what should a company do if an employee gets a lawyer after a workers comp claim

by Dr. Fred Abbott 4 min read

If you’re worried about an employer responding to your workers’ comp claim negatively, speak with a workers’ compensation lawyer as soon as possible. The sooner you schedule the appointment, the better. Once you do, your attorney will help you compile the necessary documents and mount a case to help you get the benefits you deserve.

Full Answer

Do I need a lawyer for a workers'comp claim?

Speaking openly to employees about their workers’ comp benefits and providing official digital or printed information may reduce the likelihood that they will involve lawyers in a claim. But when they do, it is usually to: Navigate local workers’ comp laws and the claims process. Each state’s workers comp’ laws are different.

When should you hire a workers’ comp lawyer?

Jason Krasno Senior Partner & CEO. If you have a workers’ comp claim or suspect that you do, it is critical that you know when to hire a workers comp lawyer. Since lawyers typically won’t charge you any fees unless you win, it’s important to at least get a free consultation to decide whether your workers’ comp case is worth pursuing.

Should I talk to a lawyer after a work injury?

Jan 04, 2021 · You should consult with a workers' comp lawyer if the insurance company denied your claim or disputes any part of it, such as your need for certain medical treatment or time away from work. Insurance companies often routinely deny workers' comp claims , assuming that injured employees won’t appeal or challenge the decision.

How does a workers'comp lawyer get paid?

May 29, 2020 · After an on-the-job injury, some people file a workers’ compensation claim, get reimbursed for expenses, and all goes smoothly. Too often, however, claims get denied, payouts are too low to cover expenses, the employee gets let go in the midst of a claim, or other complications arise.

image

How long does it take to file a workers comp claim?

Reporting regulations and deadlines vary from state to state, but it should typically take no longer than 30 days to complete this process.

What does an attorney do for you?

A lawyer will file the paperwork on time, build your case, negotiate with the insurance company and draft a settlement, if one is agreed on. If it’s not, you’re headed for a hearing.

What to do if your insurance doesn't agree with your rating?

If the insurance company doesn’t agree with the rating, it can require you to get an independent medical exam (IME) by a doctor of its choosing. Chances are that doctor will give you a lower rating than what you (and your sore neck) feel you deserve. A lawyer can help convince a judge you are entitled to a higher rating.

What happens if an injury is unreported?

That injury is aggravated further at work, suddenly becomes serious and the employer/carrier says the original injury didn’t occur at work.

Do attorneys cross-examine witnesses?

An attorney not only will prepare your argument, he or she will prepare you to say the right things in testimony. They also will cross-examine the insurance company’s witnesses. That job should not be left up to amateurs. Unlike civil cases, workers compensation law has a safety net of sort.

Is it bad to handle workers compensation?

Unless you’re an attorney or enjoy reading workers compensation manuals in your spare time, probably not. Handling a case on your own is usually a bad idea, especially since the insurance company will be represented by someone who’s probably handled hundreds of cases.

Can you file a workers comp lawsuit if you are a third party?

If you have a third-party claim – You can go outside the workers comp system and file a workers comp lawsuit if someone other than your employer contributed to your injury. For instance, if a negligent driver hits you while you are driving for work, you can sue that person for damages.

Can You Afford a Workers' Comp Lawyer?

Before discussing the merits of hiring a workers' comp attorney, it makes sense to ask whether you can afford to hire one. Fortunately, workers’ comp attorneys almost always work on a contingency fee basis (by taking a percentage of the settlement or award they're able to win for you).

When Your Workers' Comp Claim Has Been Denied

You should consult with a workers' comp lawyer if the insurance company denied your claim or disputes any part of it, such as your need for certain medical treatment or time away from work. Insurance companies often routinely deny workers' comp claims, assuming that injured employees won’t appeal or challenge the decision.

When You Have a Serious Work-Related Injury or Illness

You'll probably need an attorney to handle your claim if you suffered a serious injury—especially one that requires surgery—or your work caused a chronic condition like a repetitive stress injury (RSI) or an occupational illness. A moderate to severe injury means higher medical bills, more in lost wages, and a higher permanent disability award.

If You Have Preexisting Conditions

If you had a previous injury to the part of your body affected by your recent workplace injury, the insurance company may argue that your current medical condition is due to the preexisting condition.

When You're Not Able to Return to Work After an Injury

If your work-related injury or illness affects your long-term ability to work, a lawyer can be essential to getting a settlement or award that's large enough to cover a fair portion of your future wage loss. This is especially true if you'll never be able to work in the same capacity as you did before your injury.

Contact an Attorney

If you have questions about your workers' comp application or need help filing an appeal, contact an experienced workers' comp lawyer right away. Most attorneys offer a free consultation and charge no fee unless you win your case.

Why do insurance companies deny workers compensation claims?

For example, the insurance company might claim that your injury wasn't work-related or that you filed your claim too late. (To learn more, see our article on common reasons workers' comp claims are denied .)

How much is a workers comp contingency fee?

Additionally, many states place caps on contingency fees in workers' comp cases. The percentage varies from state to state, but is generally between 15% and 25%. However, the fee can be as low as 10% and as high as 33% in some states.

What happens if you don't work again?

If you can never work again, you'll need to maximize your workers' comp benefits and structure them in a way to last well into the future.

How to appeal a disability denial?

You can appeal the denial through the workers' compensation system. While the appeals process varies from state to state, it generally requires you to file formal paperwork, use legal tools to gather evidence, and present your case at a hearing. Your permanent disability rating is disputed.

How long does it take for an ankle to heal after a desk job?

However, because you work a desk job, you were able to return to work fairly quickly and your ankle healed within a few weeks. In this case, your trip to the doctor would be covered.

