i had no insurance and i hit someone what kind of lawyer do i hire

If you do not have insurance, then you should not have been on the road at all. You will have to hire a personal injury attorney; they usually advertise on TV, billboards, lavatory walls, buses, and any structure or medium possible. Of course, you will have to pay up front. so, it is always best to have auto insurance.

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Do I need a lawyer for a car accident?

Sep 08, 2020 · If you’ve been hit by an uninsured driver in St. Louis and do not have enough insurance to cover the damages, you may want to consult with an uninsured motorist lawyer to get the help you need. Free Consultation with a St. Louis Car Accident Lawyer. Don’t talk to an insurance claims adjuster before speaking with The Hoffmann Law Firm, L.L.C.

Do I need to hire a personal injury attorney?

If a lawsuit is filed against you, because you do not have insurance you will be looking at paying any damages to the injured person out of your own pocket. You may also be faced with hiring a lawyer at your expense, unless you want to try to defend the case yourself. It is no defense to these lawsuits to tell the court, "I can't pay that amount."

What happens if the other driver in a car accident isn't insured?

Using Your No-Fault, PIP, or MedPay Coverage. If you live in a no-fault car insurance state, your own insurance coverage will pay for your medical bills and certain other covered losses after a car accident, so the fact that the other driver wasn't insured might not matter as much. Your ability to sue in no-fault states is restricted—you ...

What should I do if I’m in an accident with an uninsured driver?

Feb 05, 2013 · If you do not have insurance, then you should not have been on the road at all. You will have to hire a personal injury attorney; they usually advertise on TV, billboards, lavatory walls, buses, and any structure or medium possible. Of course, you will have to pay up front. so, it is always best to have auto insurance.

If You Live in A No-Fault Insurance State

At last count, at least 12 states followed what is known as a “no-fault” car insurance system.In a no-fault state, if a person is injured in a car...

What If I Live in A Tort State?

States that do not follow the “no-fault” insurance system -- and this includes the vast majority of states -- are called “tort” states. In those st...

What If The Other Driver Caused The Car Accident?

If you were injured in a car accident caused by the other driver, there may still be certain restrictions on what you can recover against that driv...

Penalties For Driving Without Car Insurance

If you are in a car accident and found to be driving without valid insurance, many states also impose criminal or administrative penalties. Almost...

What to do if you don't have car insurance?

If you're involved in an accident with a driver who doesn't have any car insurance at all, you'll likely have to turn to your own insurance company to cover your losses. Your best bet is uninsured motorist (UIM) coverage, which is usually an add-on protection. UIM coverage is only required in a handful of states, ...

What to do after a car accident?

After a car accident, your best course of action is to report the accident to your car insurance company and find out how your coverage applies. If you've suffered serious injuries that won't be covered by adequate insurance, it may be time to talk to an experienced car accident attorney about your options. Learn more about how an attorney can help ...

What is underinsured motorist coverage?

Your underinsured motorist coverage ( which is not required in most states , but is always available as optional coverage) kicks in and helps cover the difference between the other driver's coverage and the total amount of your losses. Most insurance companies limit the amount of time policyholders have to make uninsured motorist ...

How long does it take to file an uninsured motorist claim?

Most insurance companies limit the amount of time policyholders have to make uninsured motorist and underinsured motorist claims (often it's as few as 30 days from the date of the accident). So, you want to get the ball rolling immediately after you learn that the other driver has no (or not enough) insurance.

What is PIP insurance?

In states that don't follow mandatory no-fault rules, drivers can often purchase "personal injury protection " (PIP) or "Medical Payments" ("MedPay") coverage, which can be used to pay your medical bills after a car accident with an uninsured driver.

Do you need insurance for a registered car?

Despite the fact that car insurance is mandatory for registered vehicles in operation in most states, the fact is that there are many drivers who drive without insurance, and the best way to protect yourself is making sure you have plenty of UIM coverage. But note that UIM coverage usually only applies to your car accident injuries;

Does insurance kick in after a car accident?

