getting a lawyer when your identity is stolen

by Lucas Stiedemann 9 min read

You should hire an identity theft lawyer if your identity is stolen, and you cannot resolve related issues by yourself. Identity theft has long-reaching consequences on the victim, and an identity theft lawyer will help you navigate the complexities of your case. Need an identity theft lawyer? Identity theft is terrifying.

Full Answer

What should I do if my identity is stolen?

Read about how you can prevent identity theft. Report identity (ID) theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338. The FTC will collect the details of your situation.

Why do I need an attorney for identity theft?

Contacting an experienced identity theft attorney is an important step in complementing the government’s investigation. Our attorneys have access to experts and resources the government and police may not employ, which may dramatically increase your chances of recovering compensation. Who Can I Sue for Identity Theft?

Can I sue someone for stealing my identity?

Ideally, you would like to bring a lawsuit against the individual who stole your identity; however, these thieves are usually difficult to find. In cases where the actual thief cannot be identified or located, you may be able to file suit against another party.

What happens if you are a victim of identity theft?

The identity thief may use your information to apply for credit, file taxes, or get medical services. These acts can damage your credit status, and cost you time and money to restore your good name. You may not know that you’re the victim of ID theft immediately.

image

How can I get my identity back after being stolen?

Report Identity Theft. Report identity (ID) theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338. The FTC will collect the details of your situation.

What is step one if someone steals your identity?

While you don't need to report a stolen credit card to the FTC, you should report identity theft to the FTC right away. That way the FTC can create a report that you can use to prove the ID theft to businesses and financial institutions. To do this, you can fill out a report online or call 877-438-4338.

Are you responsible if your identity is stolen?

If you report your identity theft to the FTC within two business days of discovering it, you will only be liable to pay $50 of any unauthorized use of your bank and credit accounts (under federal law). The longer you leave it, the more that financial liability falls on your shoulders.

How much does it cost to recover from identity theft?

Identity theft costs an average of $1,343 for victims who experienced a momentary loss. While some of these losses may be recuperated through financial institutions, some may remain out-of-pocket. On average, it takes 7 hours for each victim of identity theft to resolve the issue.

Do police Investigate identity theft?

There is an expectation that the police will investigate and prosecute identity thieves. However in all reality, these types of issues are rarely investigated by the police. The report is filed and documented - and then no further action is taken. This most likely do to a variety of issues.

Can you put a freeze on your Social Security number?

Freezing Your Social Security Number First, you'll need to create an account on E-Verify, which is managed by the U.S. Department of Homeland Security. Once you do, follow the prompts to freeze your SSN. Then, file a police report. Immediately after freezing, contact the authorities.

Can identity theft ruin your credit score?

Unfortunately, being a victim of identity theft means your credit scores may be negatively impacted. Thieves could open new lines of credit or credit cards in your name -- and fail to pay the bills.

What do I do if someone has my Social Security number?

If someone uses your SSN to obtain credit, loans, telephone accounts, or other goods and services, contact the Federal Trade Commission (FTC). The FTC collects complaints about identity theft from those whose identities have been stolen.

How can I check to see if someone is using my Social Security number?

If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490. You can order free credit reports annually from the three major credit bureaus (Equifax, Experian and TransUnion).

How much does the average person lose from identity theft?

What is the Average Cost of Identity Theft? Most victims, according to the ITRC, lose less than $500. The FTC reports that the median amount of money lost to identity theft is $800. Unfortunately, 21% of identity victims reported losing more than $20,000 to identity thieves in 2020.

Does ID police really work?

0:142:33Does It Really Work? ID Police - YouTubeYouTubeStart of suggested clipEnd of suggested clipTest this is id police their motto roll it on and your personal info is gone but how does it work idMoreTest this is id police their motto roll it on and your personal info is gone but how does it work id police uses a special unique pattern that prevents prying eyes from reading your information.

How much money do banks lose due to identity theft?

According to a report by the Aite Group, identity theft cases resulted in losses of $712.4 billion in 2020. That was a 42% increase from 2019, when identity theft caused $502.5 billion in losses.

What Is Identity Theft?

Identity theft happens when someone you know or don't know assumes your identity with your personal information and opens new financial accounts. It's a serious crime that can create upheaval in your life.

Signs That You May Be a Victim of Identity Theft

The best way to avoid identity theft and the need for an attorney is to recognize the early signs. There are signs that you might notice early on, and these include:

What to Do if Your Identity Is Stolen

Quick action is the best way to deal with identity theft, and there are steps you should take as soon as you realize that your identity has been stolen. Here are a few:

How to Prevent Identity Theft

There are things you can do to avoid becoming a victim of identity theft. This includes:

How to Freeze Your Credit Report When You Experience Identity Theft

When you discover you've been the victim of identity theft, there are some steps you can take immediately to mitigate the damage, such as freezing your credit report. The three major credit bureaus and their contact information are:

Solve the Challenges of Finding an Identity Theft Lawyer With the Help of DoNotPay

There are times when your case of identity theft is so complicated that you need an identity theft lawyer to help you sort it out. It might be that you're being sued by creditors that you didn't open an account with. An identity theft lawyer specializes in your type of case and can help you deal with the situation.