Do I need to set aside a portion of my workers comp?

If you are eligible for Medicare, you may also need to set aside a portion of your workers' comp benefits to pay for future medical treatment. A lawyer can help you do this in the most advantageous way. You are having a workers' comp hearing.

Do I need a workers compensation lawyer?

Many workers will need to—or can benefit greatly from—hiring a workers' compensation lawyer. In very few cases, an employee who suffers an injury at work can make a claim outside of workers' compensation, and a personal injury lawyer would be appropriate.

What happens if you file a workers compensation claim?

Updated: Oct 17th, 2019. If you were injured on the job or developed a work-related chronic condition, you may be worried about suffering negative consequences if you file a workers’ compensation claim. After all, employers usually aren’t thrilled to learn about new claims, which may raise their insurance rates.

What if I was fired from my workers comp?

What Can I Do If I Was Fired Because of My Workers’ Comp Claim? You should be eligible to receive additional compensation if you can demonstrate that your employer fired or took other negative actions against you in retaliation for filing a workers’ comp claim.

What happens if you lose your job after a work injury?

If you lost your job after suffering a work injury, you may have rights under other federal and state laws, even if your termination didn’t qualify as illegal retaliation under workers’ comp laws. For example, the federal Americans With Disabilities Act (ADA) and some state laws require employers to provide reasonable accommodations to employees with serious health conditions or disabilities. And the federal Family and Medical Leave Act requires larger employers to give you job-protected leave if you have a serious health condition

How long can you work in Oregon after an injury?

With some exceptions, if you work for a relatively large employer in that state, you’re entitled to return to your previous job within three years after your injury, as long as you’re able to do the work.

What to do if you are fired illegally?

If you believe you were fired illegally, or your employer has refused to allow you to come back to work after you’ve been out on temporary disability, consult with an experienced workers’ compensation or employment lawyer who can help you protect your rights and explain how the law applies to your situation.

Do you have to keep your job open for workers comp?

In many states, workers’ comp laws don’t require your employer to keep your position open or offer you a different one that accommodates limitations your doctor has prescribed, such as not standing for long periods. A few other states give injured employees some right to reinstatement.

Is it illegal to discriminate against employees?

It’s illegal for almost all employers to discriminate or retaliate against employees—by firing, demoting, reassigning, or otherwise punishing them—because they filed a workers’ comp claim. Without this protection, employees would be too afraid to exercise their rights, and employers would have no incentive to maintain a safe working environment.

Why do you need a lawyer for a claim?

The evidence you need to build your case depends on the reasons the insurance carrier rejected your claim. One big advantage of using a lawyer is that they know what the Department of Labor is looking for when reviewing your claim.

What to do if your employer denies your claim?

If you have submitted what you consider to be a valid claim to your employer and their insurance company has denied the claim, then you should consider hiring an attorney immediately. First of all, the insurance company only evaluates fault to the extent that you were or were not drunk or high during the accident.

What happens if you get injured in a workplace accident?

If you or your loved one suffered a serious injury in a workplace accident, it can put a considerable economic strain on your family. Medical bills can start piling up quickly. At the same time, those missed paychecks will add even more financial pressure. It is normal for injured workers to be worried about the cost of skilled legal representation. After all, aren’t lawyers expensive? This is a common misconception. Regardless of your current financial situation, you can afford to hire a top-rated workers’ compensation lawyer.

What to do if you have a serious injury?

You sustained serious injuries: If you have sustained very serious injuries that will require you to miss a significant amount of time to work, you want to involve a lawyer early in the process. We can help you recover the full value of your claim and ensure that the insurance company doesn’t shortchange you.

Can you sue your employer for your injuries?

Your employer can be 100% responsible for your injuries and the insurance company will claim they are not liable. The system covers your employer, so you can’t directly sue them. You must battle the insurance company to get your owed compensation under the law. If you are denied benefits, read your denial letter.

Can an employer deny a workers compensation claim?

On the other hand, they are not the only two parties involved. The insurance company, as a third party that pays out the claim, can deny a workers’ compensation claim.

What happens when a workers compensation lawsuit is brought to court?

When a workers compensation lawsuit is brought to court, the judge will evaluate the case and first determine if the claim is valid and, if so, propose a settlement amount that the court deems fair. Once the court decides on the amount, both the insurer and the employee that has filed the claim can comply with the decision or choose ...

What happens if an employee pursues workers comp?

Because if the employee decides to pursue workers comp a settlement, the chance also exists that they could be awarded less than what was initially offered by the insurer. The injured employee will consult with their lawyer to decide on what they believe fair compensation would be for the injury in question.

How is Workers Comp settled?

There are two ways a workers comp claim can be settled: as a lump-sum or structured settlement. In the case of a lump-sum settlement, the employee signs a settlement agreement concluding the case and in return, they get a one-time payment from the employer or the insurance company. In a structured settlement agreement, ...

What happens in a workers comp dispute?

In the event of a workers comp dispute between the employee and insurer, the employer’s role will typically be limited. Most of the interaction will occur between the worker and the insurance company that carries the company’s workers comp policy. However, it’s a good idea for employers to take an active role in facilitating good communication ...

What is workers compensation insurance?

The insurance policy responds to cover the costs of medical care and lost wages resulting from a workplace injury. Workers compensation insurance is an essential mechanism for helping injured ...

What happens if the two parties can't come to a consensus about the compensation amount?

If the two parties can’t come to a consensus about the compensation amount, then the only recourse left is to let the courts determine the settlement.

How long does it take to appeal an insurance company's decision?

The typical time allowed for an appeal is 30 days. If the insurance company unsuccessfully appeals the court decision or accepts the proposed amount outright, the settlement is complete and the carrier will pay out the agreed amount.

image