how to change name on deed without a lawyer

by Sandy Russel 6 min read

If you are the sole owner of the property and want to change your name on the deed, in some states you file a quitclaim deed to your new name using the formerly known as (FKA) with your prior name. This deed is then filed, and a new deed is then filed back to you using just your current name.

Fill in the deed by listing the grantor and grantee and the property's legal description. Take the unsigned deed to the County recorder's office. A County Clerk can witness the grantor and grantee's signatures by acting as a notary public. The deed will become official once it has been signed by both parties.Jun 6, 2018

Full Answer

How to change or transfer a deed without a lawyer?

Jun 16, 2020 · What Are the Steps to Transfer a Deed Yourself? Step 1. Retrieve your original deed. If you’ve misplaced your original deed, get a certified copy from the recorder of deeds in the county where the ... Step 2. Get the appropriate deed form. Step 3. Draft the deed. Step 4. Sign the deed before a ...

Can I add or remove a name on my deed?

Jun 06, 2018 · To change or transfer a deed without a lawyer, obtain a certified copy and review the information. After checking for accuracy, use a deed form that allows you to fill in the blanks. This can be accessed online or at a local office supply shop. Fill in the deed by listing the grantor and grantee and the property’s legal description.

Can a grantee change the name on a quitclaim deed?

The deed needs to provide the full name of the current owner [Grantor]. The current owner’s name [Grantor] must match exactly the name of the current owner as shown in the county deed records. For example, if the current owner’s middle name is on the current deed, the middle name should be on the new deed.

Can a partner Agent change a name on a house deed?

To change, add or remove a name on your deed a new deed needs to be recorded reflecting the change. Many people think they can come into the office and change the present recorded deed with a form, but that is not the case. Once a deed is recorded it cannot be changed. We recommend you consult a real estate attorney or title company to prepare a new deed.

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What is warranty deed?

It indicates that they are transferring title to another individual and that the seller owns the piece of property free and clear without any liens. Typically, a warranty deed will be used when a piece of property is sold.

What is a quit claim deed?

A quitclaim deed is utilized when you need to transfer an interest in the physical property from one person to another. On this type of deed, it will list the name of the person who is handing over their claim and the name of the person who is accepting ownership.

Why do you need to change your deed?

There are several common reasons why you may need to make minor changes to a deed. Here are some of the following: – Purchasing a home. – Selling a home. – Newly married. – Getting a divorce. – Mortgage refinance. – Gifting your home.

Where can I find a deed to a house?

This will be located in the same jurisdiction where the property is located. Typically, you’ll find it at the County Clerk’s office.

Can you change a deed without a lawyer?

If you decide to change a deed without a lawyer, you should proceed with caution. By transferring or amending a deed, you are legally changing real estate specifications pertaining to a piece of property. If done wrong, a deed transfer or amendment could become a costly mistake.

What is Needed to Transfer a Deed in Texas?

Most Texas property deeds have the same general requirements to complete the transfer of a deed from one person or entity to another.

Whose Address Should be on a Property Deed?

Generally, the address for the current owner [Grantor] who is transferring the property is not required to be put in the new property deed. In most cases, the current owner transfers the property and moves to another property and that person’s address changes.

Terminology in a Property Deed

It is helpful to familiarize yourself with the terminology used in property deeds.

Signing and Filing Your Property Deed

The deed must be signed by the Grantor, in front of a notary – no exceptions. A person with a Power of Attorney may be able to sign for the Grantor, provided the Grantor is alive. A notary should confirm that the Grantor is alive before notarizing the document using a Power of Attorney.

Can you change the name on a deed if you are married?

If someone marries, it is not required to change the name on the deed to the married name, but because of a particular legal situation it may be desirable, therefore we again recommend consulting an attorney or title company for specific advice. Our office cannot recommend a real estate attorney or title company.

Can you change a recorded deed?

Many people think they can come into the office and change the present recorded deed with a form, but that is not the case. Once a deed is recorded it cannot be changed. We recommend you consult a real estate attorney or title company to prepare a new deed.

Where is Lynndee Marooney?

Living in Denver, Lynndee Marooney has been writing finance and credit-related articles, guides, manuals and e-books for private companies since 1995. She holds a Bachelor of Arts in journalism and a Bachelor of Science in finance from the University of Maryland.

