how to answer a tennessee civil summons if i do not have any money for a lawyer

by Ardith Nienow III 10 min read

Do I need an attorney to answer a summons?

(1) The person serving the summons shall promptly make proof of service to the court and shall identify the person served and shall describe the manner of service. If a summons is not served within 90 days after its issuance, it shall be returned stating the reasons for failure to serve.

How to format an answer letter for a civil summons?

Sep 10, 2021 · How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document. Respond with SoloSuit

What happens if I don't respond to a summons and complaint?

Rule 4.02: Summons; Form. The summons shall be issued in the name of the State of Tennessee, be dated and signed by the clerk, contain the name of the court and county, the title of the action, and the file number. The summons shall be directed to the defendant, shall state the time within which these rules require the defendant to appear and defend, and shall notify the defendant …

How often can a plaintiff obtain new summonses?

1) Upon the filing of the complaint the clerk of the court wherein the complaint is filed shall forthwith issue the required summons and cause it, with necessary copies of the complaint and summons, to be delivered for service to any person authorized to serve process. This person shall serve the summons, and the return indorsed thereon shall be proof of the time and manner of …

How do you answer a summons without a lawyer in Tennessee?

Steps to Respond to a Debt Collection Case in TennesseeCreate an Answer document.Answer each issue of the complaint.Assert affirmative defenses.File one copy of the Answer document with the court and serve the plaintiff with another copy.Sep 10, 2021

How do you answer a summons without a lawyer?

Contact the clerk's office of the court where the lawsuit was filed. You'll find a phone number and address for the clerk's office on your summons. The clerk will be able to tell you exactly what documents you should file with your answer and whether any filing fee is required.Aug 12, 2019

What happens if someone sues you and you have no money?

You can sue someone even if they have no money. The lawsuit does not rely on whether you can pay but on whether you owe a certain debt amount to that plaintiff. Even with no money, the court can decide that the creditor has won the lawsuit, and the opposite party still owes that sum of money.Dec 9, 2021

How do you write a response to a summons?

How do I answer the complaint?Read the summons and make sure you know the date you must answer by.Read the complaint carefully. ... Write your answer.Sign and date the answer.Make copies for the plaintiff and yourself.Mail a copy to the plaintiff. ... File your answer with the court by the date on the summons.

Does a summons have to be served in person?

A summons must be served at least 7 days before the court date if it is served by personal delivery, or 21 days before the court date if it is served by postal delivery. If a summons has not been correctly served, you are not obliged to appear in court in response to it.Aug 7, 2020

What are affirmative defenses in civil cases?

An affirmative defense to a civil lawsuit or criminal charge is a fact or set of facts other than those alleged by the plaintiff or prosecutor which, if proven by the defendant, defeats or mitigates the legal consequences of the defendant's otherwise unlawful conduct.

Do creditors have access to bank accounts?

A debt collector gains access to your bank account through a legal process called garnishment. If one of your debts goes unpaid, a creditor—or a debt collector that it hires—may obtain a court order to freeze your bank account and pull out money to cover the debt.Oct 8, 2021

What assets can be seized in a lawsuit?

Properties a creditor can seize include tangible assets, such as vehicles, houses, stocks, and company shares. They can also include future assets a debtor expects to receive such as commissions, insurance payouts, and royalties. The attorney questioning you will very likely discover these assets.

What happens after a Judgement is entered against you?

Eventually, it goes to a collection agency. When all else fails, the matter is turned over to a lawyer. That lawyer files a lawsuit and gets a judgement against you for the specific purpose of getting you to make payments. The judgement becomes a matter of public record, and is indexed with the clerk of the court.

What does it mean when you receive a summons and complaint?

If you receive a summons and complaint, this typically means that you are being sued by someone. If you fail to answer, the person suing you may be able to get a default judgment against you. This means they get whatever they are asking for in their complaint. To avoid that, you can't ignore the summons and complaint.

What is a certificate of service?

The certificate of service form is the same for every case filed in court. On the certificate of service form, write the name and address of the plaintiff (or their attorney) as it appears on your summons. This is where you'll have to deliver a copy of your answer after it's filed.

Who is Jennifer Mueller?

This article was written by Jennifer Mueller, JD. Jennifer Mueller is an in-house legal expert at wikiHow. Jennifer reviews, fact-checks, and evaluates wikiHow's legal content to ensure thoroughness and accuracy. She received her JD from Indiana University Maurer School of Law in 2006.

Do you have to pay filing fees?

