student loan lawyer who deals with criminal records

What does a student loan lawyer do?

Any criminal conviction can make some lenders shy away from issuing a private student loan. Private loans can be dangerous, too. They come with higher interest rates, and don’t offer the same options for deferment, forebearance, forgiveness, or income-sensitive payment that federal loans do. College admissions can be problematic with any kind ...

Are student loan debt collectors doing something illegal?

 · Contact our law office today to schedule a consultation with a student loan attorney. Call 484-464-2066, e-mail us, or reach out to your closest office: Stroudsburg Pennsylvania student loan lawyer. Palmerton Pennsylvania student loan lawyer. Bethlehem Pennsylvania student loan lawyer.

How can a certified student loan counselor help you?

 · Our goal is to demystify student loans – what can and cannot happen, what options you have, and how to deal with your loans to put you back in control. If you are an attorney looking for more information on the upcoming Student Loan Law Workshop, please visit the Workshop page. Covid-19 Assistance: a 30-minute analysis for $200.

What is student loan law?

 · A student loan lawyer is an attorney who specializes in helping borrowers navigate problems with their student debt, like disputing loans from a fraudulent school or negotiating debts that have ...

Can I go to jail for student loan debt?

You cannot be arrested or placed in jail for not paying student loan debt, but it can become overwhelming. Student loan debts are considered “civil” debts, which are in the same category as credit card debt and medical bills. Because of this, they cannot send you to jail for not paying them.

What happens if you go to jail with student loans?

The government says it will write off the loans if the borrower is to be incarcerated for a period exceeding 10 years or more. The Department says that debts can be reinstated for borrowers whose loans have been written off as a result of prolonged incarceration if they subsequently wish to make repayment arrangements.

Can felons get student loan forgiveness?

The government offers several programs that can provide help for felons with paying off student debt through loan forgiveness. One of the options is public service loan forgiveness. This program involves you being employed by a government or not-for-profit organization.

Is there a lawsuit against student loans?

Last week, a major settlement agreement was announced to resolve a lawsuit brought by several state attorneys general against Navient, one of the nation's largest student loan companies. Under the terms of the settlement, some borrowers will be eligible for student loan forgiveness or restitution.

What happens if I refuse to pay my student loans?

Unfortunately, there can be many negative consequences of failing to make your student loan payments, including wage garnishment, a drop in your credit score or a suspension of your professional license.

What happens if you don't pay your student loans and leave the country?

Your responsibility for your federal and private loans doesn't end at the US border. If you don't pay your student loans and leave the country, you could return to a huge financial mess that makes it difficult for you to buy a home, get a professional license, or pay your living expenses.

Can felons receive FAFSA?

Drug convictions no longer affect federal student aid eligibility. When you complete the FAFSA form, you will be asked whether you had a drug conviction for an offense that occurred while you were receiving federal student aid. If the answer is yes, you will be provided a worksheet.

Can felons get Pell Grants?

Eligibility as a Felon Felons cannot be incarcerated in a federal or state prison during the time they would receive a Pell Grant. Felons may apply for a Pell Grant during incarceration, but they must be released by the time they would receive it. Drug and sex offenses may restrict receiving this grant.

What disqualifies you from getting a student loan?

You're not making satisfactory academic progress at your school. You've defaulted on an existing federal student loan. You owe a refund on any previous federal grants. You're enrolled in an academic program that makes you ineligible for funding.

Are student loans automatically forgiven after 25 years?

Loan Forgiveness The maximum repayment period is 25 years. After 25 years, any remaining debt will be discharged (forgiven). Under current law, the amount of debt discharged is treated as taxable income, so you will have to pay income taxes 25 years from now on the amount discharged that year.

How can I avoid paying back student loans?

Options to Get Out of Repaying Student Loans LegallyLoan Forgiveness Programs. ... Income-Driven Repayment Plans. ... Disability Discharge. ... Temporary Relief: Deferment or Forbearance. ... Student Loan Refinancing. ... Filing for Bankruptcy: A Last Resort.

Can I join the Navient lawsuit?

Even if you have not received an email regarding this lawsuit, but you have declared bankruptcy since October 2005 and you had, at the time of your bankruptcy, student loans owned and/or serviced by Navient Solutions and/or Navient Credit Finance Corporation, then you may be eligible to join this lawsuit.

What is the phone number to contact a debt collector?

If a debt collector has been hounding you, to speak with a representative directly and immediately call 844-685-9200 for a free, no-obligation case evaluation. Our attorneys have experience in assisting those with student loans, fighting debt collectors, and standing up for consumers. If a debt buyer has violated the Fair Debt Collection Practices ...

What is the CFPB suing?

The CFPB and three states have sued Navient, the largest servicer for student loans , for alleged illegal activity which cost borrowers millions. According to a New York Times article, Illinois Attorney General Lisa Madigan said that the misdeeds could affect every customer and that damages could be billions of dollars.

What is the FDCPA?

The FDCPA specifically forbids these collection activities: The use of conduct which is likely to harass, oppress, or abuse a consumer regarding the collection of a debt. The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.

What is the use of violence?

The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person. The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.

Blog Home

I shoplifted and was caught on video – Should I just plead guilty to shoplifting?

An Invaluable Tool

In any type of criminal case, you need a lawyer who understands the intricacies of both local and state law and is able to use that knowledge to present an aggressive defense. Kimberly Diego has the background and the knowledge of Colorado’s judicial system you need as part of your defense.

Can student loans be forgiven?

There is no limit on how much student loan debt can be forgiven. Public Service Loan Forgiveness has three requirements to make the payments “qualifying”: The right kind of employer. The right kind of loan. Actively paying.

What is the best loan forgiveness program?

The main loan forgiveness program that gets the most notoriety is public service loan forgiveness. Public service loan forgiveness is not defined as a program you enroll in; rather, it is a redemption plan in which you redeem the forgiveness once you have reached the required 120 qualifying payment months. There is no limit on how much student loan debt can be forgiven. Public Service Loan Forgiveness has three requirements to make the payments “qualifying”: 1 The right kind of employer 2 The right kind of loan 3 Actively paying

How many years do you have to teach to get a teacher loan forgiveness?

The requirement for teacher loan forgiveness is teaching for 5 consecutive years in a qualifying school district. Generally, most rural and urban school districts and some suburban school districts will be qualifying school districts. However, a good rule of thumb is to ask the principal of any school if the school district will qualify.

How long does it take for a student loan to be forgiven?

Depending upon the type of federal student loan repayment plan you are in, your loans may be forgiven after 20 or 25 years of qualifying payments. If you are unsure of whether your loan qualifies for income-driven repayment forgiveness or are unsure of the type of income-driven repayment plan you’re in, our student loan forgiveness lawyer can ...

Is loan forgiveness good?

Loan forgiveness is a great option for those individuals who can meet the requirements. Unfortunately, many people make mistakes in meeting the requirements and there is no going back and changing who you worked for or the hours you worked. Therefore, it is essential that you start out in compliance.

You have options

Going to college is challenging enough, but repaying the resulting student loan debt can be even more daunting. When you talk to a nonprofit NFCC ® Certified Student Loan Counselor about your options, you get a one-on-one, comprehensive review of your finances and a repayment plan that works best for your situation.

Student Loan Counseling

review of your financial situation, including current income, living expenses, all debt and your long-term goals.

Why choose us?

Gain access to over 60 years of experience helping borrowers like you get answers to all of their debt-related concerns, including student debt solutions.