Can I change my last name in Cincinnati?

How to Change Last Name at Cincinnati Clerk of Courts. A legal name change does not require an attorney and can be completed by yourself. You must follow some guidelines, such as, you cannot change your name to a famous person, you cannot change your name to avoid legal issues and you cannot change your name to one that is demeaning ...

Can you change your name if you have been convicted of a felony?

Some states will not allow a name change if you have been convicted of a felony. Some states require a fingerprint criminal history record. You must read and follow the steps outlined by your states law.

Do you have to appear before a judge?

Some states do not require an appearance before the judge and will mail you the signed order. In some states, they will allow you to have a brief court appearance the same day your turn in your forms if the schedule allows. Some states do not require an appearance before the judge and will mail you the signed order.

What is the name of the person who is transferring the property?

The quitclaim deed form must include the property’s legal description, the county in which the property is located, the date of the transfer, and the name of the person transferring the property, known as the grantor , and the name of the person receiving the property, or grantee.

Why is it important to have your name on your deed?

It’s important that your real estate deeds reflect your current legal name and having your legal name on the deed makes the process much smoother if you want to put your property on the market or take out another mortgage.

Why do you have to change your name on a deed?

If you have an interest in a piece of real estate, your ownership is reflected by your name on the deed. There are all sorts of reasons, short of a sale or purchase, requiring a name change on a real estate deed. Life happens, and that means marriage, divorce, death or just the changing of a legal name. It’s important that your real estate deeds reflect your current legal name and having your legal name on the deed makes the process much smoother if you want to put your property on the market or take out another mortgage.

Can you add another owner to a quit claim deed?

While quitclaim deeds aren’t recommended between parties who don’t know each other – since no warranties are included – but they are suitable for divorcing couples who agree that one spouse receives the property; adding another owner to the deed, and legal name changes, whether through marriage or the court. The quitclaim deed form must include the ...

Do you need a witness to quitclaim deeds?

While all quitclaim deeds require notarization, in some states a witness to the transfer is required. Keep in mind that laws regarding quitclaim deeds vary by state, so find out exactly what your state requires in terms of notarization, recording and other details.

Do you have to change the deed if your spouse died?

If your spouse has died and the property was owned jointly with right of survivorship, you don’t have to change the deed to reflect that the property is now owned by just one person. If you decide to sell your home or take out a mortgage, it’s just a matter of explaining in the new deed or new mortgage that your spouse has died.

Do you have to update a quit claim deed?

If you are transferring the property to yourself under your new name, all you have to do is update the deed from your former name to your current one. You’ll find the legal description of the property on your current deed. While all quitclaim deeds require notarization, in some states a witness to the transfer is required.

How to file a quit claim?

To file a quitclaim, you must find check-in with your county clerk about any area-specific laws or regulations you must follow. Typically, you’ll need to fill out a blank deed with your new name and get it into your county clerk. There may be some fees involved in the process.

Why change your name on a house deed?

Why You Should Change the Name on a House Deed. Typically, major life events are the cause of any changes to the names on a house deed. For example, marriage, divorce, a voluntary name change, or even correcting a typo are all valid reasons why it would be necessary to change the name on a house deed. When you prepare to sell your home ...

What happens if you change your mortgage?

If you are in over your head with unpaid mortgage payments, changing the ownership of your property may trigger any “Due on Sale” clauses listed in your lender agreement. You would then be responsible for paying the entirety of your home loan at once.

Can you use a quitclaim deed on a mortgage?

Typically, you cannot use a quitclaim deed on a home with a mortgage. However, quitclaims that are filed only to change the existing name on a deed are possible. One major reason that quitclaims are not utilized often with mortgaged homes is because they offer little to no guarantees.

Can a deed be disputed?

It’s imperative to have the right names on a house deed. Legally, the owner of a home can be disputed if the name on the deed doesn’t match the actual owner’s name. You don’t want to find yourself in legal limbo or do something to affect any current or future mortgage payments you have.

Do all mortgage documents have the same name?