Why Use DoNotPay to Help You Find an Identity Theft Lawyer

You can attempt to find an identity theft attorney on your own, but DoNotPay is the best choice. There are three main reasons to choose DoNotPay, such as:

What is identity theft law?

Identity theft lawyers practice identity theft law. They will protect your rights and provide legal insight that identity theft victims find invaluable. There are many steps that you will want to take to secure your personal data after identity theft.

How does identity theft affect victims?

The impact of identity theft can severely harm victims and may be challenging to prove. A victim can erroneously end up with a criminal background or experience financial consequences. It is essential to protect your personal information and data to avoid identity theft.

What are some examples of identity theft?

Identity theft examples of who needs a lawyer may include: 1 Someone stole your wallet or purse to steal your identity 2 Your detractor found your information by dumpster diving 3 Someone stole your mail or redirected it to another address 4 You gave money to a person over the phone, and the company in question does not have a record of the transaction 5 You cannot get a loan or a job due to false information that you can’t resolve on your own

What is a phone scam?

Scammers may offer an extended warranty, free vacation, or ask you to install software while appearing to be communicating on behalf of a reputable source.

How does phishing work?

Phishing scams involve impersonating a legitimate business to gain personal information through digital communications, including text messages, emails, and advertisements. Typically, the victim clicks a link that directs him or her to an official-looking website that asks you to complete and fill out your personal information and sends your information to your detractors.

How much does a data breach cost?

Identity theft statistics for data breaches estimate that a data breach’s average cost is $3.86 million.

What is mail theft?

Mail theft occurs when someone steals your mail to gain information about you or obtain money. They may use your personal data to engage in many crimes or in hopes of cashing checks.

What to do after you get a stolen identity report?

After you get the reports, you’ll want to review them for inaccurate information. If you see any unusual activity or personal information that you don't recognize, make a note of it. Here are examples of the type of incorrect information you’ll be looking for when you believe that someone has stolen your identity:

How to find out if someone stole your identity?

1. Investigate the Situation: Review Your Credit Reports. You can find out the extent of the identity theft by getting copies of your credit report from each of the three major credit reporting agencies— TransUnion, Equifax, and Experian. Don’t worry about paying for them—consumers are entitled to a free credit report every year from each agency ...

How to stop identity theft?

To stop a thief from opening new accounts in your name, contact each credit reporting agency and ask for a “ credit freeze .”. A credit freeze stops potential creditors from looking at your credit history, which prevents an identity thief from getting credit in your name.

How to get a police report?

To get a police report, go to your local police office with: a copy of the Identity Theft Report. a government-issued identification with a photo. proof of your address (mortgage statement, rental agreement, or utilities bill) any other proof you have of the theft (bills, IRS notices, etc.), and.

What to do if you find a fraudulent Social Security number?

If you find fraudulent use of your Social Security number, contact the SSA’s fraud hotline at 800-269-0271. (Find out more about protecting your Social Security number in Loss, Theft, and Your Social Security Number .) It’s also usually a good idea to file your taxes early—as soon as you can—before a thief does. 5.

What happens if you don't have an FTC report?

If you don’t have an FTC Identity Theft Report, you're still able to dispute information in your credit report, but the process will likely take longer, and the credit bureaus might not remove the information. (Learn more about how to correct errors on your credit report .) 2. Secure Your Accounts.

What is Identity Theft?

When someone steals your personal information to commit fraud, it is called identity theft. This can occur in a variety of ways, but all can be harmful to you and your savings, finances, and credit.

Who Can Help?

In many instances, identity theft can be successfully handled by taking basic steps to re-secure your accounts and notify creditors of the problem. The Federal Trade Commission has provided useful guidance that can help consumers on these sorts of actions.

Finding an Identity Theft Attorney

When looking for a lawyer to represent you in an identity theft case, be sure to do the following:

The Identity Theft Attorney You Need

If you are victimized by identity theft that is not handled promptly, diligently, and with skill, the results can be catastrophic to your finances and personal life. This is particularly true if creditors and credit reporting agencies do not respond quickly and favorably when they are notified that identity theft has occurred.

What to do if your identity has been stolen?

Steps that should be taken immediately after you notice your identity has been stolen, online or otherwise, include: Step One: Report the identity theft to the fraud department of the three major credit bureaus. Ask the credit bureaus to place a "fraud alert" on your credit report.

How to stop identity theft?

Remove unauthorized charges. Close your account to prevent additional fraudulent charges. Issue a new account number and card. It is also important to check your credit report to look for any other suspicious activity. Step Four: Report the identity theft to law enforcement officials.

What is fraud alert?

Follow up in writing. The Federal Trade Commission (FTC) supplies an Identity Theft Affidavit, which can be used to report new, unauthorized accounts opened with your stolen information.

