $3,000 difference in order to repair your car.

Does nature play a role in property damage?

On occasion, Nature does play a role in property damage – including minor storms and downed trees to major catastrophes caused by hurricanes, tornadoes, and similar weather phenomena.

Is it negligent to trip on a crack?

Tripping on the crack was an accident, but the homeowner may be negligent because the crack was there for you to trip on to start with. A reasonable homeowner would have repaired the crack or temporarily filled it in in some way – if he’d even noticed it yet.

What happens if you forget to prove the cost of your damages?

If you forget to prove the cost of your damages, the judge won't award you anything. Example. Jake knows the brakes on his ancient Saab need repair but does nothing about it. One night, Jake parks the car on a hill and the brakes fail, causing the car to roll across the street, destroying Keija's persimmon tree.

What is property damage?

Property damage cases are one of the regular types of lawsuits that come before judges in small claims courts regularly— they're a staple. In most cases, a plaintiff files an action against a defendant claiming that the defendant negligently (accidentally) or intentionally damaged the plaintiff's property.

How much deductible for basement damage?

But let's say that even though your property insurance covers the $10,000 worth of damage to the walls, floors, and basement, you have a $1,500 deductible.

What does property insurance cover?

What property insurance will cover depends on the policy. Specific policy limits–the most that the insurance company will pay for a loss—also limit the amount the insurance company will pay. If your policy covers the property damage and litigation ensues, the insurance company will assign an attorney to represent you—so in most cases, ...

What happens when the cost of fixing an item exceeds its value?

It's important to note that when the cost of fixing the item exceeds its total value, you are not entitled to a new or better object than the one that was damaged–only to have your loss made good. Had Melissa been driving a ten-year-old car, the cost to fix the fender might have exceeded the value of the entire car.

What to do if you have suffered a substantial loss at the hands of someone else?

If the attorney doesn't feel the case has enough value to warrant representation, you can always file a small claims action on your own .

Can mortgagors finance land?

Mortgagors and lenders won't finance a purchase of real property or make a loan secured by land unless the borrower obtains and maintains sufficient property insurance. Even those owners whose land is unencumbered by mortgages or loans have property insurance–it's the obvious, smart way to protect their investment.

How much does it cost to sue someone for small claims?

How much it costs to sue someone in small claims. It costs between $30-$75 to file a small claims lawsuit over property damage. Once the lawsuit is filed, the person who caused the damage has to be notified that a lawsuit has been filed against them. This is called serving.

How much can you sue for a car accident?

The maximum amount you can sue someone for property damage in small claims court. If someone owes you $10,000 or less for damage to property such as a car after a car accident, then you can sue in a California small claims court. If you are owed more than $10,000, you can still sue in small claims, but you agree to waive any additional amount you ...

What are some examples of small claims?

Here are some examples of small claims lawsuits: Someone hit your car causing damage to it ( we have a whole article on property damage after a car accident ). Your neighbor's pipe burst and caused damage to your home. You can sue in small claims court if they refuse to pay for the damages to your home.

How to serve a small claims court in California?

This is called "service of process" (also known as "service"). You must serve the person you sued at least 15-20 days before the small claims court hearing (sometimes you are required to serve at least 30 days before the hearing). There are several ways you can serve the person you have sued including by having a friend serve, hiring a process server, or hiring the sheriff. You cannot serve your own lawsuit. We can help you with serving the small claims lawsuit.

How to request money back?

While you can request your money or property back orally, it is suggested you do so in writing in the form of a demand letter. It is very common to request reimbursement via text message or by phone but you may have a higher chance of receiving payment if you do it in the form of a letter.

What are some examples of things you want to save?

For example, you want to make sure to save: Any contracts, receipts, invoices. Written conversations you have had with the person who caused the damage ( text messages, emails, etc). Pictures of the damage caused. Any proof you have of how much they owe you and that you have notified them of the damage.

How many copies of evidence do you need to file a lawsuit?

Make sure to let the judge know that you would like to be reimbursed for these costs. Print enough copies of all your evidence. You will need at least three copies of your evidence (one for you, one for the judge, one for the person you sued).

