do i need a lawyer when dealing w/ elephant insurance

by Lawrence Ferry MD 7 min read

Is elephant a good insurance company?

Jul 14, 2020 · To cancel an Elephant Insurance policy, log in to your account online and use the chat feature or call Elephant customer service at 877-321-2095 to speak with an agent over the phone. The earliest an Elephant insurance cancellation would go into effect is midnight the day the request is made.

How do I file a claim with Elephant Insurance?

Elephant Insurance alone is performing well and is expected to create a significant amount of jobs in the Henrico area as it continues to expand. As a Virginia personal injury attorney , I think it is most important that you make sure your policy limits are high.

What is the Elephant Insurance mobile app?

Nov 13, 2021 · Elephant Insurance: Reviews, Coverage, And Cost (2021) Elephant Insurance is a steadily-growing insurer known for its strong industry reputation, affordable rates, and one-year insurance terms. We ...

How much does it cost to get insurance for a lawyer?

Apr 21, 2020 · Elephant’s secret weapon is its legal assistance coverage. For as little as $5 per month, this coverage is like having a $350/hour attorney in your back pocket. As stated on Elephant’s website, this coverage can help you contest $1000+ tickets and fees, but you don’t have to be in trouble to use it.

Is elephant a real insurance company?

Founded in 2009, Elephant is a subsidiary of Admiral Group, a large insurer in the U.K. Elephant Insurance is a small company that writes auto insurance policies in eight states only: Georgia, Illinois, Indiana, Maryland, Ohio, Tennessee, Texas and Virginia.Dec 17, 2021

What insurance company has an elephant?

Admiral GroupElephant is a subsidiary of Admiral Group, one of the U.K.'s leading insurers. Worldwide, the Admiral Group and its subsidiaries serve over six million customers.

Does Elephant have glass coverage?

Elephant has designed an Express Glass Service to help you immediately resolve any windshield or glass-only claims. Simply call 1-800-413-8860 to report a windshield or glass only claim. A trained claims specialist will schedule an appointment to have the damages either repaired or replaced.

How do I turn off auto pay on elephant insurance?

We are sad to see you go. To cancel your policy, simply give us a call at 877-321-2095. This number will take you directly to an agent who can help you with your cancellation.

What states have elephant insurance?

Elephant Insurance policies are offered in eight states: Georgia, Illinois, Indiana, Maryland, Ohio, Tennessee, Texas and Virginia. The provider offers several types of insurance, including car, home and life insurance policies.Dec 30, 2021

What is the minimum full coverage insurance in Texas?

In Texas, you must have at least $30,000 in liability coverage for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage per accident.Oct 20, 2021

Can I drive another car on my insurance elephant?

"Can my friend drive my car?" Unless your friend is a named driver on your policy they shouldn't be driving your car. Even if they have the driving other cars extension as part of their policy - basically if they get into an accident we'll only pay out to the third party not for any damage to your car.

Does Elephant Insurance charge a cancellation fee?

Elephant doesn't charge any cancellation fees, and any pending premiums will be returned back to you. Just remember to have your new insurance lined up before you cancel in order to avoid a lapse in coverage. Your new policy start date should begin directly after the end date of your old policy.

How do I unsubscribe from Crazy Elephant?

Dial 877-321-2095 and ask them to cancel your policy.

What do u mean by insurance?

Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients' risks to make payments more affordable for the insured.

STEPS TO TAKE IF INJURED IN AN ACCIDENT

If you are injured in an accident, take the following steps to increase your chances of recovery from the automotive insurance company.

1. Call the Police

It is not uncommon for a negligent driver to admit fault at the scene of the accident but then deny fault when speaking to his or her insurance adjustor. The police officer will make a record of what was said and provide his conclusions regarding fault.

2. Take Pictures of the Vehicles

Take pictures of the vehicles, so you have evidence of the severity of the impact. If the driver repairs his car soon after the accident, you may not have any pictures of the other vehicle for evidence. You also want evidence that the property damage was caused by the collision and not some other cause after the car accident.