When you prepare to sell your home or want to refinance your mortgage, it may be a good idea to ensure that all of your documents have the same name listed. If the names on your documents are different, it may hold up proceedings and get you caught up in limbo waiting for an official decision. If you have recently gotten married or divorced, it ...

Can you put your name on your house deed?

In the event of your death, you can ensure that your home is passed on to your spouse or children by putting their names on your house deed. If you neglect to add their names, transferring your property may get held up in the courts. It should be noted that changing the name on your house deed to avoid foreclosure is often discouraged.

What is a warranty deed?

The deed most commonly used to transfer residential real property in the U.S. is the general warranty deed. If the owner is selling to a third party stranger, as is often the case, the buyer will likely insist on a warranty deed. Any grantor signing this type of deed makes a series of binding promises called covenants to the buyer, including: 1 the ​ covenant of seisin ​, under which the grantor promises that she owns the property and has the right to convey it; 2 the ​ covenant against encumbrances ​, under which the grantor guarantees that the real property doesn't have any liens or encumbrances other than those mentioned in the deed; and 3 the ​ covenant of quiet enjoyment ​, under which the grantor agrees to defend the grantee's title against anyone claiming under it from any point in the past.

What is the most common deed used to transfer residential property?

The deed most commonly used to transfer residential real property in the U.S. is the general warranty deed . If the owner is selling to a third party stranger, as is often the case, the buyer will likely insist on a warranty deed.

What is the ceremonial act of transferring land?

In yesteryear, people transferred ownership of real property with a ceremonial act (called “livery of seisin") in which the person transferring the land hands a tree branch or some dirt from the property to the new owner. Today, title to real property is conveyed with a property deed, a legal document that passes property ownership from a seller ...

Do Quitclaim deeds contain title?

Quitclaim deeds fall at the far end of the spectrum. They do not contain any promises about title, encumbrances or ownership. That is, the seller does not even promise that he owns the property he is conveying, much less agree to protect the grantee from any title defects.

Can a buyer accept a quit claim deed?

These deeds are very useful for transferring real property between family members, but a buyer who is a stranger to the seller will usually not accept a quitclaim deed. Read More: ​ How to Make a Free Quitclaim Deed.

How to transfer a home to the rightful owner?

If you are selling the home to distribute the funds to the heirs and the estate needs to go through probate, follow these steps. 1. File a petition in probate court. The first step to transferring the property to the rightful new owners is to open up a case in probate court.

What does a probate petition include?

The petition also includes a request the court give the petitioner authority to probate the estate with an acknowledgment ...

What happens when someone passes away without a will?

When someone passes away without a will or other estate planning in place, the laws of the state govern who stands to inherit their property. Some property, such as household goods, can be acquired simply by taking possession of it. Other property, however, such as the deed to a house, requires the transfer of ownership by filing a new deed.

What happens if there is no surviving spouse?

When there is no surviving spouse, the children are the primary heirs. If there are also no children, parents and then siblings stand to inherit. 2. Prepare heirship affidavits. Next, you must prepare heirship affidavits, which detail the names of all heirs you identified in the previous step.

How to become an administrator of an estate?

Some states require the person who applies to be the administrator of the estate be a resident of the state. 2. Petition the court for sale and convey the property to the purchaser. Next, you must petition the court to sell the property.

How to bypass probate?

1. Identify all legal heirs. Each state has its own laws about the order of inheritance in cases where there is no will or other estate planning document. Typically, the primary heir is the person's spouse.

Do you have to include a declaration in a deed?

You must include a declaration that the signers are all heirs of the deceased. A word of caution: this can only be done if all heirs are legally of age and of sound mind. The deed must contain the proper legal description of the property. All heirs must sign the deed, and a notary must witness the signing.

What can you do with a Testamentary Will?

In Probate, if you are given the Letters Testamentary (giving you the legal authority to act), you can do those things the Will requires, subject to Probate Court's approval. Work with a Probate Attorney in your area to make sure you don't overlook anything and that everything moves along smoothly. Good Luck! More.

What is chain of title?

If someone wanted to buy the house down the road or borrow money against it, a person or company would conduct a title search to determine that you owned it. If there is a deed from your mother's estate to you, they would need to find some legal document giving you the authority to have done this. Only an executor or administrator of your mother's...

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