what lawyer should i talk to about american education services

by Dr. Lisette Bergnaum Published 2 years ago Updated 1 year ago 8 min read

Is there a complaint against American education services [AES] for cheating?

Mar 12, 2021 · Contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue. Get Free BBB A+ Attorney. Call 475-277-1600 NOW.

Is American education services sued for student loans?

In American Education Services v. Giraldo, 961 N.Y.S.2d 743, (Nassau County 2013), a lawsuit was brought against American Education Services, for violations of deceptive business practice, when American Education Services brought a lawsuit against Mr. Giraldo without a sufficient factual basis. The Experience of our Student Loan Lawyers*

What is American education services?

Apr 25, 2018 · You may have received a debt collection letter, demanding phone calls, or even a lawsuit against you in court. If you’re unsure of how to proceed after they’ve contacted you, call a skilled Charleston student loan lawyer from Steadman Law Firm at 843-442-8670. We will evaluate your situation as well as help you understand your legal options.

Is American education services calling you about collection harassment?

Call Lexington Law now to learn more: (800) 220-0084. American Education Services (AES) Contact Information. Address: American Education Services 1200 N. 7th St. Harrisburg, PA 17102. Mailing addresses: American Education Services P.O. Box 65093 Baltimore, MD 21264-5093 American Education Services P.O. Box 2461 Harrisburg, PA 17105-2461

Can my AES loans be forgiven?

Can AES student loans be forgiven? The private student loans AES services are not eligible for loan forgiveness. But the federal student loans it servicers can be forgiven under different programs offered by the Department of Education.Dec 1, 2021

Is American Education Services legit?

If AES is your loan servicer, you might have gotten something in the mail from them—and not known what it is. You may even have thought it was a scam. But, in fact, AES is a legit loan servicing company. It's not unusual for people to have thousands of dollars in student debt—and not know who their loan servicer is.Apr 30, 2019

Can AES garnish my wages?

They may garnish your wages, freeze your bank accounts, or file a lawsuit against you in court.Apr 25, 2018

Who runs American education services?

AES is owned by the Pennsylvania Higher Education Assistance Agency (PHEAA) and was established to service and guarantee FFEL and some alternative private student loans. A student loan servicer doesn't provide loans; it's the middleman between the borrower and the student loan lender during the repayment period.

Is AES federal or private?

American Education Services is a company that services private student loans and loans through the Federal Family Education Loan program.Apr 20, 2022

Are AES and FedLoan the same?

While AES and FedLoan are sister companies, they are different student loan servicers that operate separately. AES manages PHEAA's portfolio of private student loans and federal student loans through the now-discontinued FFEL Program.

Can student loans take your house?

When you fall behind on payments, there's no property for the lender to take. The bank has to sue you and get an order from a judge before taking any of your property. Student loans are unsecured loans. As a result, student loans can't take your house if you make your payments on time.Sep 10, 2021

Can student loans take money from your bank account?

The Department of Education and private lenders can take money from your bank account to recover student loan debt that's in default. But they cannot garnish your accounts automatically. They have to sue you and get a court judgment against you before starting the garnishment using a bank levy.Sep 7, 2021

Is AES a collection agency?

American Education Services (AES) is a student loan servicer and debt collection agency located in Harrisburg, Pennsylvania. They collect government-backed student loan debt. You may see AES listed on your credit report as a collections account. This can happen if you have defaulted on your federal student loans.

Is AES National Collegiate Trust?

In the private loan marketplace, AES is one of the primary servicers for National Collegiate Trust (NCT).Jul 19, 2019

How do I delete my AES account?

You can cancel your AES E-Bill enrollment by signing in to MyAES and navigating to Billing > Cancel E-Bill.

Is it good to consolidate student loans?

If you currently have federal student loans that are with different loan servicers, consolidation can greatly simplify loan repayment by giving you a single loan with just one monthly bill. Consolidation can lower your monthly payment by giving you a longer period of time (up to 30 years) to repay your loans.

What websites does American Education Services operate?

American Education Services ' operates numerous affiliated websites include, but are not limited to, aessuccess.org, pheaa.ord,myfedloan.org, youcandealwithit.com, and educationplanner.com. Our lawyers have helped many client's resolve AES loans that are underwritten, guaranteed, or insured by National Collegiate Trust.

What is the case of Jackson v. American Education Services?

Supp.2d 711, (D.N.J. 2010), a lawsuit was brought against American Education Services, alleging a violation of the Fair Debt Collection Practices Act of 1977 ( FDCPA) when American Education Services brought a lawsuit against the Plaintiff after the statute of limitations had run.

What is AES in Pennsylvania?