Pay the filing fees if necessary. Typically, you don't have to pay any filing fees simply to answer a complaint. However, if you have a counterclaim against the person who is suing you, there may be fees involved. The court clerk will tell you how much the fees are and what method of payment is accepted.

Who is the summons directed to?

The summons shall be directed to the defendant, shall state the time within which these rules require the defendant to appear and defend, and shall notify the defendant that in case of his or her failure to do so judgment by default will be rendered against that defendant for the relief demanded in the complaint.

What does "waive service of summons" mean?

(1) A defendant who waives service of a summons does not thereby waive any objection to the venue or to the jurisdiction of the court over the person of the defendant.

Where there are two (2) or more defendants in any suit in courts of law or equity or before judges of the courts

(a) Where there are two (2) or more defendants in any suit in courts of law or equity or before judges of the courts of general sessions, the plaintiff may cause counterpart summons or subpoena to be issued to any county where any of the defendants is most likely to be found, the fact that the counterpart process is issued in the same suit being noted on each process which, when returned, shall be docketed as if only one (1) process had issued.

What is a subpoena in court?

A subpoena may also command the person to whom it is directed to produce the books, papers, documents, or tangible things designated therein; but the court, upon motion made promptly and in any event at or before the time specified in the subpoena for compliance therewith, may (1) quash or modify the subpoena if it is unreasonable and oppressive or (2) condition denial of the motion upon the advancement by the person in whose behalf the subpoena is issued of the reasonable cost of producing the books, papers, documents, or tangible things.

Who can be served with a waiver?

Service upon (1) an individual from whom a waiver has not been obtained and filed, other than an infant or an incompetent person, (2) a corporation, or (3) a partnership or other unincorporated association (including a limited liability company) may be effected in a place not within any judicial district of the United States:

What is civil process?

(a) Civil process may be issued on Sundays on the application of any party, supported by oath or affirmation, that the defendant is removing or about to remove the defendant’s person or property beyond the jurisdiction of the court applied to.

Who can serve a subpoena?

A subpoena may be served by any person authorized to serve process , or the witness may acknowledge service in writing on the subpoena . Service of the subpoena shall be made by delivering or offering to deliver a copy thereof to the person to whom it is directed.

What is a complaint and summons?

The complaint and summons provide information on who is suing you, why you are being sued, and how long you have to respond to the lawsuit. The complaint tells the judge what the dispute is about, and what the person suing you wants from you.

How long do you have to respond to a summons?

The summons should include a date or time period by which you must respond. Typically, you have 20 days from the date you were served with the documents to respond to the lawsuit. However, this period may specify business days, or may be extended for certain court holidays.

What is summons in court?

The summons provides logistical details for you, including a statement of the fact that you have the right to respond to the complaint in writing within a certain amount of time. It will tell you how long you have to respond, and where you should take your written response.

What happens if you don't respond to a lawsuit?

If you don't file a written response to the lawsuit, the judge will assume that you agree with everything the plaintiff stated in the complaint. The time limit may be different depending on the type of case filed. Make sure you read your summons carefully, as it will tell you how long you have to respond.

What happens if you don't have a case number?

If the summons and complaint that you received didn't have a case number, you can't file your answer yet. You will receive notice of the case number when the plaintiff files the complaint with the court. Until then, the court will have no record of the case.

What is personal jurisdiction?

This is called personal jurisdiction. The court in the county where you live typically has personal jurisdiction. If you're being sued in your business capacity – for example, if you own a restaurant – any court in a county where you do business usually has personal jurisdiction.

How long does it take to file a motion to dismiss?

If the judge doesn't grant your motion, you have a brief period of time to file your answer – typically about 10 days.

What to do if you have been served with a summons?

Learn what to do if you’ve been served with a summons and complaint, including how much time you have to respond and what options might be available to you. Remember that if you do nothing, the person suing you can ask the court for a money judgment against you!

What does it mean when you receive a summons and complaint?

Overview. If you have received a summons and complaint, that probably means you are being sued. Being sued can be one of life’s most stressful experiences. Although it might be tempting to ignore a summons and complaint, ignoring a lawsuit does not make it go away.

How long do you have to respond to a lawsuit?

However you decide to respond to the lawsuit, remember there are deadlines to take action. Typically, you have twenty calendar days from when you received the summons and complaint (not counting the day of service) to file a response with the court. But that time might be shorter in some cases.

What is an answer in a lawsuit?

An answer is your opportunity to respond to the complaint’s factual allegations and legal claims. It also allows you to assert "affirmative defenses," facts or legal arguments you raise to defeat plaintiff’s claim. Filing an answer prevents the plaintiff from getting a default judgment against you.

