if i was in a car accident and i'm hurt, how long do i have to call a lawyer

Can a car accident case go to trial for pain and suffering?

Sep 11, 2015 · In Connecticut, you have two years. The rule is that when you are injured due to the negligence of another person, if you wish to pursue a personal injury case to receive money compensation for your injuries, you must file your case in …

What to do if you are a passenger in a car accident?

The "Multiplier" Method of Calculating Pain and Suffering. One of the most common techniques for calculating pain and suffering is to add up the claimant's medical bills stemming from their car accident injuries, multiply those by a number between …

Do I need a lawyer for a car accident?

Dec 26, 2019 · If you are at fault, the other driver may file a personal injury lawsuit after the accident. And the amount of potential damages can be staggering. The simple part is the other person’s medical bills. These add up to a fixed number. However, you must also account for any wages they miss out on due to their injuries.

What happens if you are injured in a car accident?

Pain and Suffering Are General Damages

Generally speaking, there are two types of pain and suffering that accompany a claim for bodily injury. The first is for physical pain and sufferin...

How Does The Insurance Company Evaluate Pain and Suffering?

It is important to understand that any insurance company handling your bodily injury claim begins its analysis with one very important assumption:...

What Type of Evidence Does The Insurance Company Review?

In determining the value of your pain and suffering, the insurance company will review many types of supporting documentation that tend to corrobor...

How many uninsured drivers are there in the US?

One in seven drivers in the U.S. is uninsured. If your friend or the other driver is uninsured and at fault, and you don't have PIP or MedPay on your policy, you will likely be able to file through your own uninsured motorist insurance.

What happens if you don't have PIP?

If you are not in one of the PIP-required states, there is a good chance your driver will not have the coverage. As well, even if they do have it, it may not be enough to cover your expenses. If your driver does not have PIP or MedPay, you could also file through their liability insurance.

What to do if you are in a car crash as a passenger?

If you are in a car crash as a passenger and another vehicle caused the accident, your first option would be to file a claim against the other driver’s insurance policy. In nearly every state, drivers are required to carry a minimum amount of car insurance.

What is PD in insurance?

Property damage liability (PD) — pays for damage to property, including property of passengers (though not the car owner's) BI insurance deals with injuries and pays up to a limit per person and a limit for the entire accident. For example, the minimum drivers should have for car insurance in New York is $25,000 per person and $50,000 per accident.

How to file a claim as a passenger in a crash?

Here are your options for filing a claim as a passenger in a crash, and when to consider each one. File a claim with the other driver's insurer. File a claim through your driver's policy. File a claim through your own insurer. 1.

Can you use PIP to pay for medical bills?

If you have PIP or MedPay on your policy, you can use it to pay for your medical bills, even if you're a passenger in another car. Unfortunately, PIP and MedPay also have limits, meaning very expensive accidents may not be fully covered.

Can I get my $60,000 medical bill repaid?

If your medical bills total $60,000 and others are injured as well, you may only see a portion of your total bill repaid by a driver with low limits. Your claim can even be denied if benefits are exhausted. Furthermore, going through another driver’s insurance can be a logistical hassle.

Why is vehicle liability important?

Vehicle liability is straightforward because it is tied to the amount of damage the other vehicle sustained. If you are at fault, then your insurance carrier is going to have to pay this amount to take care of the other driver’s damages.

What to do after a car accident?

Every decision you make after a car accident is very important. And the first important decision starts with you checking on the health of the other driver after the accident.#N#If there are serious injuries or property damage, you must immediately call “911.” Not only is this your civic duty, but it may paint you in a more positive light when others investigate your case.#N#Once you determine that no serious injuries have occurred, you must share information with the other driver. This includes things like your name, contact information, and insurance details.#N#Don’t forget to report the accident to the local police regardless of whether there were any serious injuries.

What information do you need to share with the other driver?

This includes things like your name, contact information, and insurance details. Don’t forget to report the accident to the local police regardless of whether there were any serious injuries.

What happens after a car accident?

After a car accident, you must file for an insurance claim. The insurance company ultimately decides how much money to pay out. Things become more complicated if you’re at fault. This can not only reduce how much you receive but cause you to pay someone else a whole lot of money. If you’re wondering “what happens if I’m at fault in ...

What does "mostly" mean in car insurance?

It means that one driver is at least mostly responsible for the accident. We say “mostly” because there may be mitigating factors ranging from the weather to the other driver’s behavior. After an accident, car insurance helps to pay for injuries.

What is evidence mode?

Evidence Mode. After you make sure that the other driver is okay, you have an important mission. Now is the time when you are going to document every potential detail of the accident. On the most basic level, this includes things like the accident date, time, and location.

What to do if there are witnesses?

If there are any witnesses, get their names and contact information. They may be crucial to your claim with the insurance company. Finally, don’t forget to report the accident to your insurance company. This helps to get the ball rolling on your future paperwork.