should i still get a lawyer when being sued if i can pay it

The judge will have the final say — if you win, then you need to do your own legwork or hire an attorney to ensure you are paid. If your lawsuit is bigger than what your state's small claims court handles, then you should seriously consider hiring a lawyer.

Full Answer

What do you do if your attorney lies to you?

If You're Concerned About the Lawyer's Work

• Communicate. If your lawyer doesn't seem to be working on your case, talk to your lawyer and explain your concerns.
• Get Your File. If you can't find out what has (and has not) been done, you need to get hold of your file. ...
• Research. ...
• Get a Second Opinion. ...
• Fire Your Lawyer. ...
• Sue for Malpractice. ...

How long do I have to sue my Lawyer?

• Duty- the attorney owed you their duty to act properly like a licensed professional
• Breach- the attorney breached their duty towards you by being negligent, made a mistake, or did not do what they were contracted to do
• Causation- this behavior by the attorney caused you damages, and
• Damages – the costs suffered resulted in a financial loss to you.

How you can help your lawyer build your case?

To build your case, you need to answer these four questions:

• What do I want?
• What is the law?
• What do I need to prove?
• How am I going to prove it?

Should you admit guilt to your lawyer?

Should I Admit Guilt to My Criminal Defense Attorney?

• It's up to the judge or jury to determine guilt. Your job is to be candid with your defense attorney, so that he or she can present the best possible ...
• Talking to Your Attorney About the Case. Different attorneys have different opinions on what they want their clients to tell them about the case.
• Ethical Issues. ...
• Obtaining Legal Assistance. ...

Can you negotiate after being sued?

Summary: Yes, you can settle after service. The best way to settle a debt lawsuit is first to file a response, then contact the otherside and make an offer.

What happens if someone sues you and you ignore it?

Although it might be tempting to ignore a summons and complaint, ignoring a lawsuit does not make it go away. And it could result in the court awarding a money judgment against you by default. That can lead to your wages being garnished, your bank accounts attached, or your property being taken!

How do you stay calm when being sued?

How to Deal With Stress During a LawsuitGet a Reliable Legal Counsel. Often, the frustration comes from having a legal counsel that is not experienced enough to get a positive outcome. ... Engage in Calming Activities. ... Lighten the Schedule. ... Avoid Stimulants. ... Get Enough Sleep. ... Remain Active.

Can you go to jail for a civil lawsuit?

Civil law also settles disputes between individuals and organisations. If you are convicted of a civil offence, you are not likely to be sent to prison, but most often will become liable for compensation.

What happens when someone sues you?

If you sue a person, this means that you are taking them to court because you believe they have committed a wrong against you and therefore they have broken a civil law.

How stressful is getting sued?

The summons. Often the first clue you have that you're being sued is when you receive a summons. Many physicians describe their initial reaction as one of shock, disbelief or denial. Intense distress follows, including feelings of depression, anger and physical illness, and usually lasts about two weeks.

Should I tell someone im suing them?

After you file your lawsuit, you have to let the defendant know that you are suing them. Usually, the defendant knows about the case a long time before it starts.

What is litigation stress?

LRS is a temporary response to the stress of being involved in litigation. It is characterized most commonly by complaints associated with anxiety, depression or stress. LRS is a clinically observable phenomenon that affects many dimensions of litigation. It may affect the entire family of the litigant.

What to do when a creditor sues you for debt?

When a creditor sues you to collect debt you haven't paid, you have three choices to deal with the lawsuit: allow the creditor to obtain a judgment against you (called a "default judgment") defend the lawsuit yourself, or. hire an attorney to represent you in the lawsuit. Which option is best for you will depend on a number of factors.

What is a defense in a lawsuit?

A defense is a reason why you aren't liable for the debt or a reason why the creditor shouldn't be allowed to collect the debt. Here are some common defenses to creditor suits: the statute of limitations (the time period in which the creditor must bring the lawsuit) has run.

What happens if you don't have a defense?

If you don't have a defense or counterclaim and the creditor can easily prove its case, then you'll lose. You'll then owe the judgment amount, have to pay your own attorney, and might have pay the creditor's attorneys' fees too. (In some types of cases, the losing party has to pay the other side's attorneys' fees).

Can a lawsuit grow if a creditor gets a judgment against you?

But keep in mind that a lawsuit for a relatively small amount can grow if the creditor gets a judgment against you. The creditor will ask the court to include not only the debt balance, but the amount of the creditor's attorneys' fees, court costs, and interest.

Can you hire an attorney to defend a lawsuit?

Even if you have a good defense to the lawsuit, you'll want to consider the amount of the debt before hiring an attorney. Attorneys' fees can add up quickly. If you hire a lawyer to defend a lawsuit over a small debt, you might end up owing more in attorneys' fees than you would if you chose not to defend the suit.

