The price of a personal bankruptcy attorney in Wisconsin is around $1,457.50 (Low: $ 1,250.00. High: $ 1,665.00). These prices are above the national average.
After you file for bankruptcy protection, your creditors can't call you, or try to collect payment from you for medical bills, credit card debts, personal loans, unsecured debts, or other types of debt.
With Chapter 7, those types of debts are wiped out with your filing's court approval, which can take a few months. Under Chapter 13, you need to continue making payments on those balances throughout your court-instructed repayment plan; afterwards, the unsecured debts may be discharged.
Again, there's no minimum or maximum amount of unsecured debt required to file Chapter 7 bankruptcy. In fact, your amount of debt doesn't affect your eligibility at all. You can file as long as you pass the means test. One thing that does matter is when you incurred your unsecured debt.
Filing for Chapter 7 bankruptcy eliminates credit card debt, medical bills and unsecured loans; however, there are some debts that cannot be discharged. Those debts include child support, spousal support obligations, student loans, judgments for damages resulting from drunk driving accidents, and most unpaid taxes.
In Wisconsin in 2022 it costs $335 to file for Chapter 7 bankruptcy and $310 to file for Chapter 13 bankruptcy. The cost to declare bankruptcy in Wisconsin is the same for an individual or a married couple. If you can't pay the filing fee all at once, the court may allow you to make installments.
A Chapter 7 bankruptcy will generally discharge your unsecured debts, such as credit card debt, medical bills and unsecured personal loans. The court will discharge these debts at the end of the process, generally about four to six months after you start.
Certain family and household expenses might help you pass the means test for Chapter 7 bankruptcy. If your income is higher than your state's median income for a similar size household, you must complete the entire bankruptcy means test form to determine whether you qualify for Chapter 7 bankruptcy.
Frivolous spending after you file could put your case in jeopardy. Spending money willy-nilly after you file for bankruptcy could appear like fraud and upend your court ruling.
Lombardo Law Office specializes in providing its clients with exceptional legal solutions regarding bankruptcy. Also, their legal service comes at cost-effective pricing, giving their clients access to quality yet professional legal representation.
Miller & Miller Law, LLC is a premier law firm that provides effective legal strategies and plans. Next, they have a friendly staff that accommodates their clients, ensuring that their concerns are promptly addressed. Moreover, this law firm provides free consultations to identify and address its client’s individual legal needs correctly.
Peter Francis Geraci Law L.L.C. offers affordable legal representation and professional legal representation. In addition, they have an experienced staff that educates their clients with their cases and assists them with the filing process.
Bankruptcy Law Office of Richard A. Check dedicates its legal services to addressing bankruptcy and debt cases. Moreover, their legal company provides free case evaluation to efficiently identify the laws that apply to their client’s cases.
Watton Law Group has a wide range of legal solutions that can handle most bankruptcy and debt issues. This law firm has a highly talented team of legal specialists who give their clients the best possible outcome.
Miller and Miller Law LLC is a bankruptcy firm in Milwaukee, Wisconsin, offering services to debtors who are facing foreclosure and unable to make payments on car loans. The firm offers wage earner's bankruptcy and liquidation solutions to consumers in financial distress. Aside from general bankruptcy services, the firm provides alternative options, such as mortgage modification and a court-protected repayment arrangement known as Chapter 128 reorganization. Miller and Miller Law also handles workers' compensation claims.
Hanson and Payne LLC is a Milwaukee-based bankruptcy firm operating throughout southeast Wisconsin. The brokerage serves individuals, families, and businesses, providing a combination of bankruptcy litigation and debt negotiation. Its agents have experience filing Chapter 7 and Chapter 13 insolvency proceedings, helping clients clear debts or catch up on accumulated payments. The firm may be able to structure informal arrangements with creditors in order to reduce interest rates and overall debt.
Debt Advisors Law Offices is a bankruptcy firm in Milwaukee with seven Wisconsin offices that provides debtors with solutions to damaged credit and creditor harassment. The firm has over 15 years of experience in the debt relief industry, filing both Chapter 7 and Chapter 13 types of bankruptcy for clients with excessive debt. Debt Advisors Law Offices employs attorneys that are members of the National Association of Consumer Bankruptcy Attorneys.
DeWitt LLP is a full-service law firm based in Brookfield, Wisconsin, that provides bankruptcy services to family-owned businesses and large corporations throughout Milwaukee. Some of the areas in which the firm advises its clients include adjustments of debt, business reorganization, and liquidations. Its Chapter 7 and Chapter 13 bankruptcy attorneys near Milwaukee represent creditors' rights and pursue legal actions in response to fraudulent transfers and discharges of indebtedness. DeWitt additionall handles Chapter 11 of the Bankruptcy Code.
Unlike filing under Chapter 13 of the Bankruptcy Code, filing under Chapter 7 or Chapter 128 does not necessarily require the guidance of a licensed bankruptcy lawyer. These two debt relief options are far less complex than filing under Chapter 13 bankruptcy is.
Did you know that legal aid organizations exist not only to help low-income individuals facing criminal law challenges but also low-income individuals facing certain civil legal challenges as well? If you’re eligible to file for Chapter 7 bankruptcy, you may be eligible for free or low-cost legal services from one of these civil organizations.
Wisconsin offers more consumer bankruptcy options to its residents than other states do. As a result, you may understandably be unsure of which type of bankruptcy best fits your situation. Thankfully, most bankruptcy attorneys in Wisconsin offer free consultations to anyone who would like a no-risk, no-obligation case evaluation.
If you choose to file bankruptcy without an attorney’s help (which you can do successfully under Chapter 7 or Chapter 128), you will be referred to as a “pro se filer.” Pro se is a Latin term that means “in or on one’s own behalf.”
When you’re filing your bankruptcy petition at a bankruptcy court in Milwaukee, take a moment to ask the clerk where you can find free printed guides for self-filers.
In 2021 the cost of filing for bankruptcy under Chapter 7 is $335 and the cost of filing under Chapter 13 is $310. The filing cost is the same for a single person or a married couple. If you can't afford to pay the filing fee up front the court may allow you to make installments.
Bankruptcy attorney fees vary greatly. Most Milwaukee bankruptcy lawyers charge a flat fee between $1000 and $3000 to file for bankruptcy under Chapter 7 or Chapter 13. Others charge more, especially if matters are complicated by civil judgements, medical debt, liens, or tax debt.
You will be immediately comforted by Attorney McDonald’s level of experience and expertise in bankruptcy law. He will help you gain a full understanding of the bankruptcy process and what you can expect in your case, including all costs.