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But there are many different reasons why somebody would sue an insurance company, which means that there is no single “best” lawyer for all lawsuits against insurance providers. In order to find the “best” lawyer for suing an insurance provider, you have to look for an attorney who is best suited for your specific circumstances.
Failure to Represent: Another common reason why an insured may sue their insurance company is if their insurance company refuses to defend them in a lawsuit against them, as provided under the insurance policy.
You've come to the right place. Whether you are an insurance premium holder (who makes payments to an insurance company), or the insurance company who provides the premium for financial protection against certain types of loss, an insurance law lawyer can help.
Again, each state has its own statutes and case law regulating the insurance industry, and these include the types of lawsuits you can bring against an insurer. Every state allows for a breach of contract action since your insurance policy is a type of contract.
Klein & Wilson ‘s attorneys know how to interpret insurance policies, and they understand California’s vast body of insurance case law, statutes, and regulations.
Klein & Wilson ‘s broad experience litigating coverage and claim handling issues at the summary judgment stage and trying insurance cases before juries enables it to confront and defeat the largest insurance companies and law firms.
To speak with a lawyer at Klein & Wilson about a denied claim, insurance coverage, or other insurance-related matters, call 949-478-0521 or contact the firm by email.
In each case, you’d want to be represented by an attorney who has helped clients who were in similar situations to your own. In other words, if you are suing your own insurance company for not fulfilling the terms of your policy, the “best” lawyer for you is someone with a reputation for winning lawsuits against insurance providers who breached their contract with the policyholder. The list below outlines the many reasons why people sue insurance companies.
Many people can get confused and think that the insurance company is the party being sued because it provides legal representation on behalf of the defendant ( the person at fault for an accident). In many cases, the insurance company helps the defendant pay compensation – so it’s their goal to pay accident victims as little as possible.
When you receive a financial settlement from the defendant’s insurance provider, you won a lawsuit against the defendant — not their insurance company. There are also cases where the defendant, who is responsible for injuries sustained by the complainant, has no insurance, but if the complainant has underinsured motorist coverage, ...
That’s why it’s also important to have a solid legal team on your side to fight for what’s fair. In most cases, your legal team will identify the person who’s responsible for an accident , and hold them liable for financially compensating those who were needlessly injured . When you receive a financial settlement from the defendant’s insurance ...
Organizations like Super Lawyers, The Best Lawyers in America, and the Million Dollar Advocates Forum, are groups that acknowledge the most successful attorneys in America — if you can find a representative who has been recognized by one or more of these groups, that’s a good sign. Additionally, when you think you may have found the attorney best suited for your legal needs, go check out their website. See if they have any awards, accreditations, or memberships with groups like Super Lawyers and the Million Dollar Advocates Forum.
The first step toward filing a successful claim is talking to your doctor. Only a medical professional can diagnose, treat and document injuries stemming from an accident. Once they’ve confirmed your injuries are the result of an accident, you’ll want to find the best attorney for your case. You’ll not only want an attorney familiar with the state laws that are applicable to your case, but also the local laws and ordinances that could help maximize your recovery. It’s ALWAYS wise to do your research, and look at what each attorney in your area focuses on.
Your attorney and their support staff will dig into the details of your policy investigate the circumstances surrounding whatever damage or triggering event that caused you to file a claim.
Unfortunately, insurance companies often interpret and manipulate the language in their policies to minimize or deny valid claims. Insurance providers have a significant self-interest to protect their cash reserves and to avoid payouts to policyholders. When an insurance company denies or undervalues a claim, they may allege that:
At Morgan & Morgan, our attorneys understand that when a policyholder who has paid insurance premiums submits a claim to their insurance company, they expect the company will act in good faith and honor the validity of the claim. However, many times the insurance company does not do what is right and honor the claim. Disputes often arise after an insurance company denies a valid claim, many times without a legitimate reason or explanation.
The insurance company’s “independent experts” or “independent adjusters” have determined that no covered loss occurred or is excluded from the policy.
However, many times the insurance company does not do what is right and honor the claim. Disputes often arise after an insurance company denies a valid claim, many times without a legitimate reason or explanation.
Our goal is to provide compassionate counsel, a plan for recovery, and detail-oriented, aggressive advocacy. If you have suffered a loss, we can help you. Our practice focuses on helping people in disputes with their own insurance companies, and helping victims of personal injury due to another’s negligence. Wilson Law Offices is a trial law firm founded by Cameron Wilson, Esq., which serves Miami-Dade, Broward, Palm Beach, and greater South Florida. We invite you to call us with any questions regarding an insurance claim, injuries, accidents, or any other legal matter you are struggling with. We will not stop until you have been compensated, and we will help you recover. Se habla español.
If you have suffered a severe injury, Wilson Law Offices can help you. Please call now 786.709.9400 or e-mail us for an immediate, consultation with our experienced injury lawyers.
If you feel that your insurance company has acted in bad faith by improperly denying or underpaying your insurance claim, by wrongfully canceling your policy, or by otherwise acting without your best interest as a policyholder in mind, you should consider contacting an experienced property insurance attorney to learn about your rights and potential remedies.
If your insurance company does not adhere to the standard of conduct mandated by law, it fails to act in good faith or acts in bad faith. When an insurance company acts in bad faith, the policyholder may have the right to sue the insurance company and collect damages.
In addition to physical injuries — medical bills, lost wages and other expenditures will frequently add a painful amount of pressure on these people and leave them with many unanswered questions.
Again, each state has its own statutes and case law regulating the insurance industry, and these include the types of lawsuits you can bring against an insurer. Every state allows for a breach of contract action since your insurance policy is a type of contract. Many states also allow you to pursue a bad faith tort lawsuit. Additionally, you may be able to sue under your state’s unfair trade practices laws. Many states have codes or statutes which pertain directly to trade practices within the insurance industry.
Reasons an Insurance Company May Deny Your Claim. An insurance company has an arsenal of reasons to give you for denying your claim, some legitimate, some not. Some of the more common reasons include: Lack of coverage: They may argue that your claim isn’t covered by your insurance policy. Examine your policy’s exclusions section to better ...
Application errors: An insurer may claim you made certain misrepresentations on your original application that nullify the coverage of your policy. Claim errors: Check your policy to see what the requirements are for notifying the insurance company of a claim. Some timelines are as short as 24 hours. Insurance fraud: Submitting false ...
If you believe your claim was improperly denied and your insurer doesn’t seem to be budging, you can look into suing your insurance company.
Insurance fraud: Submitting false or exaggerated claims can amount to insurance fraud, carrying civil and criminal consequences.
Common violations include not paying claims in a timely fashion, not paying properly filed claims, or making bad faith claims. Thankfully, there are many laws designed to protect consumers like you, and it’s not uncommon for a policyholder to sue his or her insurer. Dealing with property damage, injuries, death of a loved one, ...
Refusing to pay a claim where liability is reasonably clear. Failing to approve or deny a claim within a reasonable or specified timeframe. Denying a claim with little or no explanation as to the reason for the denial. Failing to defend you in a liability lawsuit where at least one of the claims is potentially covered by your liability policy.
There are a few excellent reasons you should consider hiring an attorney to represent you in your personal injury case.
There are a couple of different types of damages injured people can seek. The most basic types of damages are compensatory and punitive.
This is a common question – and misperception – among many clients. A “claim” is something you make against an insurance policy. The policy is like a sack of money that can only be used under specific circumstances, such as an injury. You’re “claiming” some or all of that money.