Can you get a judgment against a creditor if you win a counterclaim?

It's not a defense to the underlying debt, but a separate claim. If you win on your counterclaim, you might get a money judgment against the creditor. Your filing of the counterclaim might also induce the creditor to withdraw its lawsuit against you.

How to answer a credit card lawsuit?

Basics of Answering a Credit Card Lawsuit. You may have to pay a filing fee to the court clerk when submitting your answer to the complaint, but low income defendants may qualify for a waiver. Your answer typically will include: Admission or denial of the claim. Any legal defenses.

How long does a creditor have to file a lawsuit?

If the creditor is outside of this limit, then you can have your case dismissed. Usually, a creditor has two or three years to bring a lawsuit, but in some states, they have as long as six years. Additionally, some states have different statutes of limitations for debt-related lawsuits.

What to do if a creditor cannot produce documentation?

If the creditor or collector cannot produce the proper documentation, you may ask the court to dismiss the lawsuit.

What is the defense to a debt claim?

Defense to a Debt Claim: Ownership of the Debt. A creditor suing you for an unpaid debt also must be able to document ownership of the debt. Creditors frequently sell debts to other entities, which are then considered "debt collectors" for legal purposes.

What happens if you refuse to answer a credit card complaint?

If you simply ignore the complaint by not replying with a formal answer, your inaction may result in a default judgment against you. This means they will find you guilty, and the judge will decide your penalty.

What is a summons for a debt?

The summons is a written notification that you are required to appear in court on a given date if you wish to defend yourself against the claim.

Can a company garnish your paycheck?

They can go directly to your paycheck and use wage garnishment to repay your debts. Companies can also access your bank account to take assets to repay debt. If this is happening to you, you need legal advice on the federal laws that can help or hurt you.

Why do lawyers love their clients?

Lawyers love clients who sue over "principle," because their cases usually go on longer than those brought solely for economic reasons. If you're a defendant, resist the urge to countersue unless you have a solid case. See a therapist instead—they're cheaper than lawyers, and you'll feel a whole lot better. 9.

What is the unpleasantness of being a litigant?

The Incredible Unpleasantness of Being a Litigant. There's nothing worse than that sinking feeling you get when you are handed a legal document that announces you're being sued. Say hello to lawyers, courtrooms, big bills, sour stomachs, and sleepless nights. Here are things you may not know about being on the receiving end of a lawsuit.

Do you have to accept papers in a lawsuit?

1. You're it. You don't have to "accept" the papers that begin the lawsuit. You just have to be "given" the papers … which can mean that the server announced what the papers were and then presented them to you … even if you throw them on the ground. (p.s. That may earn you a citation for littering!)

Trending Categories

Blog Home > Personal Finance > Managing Debt > Can I Be Sued Even If I’m Trying to Pay Back a Debt?

Before You Make Payments

Before you hit the panic button and start making payments on a debt you really can’t afford, you may want to get professional advice.

Next Steps

What about our reader who now faces a judgment? When a creditor gets a judgment, it opens up new avenues for them to collect. “When a creditor has obtained a judgment they may garnish wages and levy bank accounts,” Gerard warns. “It is very important that this issue be addressed promptly.”

Why do I get more money than I would get by suing?

From a purely practical point of view, you may receive more money that way than you would by suing, because you will have to pay attorneys' fees and other costs in connection with a lawsuit. 4.

What to think about before sueing a company?

1. Do You Have a Good Case? This may seem obvious, but you need to have a genuine legal claim or " cause of action " in order to have a court support your position .

What is the statute of limitations for a lawsuit?

Laws that place a time limit on bringing a lawsuit are called " statutes of limitations .". You do not need to handle the entire case within the statute of limitations. You will have a certain amount of time to file the lawsuit, and then the lawsuit can take whatever time the state courts determine it needs. 8.

How does a lawsuit affect your life?

A lawsuit may take a lot of time and energy, and can be emotionally draining. Remember that you might find that you have less time and energy to devote to your work, business, family, and social life for the duration of the lawsuit. The case may involve completing demand letters and paperwork, filing at the clerk's office, waiting in court until your turn to speak, and following any of the judge's orders.

What is the last step to take to avoid a lawsuit?

If you have done everything you can to avoid a lawsuit, then your last step is to sue the company. You need to be within the statute of limitations for your state, and you will need the company's legal business name, the name of the owner, and their contact information before you file the lawsuit.

What to expect when taking a case to court?

You can expect to gather evidence, have contact information for yourself and the other party, talk clearly in front of a judge or courtroom of people, and follow any court orders. Even if you do not win, taking your case to court means you must follow whatever the court decides.

What is a small claims court?

Each state's court system has some variation of " small claims court " or "conciliation" court, which only hears disputes in which a certain dollar amount is at issue (usually $5,000 or less).