Driving without car insurance in Nevada is considered a misdemeanor. If caught without it, you'll have to pay a fine ranging from $250–$1,000 along with a license reinstatement fee up to $750.
If you do go to court, there are two options in Nevada to handle speeding tickets. One option is to plead “guilty/no contest,” or the other option is to plead “not guilty.” By pleading guilty or no contest, you are admitting your guilt to receiving the speeding ticket and you waive your right to trial by court.
Motorists faced with a traffic citation in Nevada must appear before a Justice of the Peace or a Municipal Court judge.
Driving without insurance in Nevada is a misdemeanor. The fine for a first offense is $100. It may be as high as $1,000 for subsequent offenses. If you present evidence to the court that you had insurance in effect at the time of the accident, the court must find you not guilty and waive the fine.
The most important time to use a no contest plea is when there is some damage associated with the charge, like an accident. If you ran a red light and hit someone and are charged with failure to obey a traffic control devise, a guilty plea and admission can be used in civil court to show fault for the accident.
Be sure to respond to your traffic ticket within 15 days, or you could face additional penalties, such as a license suspension.
After years of trying, Nevada lawmakers finally took the step of decriminalizing traffic tickets this session, turning arrestable misdemeanors into civil infractions that don't lead to jail time.
However, it's important for you to note that even though the points will be removed, the convictions will stay on your permanent driving record. You can also take a Nevada traffic safety course to remove 3 demerit points from your record. However, you must be eligible in order to have this option.
If you do not attend court a warrant will be issued for your arrest and it is likely that the police will come looking for you at your home address, or you could be stopped on the street.
Get in touch with the police as soon as you can and let them know that the other driver doesn't have insurance. If you're injured in the accident, you've got 14 days to talk to the police. If there's any damage to property, you need to do this within five days.
Nevada is not a no-fault state. In Nevada, the person responsible for causing a traffic accident pays for the damages.
Even if the other party is uninsured, if the accident is your fault then you'll be responsible for their repair costs. This should be covered by basic third-party insurance, however, repairs to your car will only be covered under comprehensive insurance.