American Education Services (AES) was established in 1963 by the Pennsylvania Higher Education Assistance Agency (PHEAA) in order to provide federal and private student loans. They operate today in Harrisburg, Pennsylvania.

What is Jackson v. American Education Services?

Jackson v. American Education Services, 754 F.Supp.2d 711 (D.N.J. 2010) – In this lawsuit, the plaintiffs alleged that AES violated the Fair Debt Collection Practices Act of 1977 (FDCPA) because the company brought a lawsuit against the plaintiff after the time limit, or statute of limitations, had run for this type of lawsuit.

What to do if AES is contacting you about student loan debt?

If AES is contacting you about student loan debt, you may have options for fighting, discharging, or settling your debt. AES or related companies may be threatening you, garnishing your wages, or freezing your bank accounts. We can help you stop debt collection and creditor harassment right away. The legal process can be complex. You need a skilled North Charleston Student loan attorney with significant experience fighting large companies like AES in court. Student loan companies will try to take advantage of you. We can help. Call Steadman Law Firm today at 843-442-8670.

Is American Education Services a debt collector?

As an unscrupulous student loan provider and aggressive debt collector, American Education Services has been sued by consumers whose rights were violated by the company. If you feel that they have violated your rights, you should contact a student loan lawyer as soon as possible. We can address the situation and help you find a path forward through student loan debt.

Can American Education Services sue you?

However, those lawsuits often violate state or federal law because they are not timely or there is no cause. If AES or a related company has filed a lawsuit against you, contact Steadman Law Firm right away. We will immediately assess the situation and then file the necessary paperwork in court on your behalf.

What are your rights when dealing with American Education Services?

Your Rights When Dealing with American Education Services. There are strict regulations about what a debt collector can and cannot do in the United States. For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect any debt, whether or not you actually owe it.

How long does American Education Services collection stay on credit?

Removing American Education Services Collection Accounts. Collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score. However, it is possible to have it removed before 7 years, ...

What is AES on my credit report?

American Education Services (AES) is a student loan servicer and debt collection agency located in Harrisburg, Pennsylvania. They collect government-backed student loan debt. You may see AES listed on your credit report as a collections account. This can happen if you have defaulted on your federal student loans.

What to do if harassed by debt collector?

If you are being harassed by a debt collector, you should also consider filing a complaint. You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and American Education Services does too.

What is Lexington Law?

In addition to collections, Lexington Law can also help you remove other inaccurate information such as inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, liens, and bankruptcies from your credit report. Call Lexington Law now to learn more: (800) 220-0084.

How to avoid debt collectors?

Avoid the phone. NEVER talk to a debt collector on the phone. The less they know about you, the better.

Can you record a phone call with a debt collection agency?

Record their phone calls. If you must deal with a debt collection agency on the phone, record them. Thirty-five states and the District of Columbia allow you to record your phone conversations secretly.

How to make extra payments to American Education Services?

If you want to make additional payments, you can instruct American Education Services (online, by phone or by mail) to apply extra payments to your current balance. Otherwise, it may apply the additional amount to next month’s payment instead.

What to do if student aid doesn't help?

If a complaint doesn’t help, you can contact the Federal Student Aid Ombudsman Group. This method should be used only as a last resort, says the federal student aid office. Complete all information on the Ombudsman Information Checklist before contacting. When you’re ready to do so, here's how:

Who is your loan servicer?

Your loan servicer is assigned by the U.S. Department of Education when your loan is disbursed to your college for the first time. The name of the company sending you a federal loan bill every month is your servicer. If your loan payments haven’t begun or you’re not sure which company is your servicer, log in to My Federal Student Aid to find out.

Can American Education Services help you?

American Education Services can help you temporarily stop making payments or reduce your payment amount if you qualify. This helps you stay in good standing to avoid default. But during any periods of deferment or forbearance, interest can continue to build. Process consolidation requests.

Can American Education Services deduct student loans?

American Education Services can deduct your payments automatically from your bank account. Signing up for autopay will reduce your interest rate by 0.25%. Sign up for income-driven repayment. If you qualify, you can request income-based repayment, which limits your student loan payments to a percentage of your income.

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Who should report trade practices?

Everyone should report these practices to the FTC (federal trade commission.org)

Should I file a complaint with the FTC?

Everyone should file a complaint with FTC.org (federal trade commission). I too feel that this company practices are suspect, and should be dealt with. I hope all is resolved, after this is done for each of you.

Does AES have a record?

AES has a very poor record for keeping records upto date. their staff very seldom knows about previous conversations. Even if loans are in forebearance they send the loan out to collection agencies. AES has been reported many times to the BBB of PA. AES is quick to make legal threats even if payments are being made or have made arrangements. AES also falsely presented that the loans they offer were Government loand. They never spoke about the loans be private loans.