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Not sure what to ask a bankruptcy lawyer? Here are a few sample questions to get you started:
It is always a good idea to research your bankruptcy lawyer prior to hiring. Every state has a disciplinary organization that monitors attorneys, their licenses, and consumer complaints. By researching lawyer discipline you can:
When debt hovers over you like a dark cloud, casting its shadow on every aspect of your life, bankruptcy may be the most effective solution. Chapter 13 bankruptcy is a type of federal debt relief for those with a steady income who want to reorganize, minimize, and repay debt without turning their lives upside down.
Chapter 13 offers those struggling with debt the chance to keep their properties and assets, such as their home and car. It is a powerful and highly effective way to get a fresh start and take back control of your finances.
Much like calculating an average monthly payment, the length of your repayment plan will depend on your personal circumstances and what you can afford. As mentioned, repayment plans generally stretch across a period of three to five years.
First, a lawyer can assess your financial situation and help you make an informed decision about whether Chapter 13 is the right choice for you. Further, a skilled lawyer will be able to expedite the bankruptcy process, making it as easy as possible for you to exercise your rights under the Bankruptcy Code.