what does it mean when a lawyer says hes asking for 3.5 from the insurance company

by Amalia Stracke 9 min read

Can a lawyer refuse to give information about a case?

If the attorney does not represent the client, which I would ask to be confirmed in writing, then you have no obligation to provide any information regarding a case. In some situations, (such as if YOU were an attorney yourself), it would be an ethical violation for you to say anything.

What happens after an insurance company sends a demand letter?

This is usually how things go after a demand letter is sent: it triggers a back-and-forth process where the injured person starts with an inflated demand amount, the insurance company comes in with a much lower offer, and the two parties meet somewhere in the middle. (Get tips on responding to an insurance company's too-low settlement offer .)

How much should be the first offer on a case?

The first offer is going to be a percentage of what the insurer thinks is the final value of the case. For example, the insurer may require that the first offer be 40% of the value of the case. There is no industry-wide standard on this.

What happens when you send a demand letter to a lawyer?

“When you have a dispute with someone, the first thing a lawyer does is send a demand letter hoping to resolve the dispute,” explains attorney, Russell D. Knight. On reading a demand letter, the other person will often say, “this isn’t worth the trouble” and they quickly settle.

How long before an insurance company offers a settlement?

Average Settlement: 3 Months Depending on the complexity of the case, severity of your injuries and how quickly the insurance company responds, you may have to wait three months or more to reach a settlement.

Can you ask the insurance company for a settlement?

Once you've made an estimate, you'll need to send a demand letter to the insurance company demanding fair compensation. A Demand Letter is a formal letter that outlines all of the damages you incurred from your accident.

How do I know if my lawyer is cheating on a settlement?

Dennis BeaverThe attorney does not return phone calls in a reasonable amount of time, and;In a meeting with the client, if the lawyer is being very short, taking phone calls, trying to re-schedule, not giving enough time to the client, does not listen, ignores what is asked or is not answering questions.

How do you negotiate a settlement with an insurance claims adjuster?

Let's look at how to best position your claim for success.Have a Settlement Amount in Mind. ... Do Not Jump at a First Offer. ... Get the Adjuster to Justify a Low Offer. ... Emphasize Emotional Points. ... Put the Settlement in Writing. ... More Information About Negotiating Your Personal Injury Claim.

How do lawyers negotiate settlements?

The negotiation process typically starts with your lawyer providing a written proposal for settlement to the insurance adjuster or the defendant's lawyer. The adjuster or lawyer will respond to your lawyer either in writing or over the phone.

Do insurance companies want to settle quickly?

Insurance companies want to settle cases right away, because they don't want you to have an opportunity to speak to a personal injury lawyer. If an insurance company is offering you any money, it is always advisable that you at least have a consultation with an attorney.

How do you know if a lawyer is scamming you?

How To Avoid Legal Representation ScamsPayment needs to happen quickly. You can't ask questions or get clarification.It's an emergency. Someone may threaten you or your loved ones.Requests for money usually happen over text, email or phone.The person contacting you is not someone you recognize.

Can lawyers cheat on you?

Yes, some lawyers lie, cheat and deceive their clients. But they are the exception, and an embarrassment to most lawyers.

What is the most common complaint against lawyers?

Perhaps the most common kinds of complaints against lawyers involve delay or neglect. This doesn't mean that occasionally you've had to wait for a phone call to be returned. It means there has been a pattern of the lawyer's failing to respond or to take action over a period of months.

How much should you ask for in a settlement?

A general rule is 75% to 100% higher than what you would actually be satisfied with. For example, if you think your claim is worth between $1,500 and $2,000, make your first demand for $3,000 or $4,000. If you think your claim is worth $4,000 to $5,000, make your first demand for $8,000 or $10,000.

How do you respond to a low settlement offer?

Steps to Respond to a Low Settlement OfferRemain Calm and Analyze Your Offer. Just like anything in life, it's never a good idea to respond emotionally after receiving a low offer. ... Ask Questions. ... Present the Facts. ... Develop a Counteroffer. ... Respond in Writing.

How long does it take to receive compensation after accepting offer?

How long will it take to receive my compensation after accepting an offer? After your claim has settled you should receive your compensation between 14 – 21 days. This depends on if your claim was settled in or out of court.

Richard C. Speaks

Settle the ones you can settle. Try the ones you can't. Wise words from an retired judge and my mentor. Most insurance companies respond to demand letters. My thought is "Give them another opportunity to do the right thing." If the insurance company did not respond in this case, there could be a very simple expanation.

Christian K. Lassen II

If you were seriously injured, and the injuries exceed the insurance, best bet is to retain a lawyer to file suit. The answer does not create an attorney-client relationship and is for informational purposes only.

Daniel Nelson Deasy

Well, the attorney works for you so you tell him what's next. You either file suit or you try to negotiate knowing that the carrier has not taken this bair. Good luck...

Leonard B. Gabbay

A few different things can happen: 1) your attorney can contact the ins. carrier and find out why they did not respond; 2) your attorney may have sent what is known in Texas as a Stowers demand.