In the often chaotic hours and days after a car accident, it can be a small comfort to know that car insurance coverage —your own or the other driver's—will probably kick in and help pay for medical bills and vehicle damage. But what if the at-fault driver doesn't have car insurance?

What to do if your insurance company does not provide legal counsel?

If the insurance company does not provide legal counsel, you should identify, interview, and engage a litigation attorney.

What to do if you don't have an attorney?

If you have insurance, you should submit the lawsuit to your insurance company and they will provide an attorney free of charge. If you do not have an attorney, you should contact one as soon as possible. Report Abuse. Report Abuse.

What to do if you have auto insurance?

If you have auto insurance put them on notice and they will hire an attorney to defend you. If not you need a lawyer that practices in the area of civil defense.

What to do if you don't have insurance on your car?

If you did not have insurance then you need to hire an attorney that handles civil matters to determine what is the best approach to take. Report Abuse.

What happens if you don't have insurance?

If you do not have insurance, then you should not have been on the road at all. You will have to hire a personal injury attorney; they usually advertise on TV, billboards, lavatory walls, buses, and any structure or medium possible. Of course, you will have to pay up front. so, it is always best to have auto insurance.

What to do if you have not been served with suit papers?

If you have not yet been served with suit papers, notify the agent and claims department immediately and give them all of the information they ask for.

How to contact a lawyer for a DUI in California?

This is especially true if you were charged with driving under the influence (DUI). Contact a DUI lawyer by calling us today at (310) 906-4831.

Why are drivers uninsured?

However, many drivers are uninsured because they do not have the funds to pay for insurance. In this situation, they may not be able to cover your losses. Speak with a lawyer about the best way to handle an accident involving an uninsured driver.

What does "no pay no play" mean?

The “No Pay, No Play” rule reduces the amount of compensation individuals may get after a car accident. Drivers without car insurance may not seek non-economic damages after a collision. This reduces the amount of compensation you may have to provide to a driver.

What is the California no pay no play rule?

Drivers who don’t have car insurance also face the “No Pay, No Play” rule. The “No Pay, No Play” rule reduces the amount of compensation individuals may get after a car accident.

What is the VC code for driving without insurance?

California uses Vehicle Code (VC) 16029 to prosecute drivers without insurance. VC 16029 is considered an infraction. This means that a violation generally only leads to fines. Drivers may face a few hundreds of dollars in fines if they are accused of driving without insurance.

Do non-economic damages make up a large percentage of a car accident settlement?

Non-economic damages in California often make up a large percentage of a car accident settlement. In many cases, drivers receive more compensation for non-economic damages than economic damages. Drivers without insurance do not receive any non-economic damages.

Can you sue your insurance company for an accident in California?

In some cases, a driver may also file a lawsuit against you in court. You may wish to contact a law firm if you are accused of causing an accident in California.

Why don't I have insurance?

You have the option to sue the driver, but it’s likely that the reason they don’t have insurance in the first place is due to a lack of income. Taking the driver to court can result in the receipt of a judgment entitling you to collect money from the guilty party.

What to do if your insurance is denied?

If your claim was denied, request written notification stating that the driver has no insurance. If you have uninsured motorist coverage, simply provide the letter to your insurance company. At that point, it is their responsibility to investigate the claim.

What is the minimum insurance for an uninsured motorist in Texas?

This coverage pays for the other person’s injuries and expenses if you cause a motor vehicle accident. Minimum insurance coverage requirements in Texas are: $30,000 per inju red person. $60,000 total per accident.

What percentage of drivers are uninsured?

Unfortunately, this is not an uncommon occurrence. Across the U.S., 12.6 percent of drivers are uninsured.

How long after an accident do you feel fine?

You may feel fine initially, but the following symptoms tend to show up a few days after an accident: Pain. Dizziness.

Can insurance companies deny claims?