What happens if you list the wrong name on a small claims lawsuit?

If you list the wrong name for the person who caused the property damage on the small claims lawsuit, you may encounter problems serving the lawsuit and enforcing the small claims judgment.

What is the act of notifying a person or business that they have been sued?

Once you have filed your lawsuit for property damage, you will need to serve the lawsuit on the person or the business responsible for the damage to your property. Serving is the act of notifying a person or business that they have been sued. There are very specific rules for serving your lawsuit. Here are a few:

What Counts as Personal Property Damage

The typical homeowner’s insurance policy covers loss or damage to the interior and exterior of your home, and will cover personal property damage under certain circumstances.

Insurance Coverage and Exclusions

In insurance terms, an “occurrence” or “peril” is the circumstance that leads to your property damage. The policy will outline the occurrences covered by the insurer. The policy will also list the types of occurrences excluded, meaning not covered by your insurance.

4 Steps to Settling a Property Damage Claim

No matter if it’s your insurance company or the at-fault party’s insurance, do your homework by identifying the cause, preserving the evidence, and properly substantiating the value of your damage.

Getting a Fair Property Damage Settlement

If you’re not getting anywhere with the adjuster, you may need to file a lawsuit to protect your interests.

Personal Property Damage Claim Questions

My house was hit by a drunk driver with no insurance, and the police seem to either be covering something up or trying to help…

What happens if my homeowners insurance denies my claim?

If your homeowners’ insurance company denies your claim, you may be able to recoup damage from the contractor’s liability insurance. Contractor liability insurance is designed to pay for accidents, damages, and injuries resulting from a contractor’s errors.

What happens if you hire a contractor to work on your home?

Whatever it is, when you hire a contractor for work on your home, you have high expectations; the last thing that you anticipate is for the contractor to cause damage to any part of your property. If damages to your home do result, you may be wondering who’s responsible for paying for them: your homeowners’ insurance policy or ...

Can homeowners insurance pay for contractor's mistake?

Even if you file a claim with your homeowners’ insurance company and the company agrees to pay for damages resulting from a contractor’s mistake, it is likely that your insurance company will attempt to collect repayment from the contractor’s insurance.

Do homeowners insurance policies cover remodeling?

This is because many homeowners’ policies do cover damages during a home remodel, but don’t cover damages that result from an addition or an individual project.

Can you claim property damage if your roof is damaged?

In other words, if there is no damage beyond faulty work, then you probably don’t have a claim for property damage.

Does homeowners insurance pay for fire damage?

Your homeowners ’ insurance company may pay for damages in the following situations: Accident coverage. Accident coverage is part of most homeowners’ insurance policies, and it usually kicks in when a contractor damages a home. Accident coverage will pay for exactly that – damages caused by accidents. This means fires, water damage, structural ...

What happens if you don't pay damages?

The person responsible for the damage should also be responsible for repairs and/or compensation. However, if they fail to compensate, you are legally entitled to take legal action against them. If your claim for damages is below $10,000, it is recommended that you sue the perpetrator in small claims court for compensation.

What are the types of property damage?

Property damage is defined as any actions of a person that negatively impacts the condition of your property, directly or indirectly. There are three major types of property damage: 1 Damage to Commercial Vehicle or Automobile: Vehicle in this case covers all forms of automobiles from power bikes to trucks. Most states require vehicle owners to own special insurance to cover any form of damages. 2 Damages to Commercial Residence: This includes damages caused by fire, riot, break-in theft, and any other careless or intentionally perpetrated acts that destroy the economic value of a commercial residence or business premise. 3 Damages to Tangible Personal or Business Assets: This includes damages to all machines and appliances, furniture, fixtures, and fittings, home appliances, light, and heavy equipment.

How long does it take to get a response from a small claims court?

You may wait 7-14 days for a response before you proceed to the next step. Small claims court is the best option for claims under $10,000.

Can you use the current value after depreciation?

However, you’d have to use the current value after depreciation costs have been deducted. Calculate the cost of repair at the current market value: For properties damaged in parts, you can do a market survey of the cost and make it a part of your compensation claim.