Why is it difficult to prove identity theft?

Generally, identity theft cases are difficult to prove beyond a reasonable doubt because of a lack of sufficient physical evidence, which is commonly due to standard business policies.

How to find out if a check has been stolen?

Dial 1-800-262-7771 to find out if stolen checks have been passed in your name. If you believe your accounts have been compromised, cancel the accounts and obtain new numbers. Change direct deposits that are linked to your compromised accounts.

What to do if your check has been stolen?

If your checks have been stolen, or if you suspect they have been used, call your bank or credit union and place stop payments on the compromised or missing checks.

What is medical identity theft?

Medical Identity Theft: By using another person’s name and insurance information, an identity thief can fraudulently receive medical care and services, including prescription drugs and other medical instrumentations.

How to protect yourself from identity theft?

Keep these tips in mind to protect yourself from identity theft: Secure your Social Security number (SSN). Don't carry your Social Security card in your wallet. Only give out your SSN when necessary. Don't share personal information (birthdate, Social Security number, or bank account number) because someone asks for it.

What is identity theft?

Identity Theft. Identity (ID) theft happens when someone steals your personal information to commit fraud. The identity thief may use your information to apply for credit, file taxes, or get medical services. These acts can damage your credit status, and cost you time and money to restore your good name. Open All +.

What is the difference between a theft report and an ID theft report?

The difference between reporting ID theft online or phone is if you receive an ID theft report. An ID theft report helps you prove to businesses that someone stole your identity. This report helps you fix problems caused by the identity theft. If you report by phone, you won't get an ID theft report.

What are the different types of identity theft?

Types of ID Theft. There are several common types of identity theft that can affect you: Tax ID theft - Someone uses your Social Security number to falsely file tax returns with the IRS or your state. Medical ID theft - Someone steals your Medicare ID or health insurance member number. Thieves use this information to get medical services ...

What to do if bills are late?

If bills or financial statements are late, contact the sender. Use the security features Security Feature: an app or setting on a wireless device that can help protect the device and the information on it from threats and vulnerabilities. on your mobile phone.

Can a child's ID go undetected?

Child ID theft may go undetected for many years. Victims may not know until they’re adults, applying for their own loans. Seniors often share their personal information with doctors and caregivers. The number of people and offices that access seniors' information put them at risk.

What to Do First

If you discover that an account has been opened fraudulently in your name or are contacted by a debt collector for a loan someone else took out in your name, the first thing you should do is file a police report with local law enforcement and file a complaint with the Federal Trade Commission (FTC).

What I Can Do for You

When you fill out the form on my website to get my FREE identity theft repair kit, I will email you all the forms and instructions you need to fix identity theft-related debt and credit reporting errors. Then, I will assist you in contacting creditors, debt collectors, and credit bureaus as necessary.

What Is Identity Theft?

When a person uses your info without your permission, it is identity theft. They are using your identity instead of their own, typically for some type of personal gain. Common forms of identity theft include:

How to File a Police Report for Identity Theft

The Federal Trade Commission (FTC) provides the primary source for reporting identity theft. But most people should also submit a police report.

How to Prevent Identity Theft

There are no foolproof methods to preventing identity theft, but there are some measures you can take to reduce your risk. These actions include:

How to Sue for Identity Theft

Once you are the victim of identity theft, you will most likely have to sue in order to recoup any losses. This means hiring a lawyer and determining which party you will sue. Sometimes, the identity of a thief is found, and it is easy to pinpoint the defendant.

How to Find a Pro Bono Identity Theft Lawyer by Yourself

An internet search engine will give you a list of many identity theft lawyers from which to choose, but the list will be long. It is difficult to determine where to start when your options stem from search engine optimization and paid advertisements.

Next Steps if You Can't Do It Yourself

When you find that your pro bono identity theft lawyer search isn't going well, DoNotPay can help.

Why Use DoNotPay to Help Find a Pro Bono Identity Theft Lawyer

When you discover you’re the victim of identity theft, it’s not often a straightforward process to fix it. There are often numerous aspects of the situation that need to be addressed, especially if the thief has used your information to open accounts or take out loans.

Common Types of Identity Theft

Technology makes it easy for scammers to impersonate anyone on the telephone or in emails. To avoid falling prey to a scammer, do not answer calls from unfamiliar phone numbers. If the call is legitimate they will leave a message.

How to Report Identity Theft

When you realize you are a victim, reporting identity theft is your priority. There are 10 steps you need to take:

Your Rights as a Victim of Identity Theft

Title 18 of the U.S. Code, §1028 sets forth the definition of identity theft as knowingly transferring, possessing, or using the identity of another person without their authority. When your personal information is stolen, clearing your name can be a time-consuming, challenging process.

What Can a Lawyer Do to Help With Identity Theft

Identity theft attorneys such as Financialjusticenow.com have experience and knowledge in consumer protection and credit defense law. They understand your rights under the law and the requirements of agencies to cooperate with you.

image