how to find a bankrupcy lawyer

by Prof. Katarina White 9 min read

Here are some ways to find a trustworthy bankruptcy lawyer:

  • Ask trusted relatives, friends or coworkers for recommendations.
  • Search the website of the National Association of Consumer Bankruptcy Attorneys.
  • Check with your state or local bar association.
  • Contact a lawyer referral service.

Full Answer

How do I find a good bankruptcy attorney?

  • Finding a bankruptcy attorney
  • Benefits of working with a bankruptcy lawyer
  • What to look for in a bankruptcy attorney
  • 5 questions to ask when vetting candidates
  • How much will all of this cost?

How to find the best bankruptcy attorney for your case?

What Should You Ask a Bankruptcy Lawyer?

  • Begin by establishing whether the lawyer thinks you’re a qualified candidate for bankruptcy, and if so, which variety, Chapter 7 or Chapter 13?
  • Find out how many bankruptcies they’ve done, and what types?
  • How large is the lawyer’s practice, or affiliate firm? ...
  • How quickly do they return calls? ...
  • How hands-on will the attorney be? ...

How do I choose a bankruptcy lawyer?

” Nobody wants that. Choosing a bankruptcy lawyer is essentially a two-step process: Begin by finding and vetting likely candidates. Complete the mission by interviewing the handful that meet your criteria, then retain the one that feels the most compatible.

Where is the cheapest bankruptcy lawyer?

“ Low Cost Bankruptcy+Quality!”

  • Our prices usually please everyone.
  • You can Pre-Qualify for Bankruptcy.
  • Free Consultation.

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What to look for in a bankruptcy attorney?

When hiring an attorney to help you file your Chapter 7 or Chapter 13 bankruptcy case, look for expertise, a fair price and a communication style you’re comfortable with.

What to do if you aren't able to work one on one with a bankruptcy attorney?

If in your first meeting you aren’t able to work one on one with the attorney to air your concerns and talk through your case, you might want to go elsewhere.

How much does a bankruptcy attorney charge?

There is no “right” amount a bankruptcy attorney should charge, although generally a Chapter 13 filing will cost more than a Chapter 7. Fees vary from case to case and from one state to another. You can expect to pay between $500 and $3,500 for a Chapter 7 and between $1,500 and $6,000 for a Chapter 13, LaBert says.

What does it mean to be affiliated with NACBA?

An affiliation with NACBA is also a sign that an attorney is committed to advocating for people going through bankruptcy.

What happens if you miss a bankruptcy deadline?

A misfiled form or missed deadline could result in your case being thrown out. That’s why finding a specialist is important.

What are the alternatives to bankruptcy?

And know that a good bankruptcy lawyer will also discuss alternatives to bankruptcy, such as credit counseling, with clients.

How much does it cost to have a free lawyer meeting?

Some attorneys offer free meetings, and others will charge a fee of around $35 for this initial conference. Don’t assume no charge means lesser qualifications; starting with free meetings can help you get comfortable interviewing lawyers and may lead you to the one you choose.

Do law schools offer free legal advice?

Many law schools sponsor legal clinics and provide free legal advice to consumers. Some legal clinics have the same income requirements as Legal Aid; others offer free services to low- and moderate-income people.

Do bankruptcy lawyers have to be screened?

Most county bar associations will give you the names of bankruptcy attorneys who practice in your area. Keep in mind that bar associations don't screen the lawyers. It's up to you to check out the credentials and experience of the person to whom the bar association refers you.

Does Legal Aid help with bankruptcy?

Legal Aid offices offer legal assistance in many areas. A few offices do bankruptcies, although most do not. The federal Legal Services Corporation partially funds Legal Aid, and it's intended for low-income people. It's more likely for a Chapter 7 filer to find help. Few Chapter 13 bankruptcy filers will qualify.

Can bankruptcy lawyers accept bankruptcy?

Not only does bankruptcy require understanding how many principles interrelate, making a mistake can be costly. Most lawyers won't accept a bankruptcy matter unless they practice bankruptcy law regularly. Here are some suggestions for finding the best bankruptcy lawyer for your job.

What Should You Ask a Bankruptcy Lawyer?

When you interview a bankruptcy lawyer, you want to be confident about their competency and comfortable that they care about solving your problem. Here are some questions that should help you arrive at both.

Why do bankruptcy attorneys help?

It helps if the attorney has empathy for the client’s situation. Maybe they’re enduring a divorce, he says. Or their kid is sick or the car broke down or they lost their job. The go-to bankruptcy attorney knows overwhelming financial strife often creates more problems and increases misfortune.

What does it mean to be a certified attorney?

Investigate whether your candidate attorneys are certified, which, according to the American Board of Certification (abcworld.org), “means that the certified attorney has met rigorous, objective standards and has demonstrated knowledge in bankruptcy and/or creditors’ rights law.”

What are the three ES in bankruptcy?

Reed Allmand, a certified bankruptcy attorney based in Dallas, stresses that the selection of an attorney be guided by the “three Es”: Empathy, Experience, and Expense.

How to find a lawyer for a home?

Ask neighbors. Ask friends and relatives. (Yes, you have to swallow your pride.) Perhaps there are lawyers on your homeowner’s association board. There surely are lawyers on the board of your church. Ask all of them for recommendations.

Who is the bankruptcy judge in Tampa?

Bankruptcy judges have a term for such situations, says Tampa-based Bankruptcy Judge Catherine Peek McEwen. “We call it ‘a mess.’ ”

Who recommends against choosing a dabbler?

Allmand recommends against choosing “dabblers” who often are more interested in quick, out-the-door closings than the nuances of a client’s predicament.

Why File For Bankruptcy?

People wind up filing for bankruptcy for many reasons, often involving outside forces or unforeseen expenses: Medical debt and unexpected health care costs can quickly spiral out of control, credit card debt can accrue due to business expenses or needing to use a credit card during periods of unemployment and low cash flow, investments in the stock market, real estate or other financial vehicles might suffer due to a financial crisis, or a supply chain shutdown can cause debt to cascade in times of pandemic (such as the coronavirus/COVID-19 outbreak) or due to oil price fluctuations. In any of these situations, a bankruptcy attorney can help you find the best course of action.

Can bankruptcy help you?

Bankruptcy Lawyers Can Help You. If you're experiencing severe financial difficulties, bankruptcy can provide a path to debt relief and help you get a fresh start.

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