What is a counterclaim?

Compulsory counterclaims. If your claim arises out of the same transaction that underlies the plaintiff's claim , you have a “compulsory counterclaim.”. If you do not file a counterclaim in plaintiff’s case, you will lose the right to file a separate lawsuit.

What to do if you do nothing in a lawsuit?

If you do nothing, the plaintiff can – and probably will! – ask the court for a default judgment. You may have other options as well. The best way to evaluate your options is to speak to a lawyer. An attorney might be able to identify defenses that apply to you or even help you settle your case out of court.

Why do you file a motion to dismiss?

File a motion to dismiss or for a more definite statement. There are a number of reasons why you might file a motion to dismiss, including: Lack of jurisdiction. In other words, the court does not have jurisdiction over you. Click to visit Deciding Where to File for more information about jurisdiction.

How long do you have to respond to a summons?

Proper Response to a Summons. When a party decides to sue you, he must write a complaint or summons outlining the reasons for the suit. You typically have 28 days to respond to avoid a default judgment.

What is a default judgment?

In a default judgment, a judge automatically rules in favor of the opposing party because you didn’t file a response known as an Answer. Preparing a written Answer entails writing a letter to the judge. In the letter, you’re explaining your reasons why you should win the lawsuit.

Who is Demetrius Sewell?

Demetrius Sewell is an experienced journalist who, since 2008, has been a contributing writer to such websites as Internet Brands and print publications such as "Cinci Pulse.". Sewell specializes in writing news and feature articles on health, law and finance. She has a master's degree in English.

Do you have to make copies of your answer?

You may have to make additional copies of your Answer if more than party is suing you. For example, if two people are suing you, you must send separate copies of the Answer to both parties. If you decide to counter-sue the plaintiff, you have to create a complaint and pay a filing fee. Legal matters can be quite complex and often have serious, long-term consequences. Consider hiring an attorney to defend you, especially if the plaintiff is being represented by a lawyer.

Why do people ignore summons?

When most people receive a summons to appear in court because of a debt , they ignore it because the problem may seem insurmountable. They may hope that the debt collector will give up and go away. Nothing could be further than the truth.

What happens if you don't respond to a complaint?

If a person does not respond to the complaint within the time allotted or show up in court on the appointed day, it’s almost a given that the court will rule in favor of the debt collection agency. 90% of cases are decided in favor of collection agencies to a large extent because most cases go uncontested. Debt collection agencies hope you do one ...

How to garnish your wages?

Taking your money or property: Wage Garnishment and Property Seizure 1 Request the sheriff to serve wage garnishment notification on your employer, so your employer must withhold a designated amount for the creditor every pay period 2 File a lien on your real estate, which must be paid when you sell or refinance your property before the deal can be finalized. The creditor can also execute on the lien immediately by having the sheriff seize your real property and arrange a public sale. Certain real property may be exempt, and this varies state to state. 3 Levy on your personal property through the local sheriff, which means the sheriff will take the property and sell it at public auction. Once again, some property will be exempt. 4 Get an assignment order for property that is not subject to levy such as tax refunds.

What happens if you don't pay your debt?

When you can’t pay a debt, creditors will send notices and may charge interest and late fees. If you still don’t pay, you may receive phone calls and email from the company as well as more letters. Eventually, usually somewhere between three to six months of nonpayment, the company may sell your debt to a debt collection agency which is likely ...

How long does it take for a company to sell your debt?

Eventually, usually somewhere between three to six months of nonpayment, the company may sell your debt to a debt collection agency which is likely to pursue payment much more aggressively. After a time, the collection agency is likely to file a complaint and mail you a summons to appear in court. The debt collection summons will typically say ...

Can a sheriff garnish your wages?

Request the sheriff to serve wage garnishment notification on your employer, so your employer must withhold a designated amount for the creditor every pay period. File a lien on your real estate, which must be paid when you sell or refinance your property before the deal can be finalized.

What is the answer to a complaint?

You should respond to each paragraph of the complaint matching your response to the exact number used in the complaint.

What is attached to an answer?

You may also desire to include in your answer a copy of a document. Documents can be attached to your answer, made part of your answer and referred to in your answer. Documents are then referred to as "Attachments" or "Exhibits". Copies of all attachments or exhibits are numbered and attached at the end of the Answer.

Do you know if a complaint is true?

Sometimes you do not know if the statement in the complaint is true or not or you do not have enough information to determine if the statement is correct. In that case your response should be: "lack enough information to respond".