In some cases, insurance companies initially deny a claim only to end up reversing their denial and paying for it at a later time. When engaging with insurance companies, remember that it’s to their advantage to avoid paying for your expenses. Don’t take their answers at face value.

Is it better to see a doctor right away?

Being seen by a doctor right away is not only the best thing for your health, it can greatly improve the success of future legal claims. If you wait a few days, it will be harder to prove that the problems resulted from the vehicle accident.

What happens if you hit someone's car but you don't have insurance?

1. Someone hit my car causing damages, but I have no insurance. If someone caused an accident that caused you damage and/or injuries, their liability insurance will pay you, regardless of the fact that you don’t have insurance. However, you could be given a traffic ticket by police for having no insurance. If the at-fault driver also has no ...

What to do if you have no insurance?

If the at-fault driver also has no insurance, you could sue them (get an accident lawyer, don’t try it yourself), or simply pay for the damages yourself. Without having your own insurance company to help you in such a situation, you are on your own and must hire an expensive attorney to help you. 2.

Why is an accident attorney important?

Why an accident attorney or personal injury attorney is important. If someone causes an accident in which your vehicle is destroyed and you sustain injuries, your own insurance company (if you have insurance) can only provide limited assistance.

What happens if you don't have insurance?

However, if you are involved in an accident and don’t have insurance, it can be a disaster. All states in the U.S. have financial responsibility laws that, in most states, requires a minimum level of liability insurance that helps pay for damages and injuries in at-fault accidents and can protect car owners from legal suits.

What happens if you don't have insurance on someone else's car?

If you are driving someone else’s car with their permission and they don’t have insurance on the car, then it is very similar to Situation #1 above, except it’s the owner that will get the insurance settlement or will have to sue with an attorney. However, if you were injured in the accident, you could seek a separate settlement — or can sue the at-fault party.

What happens if an uninsured driver causes an accident?

If an uninsured driver causes an accident that results in certain damages, injuries, or death, they can be charged with a more serious criminal felony charges, in addition to being exposed to expensive civil suits. If this happens, it’s highly advisable to seek the services of a competent attorney who specializes in car accident cases.

Is car insurance antiquated?

Most state car insurance laws are antiquated and the minimum coverage requirements are significantly lower than needed in these days of huge accident law suits. If the insurance is insufficient in a particular accident case, the car owner and driver are subject to being sued for the remaining amount, which can easily be hundreds of thousands ...

What to do if you don't have health insurance?

If you have health insurance you can use that to help pay for treatment. If you don't have health insurance then you will need to find a treatment provider who will help you and hold the bill until you resolve your liability claims. Report Abuse. Report Abuse.

What happens if you don't have insurance?

That's a hefty monetary fine. You can make your claim for your vehicle damages and injuries against the at fault driver / company. If you have health insurance you can use that to help pay for treatment. If you don't have health insurance then you will need to find a treatment provider who will help you and hold the bill until you resolve your liability claims.

What happens if you are not at fault?

If you are not at fault it doesn't matter that you don't have insurance insofar as the liability is concerned. But the police may charge you with no insurance. * This will flag comments for moderators to take action. The other driver's insurance will pay for repairing your car.

Can you sue for medical expenses in California?

In California, someone without the minimum insurance required by law can only sue for their special damages, (e.g. medical, wage), and cannot sue for general damages ("pain and suffering"). Report Abuse. Report Abuse.

Can you get a ticket for not having insurance?

While you may be subject to a ticket for not having insurance since it is required under Washington law, it should have no bearing on the truck driver's liability for your damages, including the repair of your vehicle and personal injury, if any.

Can you collect for property damage?

You can collect only for the property damage, lost wages, and medical bills but not pain and suffering or bodily injury. Everything else is the same as though you had insurance coverage.

Does the other driver's insurance pay for repairing your car?

The other driver's insurance will pay for repairing your car. You will have to contact his insurance company and find out how they want you to handle it. It does not make any difference that you did not have insurance. Report Abuse.