Sidney Weinstein

It would be best if you would discuss this directly with your attorney. He can answer all of your questions.

What is a denial of an injury claim?

An insurance company denial of an injury claim is a rare occurrence, since most insurance companies want to settle a claim (a sure thing) before courts get involved (an unpredictable process). Denials usually only occur when the claim is clearly unsupported by evidence (the "injured" person has no medical bills or records of treatment) or there is a procedural problem with the claim itself.

Can you get compensation without a release of liability?

You'll receive the compensation you asked for and sign a release of liability in exchange. It is rare for this to happen without at least some negotiation on the part of the insurance company. (Learn more about the timeline of a typical personal injury claim .)

How to get a good lawyer to take your case?

“If you want to improve your chances of securing the best lawyer to take your case, you need to prepare before you meet them,” advises attorney Stephen Babcock. “Get your story, facts, and proof together well before your first meeting.” This not only ensures that you understand your own needs, but it helps a good lawyer to ascertain whether he or she can actually help you. “We want the best clients too. Proving you’re organized and reliable helps us.”

Why is it important to approach a lawyer with honesty?

“ Winning cases can be lost because of a client who lies or exaggerates just as easily as because of a lawyer who tells the client what the client wants to hear instead of what is true.” So when dealing with attorneys, don’t just look for honesty—be honest.

Do you need a lawyer to write a demand letter?

On reading a demand letter, the other person will often say, “this isn’t worth the trouble” and they quickly settle. But here’s a secret from Knight: You don’t need a lawyer to write a demand letter. You can do it yourself. Just make it look as formal as possible, and you may find your dispute goes away—no charge to you.

Can you appeal a disability denial?

If you feel helpless when faced with an insurance denial, please know that you might be able to appeal with the help of a qualified lawyer, says David Himelfarb, attorney. Insurance companies routinely deny long-term disability claims, for example, particularly because it’s assumed that most people don’t have access to reputable attorneys to challenge the denial. “This is where intricate knowledge of the legal and insurance process, as well as the right team of experts to prove the claim, can reverse the odds.”

Should a lawyer stay out of court?

In fact, a lawyer should try to stay out of court. “In my experience, a good lawyer always finds every opportunity to keep a case from being decided by a judge, and only relents on trying a case before the bench when all alternatives have been exhausted,” attorney, Jason Cruz says.

What to do if your lawyer doubts you?

Tell the Truth. If your lawyer doubts you in the consultation, or doesn't think you have a case, while that may change over time, getting over an initial disbelief is very hard. You have to prove your case. Your attorney is not your witness. They are your advocate - but you are responsible for coming up with proof.

What happens if you don't pay your lawyer?

If you don't pay your lawyer on the day of trial, or however you have agreed to, then while he or she may be obligated by other ethical duties to do his/her best, they won't be motivated by sympathy for you, and it will show in court.

Why do people hire lawyers?

Most people hired attorneys because they don't want to sit in court. Well, truth be told, neither do I. The difference between lawyer and client is that the lawyer expects it to take a long time and understands. The client typically thinks it's unjustified. So, your hard truth is that each case takes time. Be patient.

What to say when a judge can see your boobs?

If the judge can see your boobs, he's not listening to your story. If I can see your boobs, then I know you didn't care enough about yourself to talk to an attorney. Dress like you are going to church. Credibility is one of the most important things in this world - and most important in a courtroom.

What to do if no one can confirm a story is true?

If no one can confirm that the story is true, you will at least need something external, such as a hard copy document, to prove your case. Be prepared.

Can a lawyer take your money?

While lawyers can certainly take your money and your time and we can file a case that will be very hard to win, if you don't care enough about your life to get a contract, the judge is not very likely to be on your side. At least, not automatically. Oral contracts are extremely hard to prove. What are the terms.

Do lawyers need to take more cases?

Don' t forget that lawyers don't always need to take more cases. Yes, new clients are a great thing, but I don't want clients that will eat all my time and get no where fast. Your tip: keep your communication very simple and to the point.

What happens if an attorney does not represent the client?

If the attorney does not represent the client, which I would ask to be confirmed in writing, then you have no obligation to provide any information regarding a case. In some situations, (such as if YOU were an attorney yourself), it would be an ethical violation for you to say anything.

What happens if you don't disclose who you represent?

Furthermore, if you or your company is involved with litigation and represented by an attorney already, any other attorneys should never contact you but should go through your attorney directly. This is an ethical rule. If the person tries to contact you again instead of your attorney, let your attorney know right away.

What is the obligation of a real attorney?

A "real attorney" has an obligation to maintain client confidentiality and not tell any Tom, Dick or Harry who s/he represents unless the client has specifically authorized them to do so.

Do you have to disclose the name of the client in a lawsuit?

In that case, the attorney doesn't need to disclose the name of the client. However, your situation sounds a little suspicious. If your company is involved in law suit with an individual, your company's attorney should be talking with the individual's attorney.

Can an attorney disclose who they are working for?