3. Seek Medical Attention Quickly

If you are injured in the collision, seek medical attention within twenty-four hours of the collision. The medical records will create a record of your injuries related to the collision.

4. Do Not Settle with the Insurance Company Until Medical Treatment is Over

Some insurance adjustors might offer you a quick settlement while you are receiving medical treatment. Do not accept it. When you settle, you release the insurance company from any and all future claims. If you need additional medical treatment, you will not be able to receive additional compensation.

Who owns Elephant Insurance?

Elephant Insurance is owned by the Admiral Group, which is one of the biggest insurance providers in the United Kingdom. Admiral initially launched in 1993 but has since grown beyond the boundaries of the UK. Now, the organization serves the United States, Spain, Italy, and France.

Where is Elephant Insurance located?

The Elephant Insurance company officially launched in the United States back in 2009. The company headquarters were placed outside of Richmond, Virginia, in Henrico. Aside from auto insurance, Elephant Insurance offers the following products and services: Motorcycle insurance. ATV insurance. Collector car insurance.

What is custom parts and equipment coverage?

Custom Parts and Equipment Coverage. Covers repairs to any customer or aftermarket parts that you add to your vehicle and which are not covered by your standard auto insurance policy. While this is an extensive selection of perks, not all of them are available with every insurance policy.

What is elephant insurance?

Elephant is a unique, innovative auto insurance provider operating out of six states. Though headquartered in Richmond, VA, Elephant is a subsidiary of Admiral Group plc, one of the U.K.’s leading insurance providers. Founded in 2009, Elephant is a direct-to-consumer insurance provider with no independent agents. More on that later.

How many minor traffic violations does Elephant cover?

Echoing the kindness and wisdom of its namesake, Elephant will help you contest one minor traffic violation per driver per year. They’ll cover the cost of a consultation and representation by a lawyer.

Why is my car loan underwater?

Add the word loans to the end. Your car loan becomes “underwater” when the value of the car is less than the remaining balance on the loan. Underwater is a bad place to be, because even if you sell the asset, you still owe gobs of money on your loan. Gap insurance protects you from that scenario.

Why did half of the windshields crack overnight?

I remember living in Madison, Wisconsin when half of the city’s windshields cracked overnight due to the plummeting temperature. Chaos ensued as many residents couldn’t get to work and garages were overwhelmed.

Purchased Rental Car Damage Waiver Full Coverage but Enterprise saying it's Invalidated due to "Actions"

EDIT: Accident Occurred in Birmingham AL and that is where I rented the Honda Civic.

Update: I posted about an issue with United Healthcare getting me dexcom, after 10 hours I finally won

I talked to my insurance broker and he went to bat for me. While the internal UHC formulary said it was not covered, the one they presented to the public did. Additionally, since I was under a small employer plan it was covered by the ACA which means that my doctor should’ve been allowed to appeal.

Insurance company canceled my auto insurance because of false claims on my driving record

Hey all, I just got a concerning letter from my auto insurance company explaining to me that my insurance will not be renewed for next year because of incidents on my driving record.

My mother's house nearly burnt down (completely unlivable but structurally ok) in February. It is now four months later and the construction company still has not begun the repairs

The insurance company originally said she should be back in her home in six months. She has been living in an Air B&B since February, which insurance has been paying for, however all that has been done on the property since the fire is removing the water the fire department sprayed and throwing away her personal belongings and storing some others.

Contractor Broke Granite Countertop

Back in March I had a water leak that spiraled into a bunch of other work. A company came in and tore out my lower kitchen cabinets due to water damage. This company also propped up my granite countertop with 2x4’s.

I hit a deer right after getting comprehensive insurance. State farm

So, I just got became a driver and bought my first car, paid off about 3 months ago. I got a new seasonal that requires me to live and work in a national park. To cover the possibility of rock falls, tree falls, and deer accidents I switched from liability to comprehensive just in case, and a week later, I hit a deer!!