reddit when do i need a lawyer for a car accident

You are not required to hire an attorney after a car accident. In most cases, in fact, it is unnecessary. Start by filing an insurance claim and proceed from there. If you are offered a settlement that you feel is unjustly low, you should hire a lawyer to negotiate on your behalf.

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When you should hire a car accident lawyer?

You should hire a car accident lawyer for times when you have to negotiate with the insurance company and fight back against the insurance trying to pin the blame on you. Even if you were not hospitalized, you may claim any medical expenses incurred as a result of the accident and get compensation for any emotional distress.

Should I contact an attorney for a car accident?

• Depending on the nature of your accident, you may be entitled to various types of insurance claims.
• Initial consultation with most lawyers is free, hence no risk of commitment.
• Insurance companies never have your best interests at heart.
• Time is of the essence.

Do I really need a car accident attorney?

In short, it’s important to have a lawyer if your car accident is in any way complex. These are the types of complex accidents where you should hire a lawyer: The other driver was drunk, on drugs, or distracted by texting/phone use. Injuries involve broken bones or fractures. Your medical bills are more than $5,000.

When to hire a lawyer for a car accident?

• Funeral expenses: Based on the kind of burial or services you prefer; funeral costs can cost you thousands of dollars.
• Medical expenses: The cost of hospitalization, surgeries and medicines can be mind-boggling.
• Loss of companionship: Losing a loved one to a car accident can wreak havoc to your personal life. ...

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Why is having a lawyer important?

In contrast to the example above, there are also circumstances where having a lawyer is important. These are circumstances where they could negotiate you a much higher settlement, or where they could help counter insurance company tactics designed to keep you from getting paid.

What does it mean when an insurance company says you didn't report your injury?

This tactic takes many forms. Often the insurance company will say you didn’t report your injury soon enough or made it “worse” by not seeking treatment. This is their way of saying they won’t pay for all of it. You need representation.

Do insurance companies take your injury seriously?

The insurance company doesn’t seem to take your injury as seriously as you do. Insurance companies do not have your best interests at heart. Their job is to pay the least amount possible. Once they put a dollar amount on your diagnosis, they don’t really care whether the treatment worked or not. Get someone on your side who is there to represent your interests, and force them to take you seriously.

Can you give a recorded statement to an insurance company?

No one should ever give a recorded statement to an insurance company, even their own insurance company, without consulting an attorney first.

Is it worth getting a free opinion from a lawyer?

Even with a “minor” injury, it’s still worth getting a free opinion from a lawyer before you make any decisions in your case. And if the same minor injury required physical therapy, a specialist, an epidural, or other special treatment, it could be worth thousands more and a lawyer could make a big difference for you.

Is a broken bone considered serious?

Your injury is serious. The more serious your injury, the more money is at stake and the more the insurance company will try to lowball you. A “serious” injury does not necessarily mean surgery or hospitalization. A broken bone, a joint injury that requires injections or long-term treatment, and anything that causes severe pain are all serious injuries.