An attorney is not allowed to disclose who they are working for, unless they have that person's permission. Attorneys,for example, are not allowed to post a listing of their clients, unless each clients has given permission to be on the list. It is rarely in the client's best interest to have it revealed who their attorney is, and so the attorney should rarely ask to list such things. But, if an attorney is representing a person in a particular matter and if they are contacting an opposing party, then they should say who they are representing. But, this is not always the case and it depends what the situation is. For example, lawyers are allowed to act on someone's behalf and not reveal who they are working for, or even that they are working for anyone. This is often the case, especially in big real estate bargaining. However, if someone calls you for information and you are not satisfied that they have a right to know, you do not need to answer or give them any information at all. If a lawyer is representing a person and is going to discuss or negotiate on the person's behalf, they will let you know they are engaged to represent the person in that dealing. If there is a court case pending and a lawyer is officially representing a party, they will put their name on the court filings, and will often send letter saying whom they represent. Often, a lawyer may seek information on behalf of a client, but not want to reveal for whom they work. It is up to you to decide whether you wish to give such a person information. The one main thing a lawyer cannot do is lie and say they represent someone they do not represent. So if you ask a lawyer whom they represent in the matter, if anyone, the lawyer is not allowed to falsely name someone. But, they can refuse to answer, and you can refuse to discuss with them. However, in some locations, there are special rules about a lawyer acting as a real estate agent being allow to bluff certain things. To accurately answer your question, I would need all the details.

Is the identity of a client confidential?

The identity of a client is usually considered to be confidential information - so the attorney was correct in not answering your question. Usually, it is only after the client grants permission to the lawyer to reveal the relationship - then the attorney is permitted to do so.

Is a lawyer's communication confidential?

Communications between an attorney and the attorney's client are confidential unless the client waives the privilege. There are, however, many exceptions. Since you did not mention having any exceptional legal relationship to the client or the client's attorney, the answer most likely is no. Report Abuse.

What is number 4 in public defenders?

Public Defenders fight for justice daily, in spite of item #1. Also Number 4 is a generalization about individual officers. There are in fact officers who strive to follow the law and do things correctly. The problem is that too often the system doesn't care about the officers who don't.

Who does Rule 11 not apply to?

Rule 11 does not apply to members of organized crime, drug dealers, career criminals, or potential informants. Nobody really wants justice.

What is the difference between knowing something and proving it?

There is a big difference between knowing something and proving it. A lawyer who knows a client is guilty can take steps to prevent the state from proving guilt. (E.g., motion to exclude evidence, cross examining witnesses.)

What happens if the evidence is dismissed?

If the evidence is dismissed, the prosecutor could decide not to press the matter cause they have to prove that the accused was in possession of evidence that he cannot show the jury. Conversely, a defense lawyer might strongly recomend that his client take a deal in order to minimize jail time.

What is the job of a defense lawyer?

The job of defense lawyers is to try to help their clients avoid being found guilty. The legal profession thinks this makes sense because there are rules to be followed in proving a case and those rules have value in themselves, even if sometimes the rules prevent a guilty person from being found guilty.

Do appellate judges believe in police officers?

All appellate judges are aware of Rule 8, yet many pretend to believe the trial judges who pretend to believe the police officers. Most judges disbelieve defendants about whether their constitutional rights have been violated, even if they are telling the truth.

How to know when it's time to change your lawyer?

How to Know When it's Time to Change Lawyers. It usually begins with a lack of communication. Your calls go unanswered and you hear nothing about your case for weeks or months. Maybe you get the sense that the lawyer's files are in disarray, or that he or she doesn’t remember the details of your matter from one meeting to the next.

What to do if you still think the relationship is unsalvageable?

If you still think the relationship is unsalvageable, it might be time to terminate the engagement and switch to a new attorney. However, there are a few issues to keep in mind:

What happens if you have been promised documents?

Documents you have been promised aren’t ready when they're supposed to be. Everybody has emergencies now and then, but if this happens repeatedly, there could be a problem. If you recognize some or all of these issues in your relationship with your lawyer, it is probably time to make your concerns known.

Should I run my attorney's name through the bar association?

You hopefully ran your attorney's name through the website of your state's bar association before hiring him or her, but now might be a good time to do so again. Even if your attorney is in good standing now, any past suspensions or other disciplinary actions for issues like substance abuse or misuse of client funds should give you pause.

Can you fire a lawyer before hiring another lawyer?

However, there are a few issues to keep in mind: Unless absolutely necessary, don’t fire one lawyer before you have identified the next one you plan to hire. If your case has already begun, the judge may not let your old lawyer leave the case until a new lawyer replaces him or her. Seek referrals for your next lawyer.

Getting The Insured's Story

Investigating The Claimant

Requesting Documentation of The Claim

Determining Settlement Value

Determining The Value of A Pain and Suffering Claim

The First Settlement Offer

  • Once the insurer has arrived at a settlement figure, he or she must decide what to offer. The first offer is going to be a percentage of what the insurer thinks is the final value of the case. For example, the insurer may require that the first offer be 40% of the value of the case. There is no industry-wide standard on this. Different insurers hav...
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