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What to tell the doctor about a car crash?

Sometimes your medical provider will ask you what happened in the car crash. Make sure you tell the doctor accurate details about the crash. If asked, you want to make sure you tell them how the accident happened and explain if any part of your body was impacted by the crash. For example, did your knee hit the steering wheel? If yes, tell the doctor. Do not guess at any of the details. IF the doctor asks how fast the other person was driving and you do not know, tell the truth and say you do not know. If you give the doctor incorrect information about how the accident happened, the insurance company can use that to refuse to pay you on your claim or lawsuit.

What to do if you are injured in a drunk driving accident?

If you or a loved one was injured or killed in a drunk driving accident, consult with an attorney who can discuss the legal rights you have as a victim. Your lawyer can deal with all the insurance companies and lawyers involved and act as a liaison between you and the prosecutor to get the justice that you deserve.

What to do if you are not getting better?

If you are not getting better, your doctor may offer other medical options. For example, you may be undergoing physical therapy or manual chiropractic adjustments after a car accident, but you are not seeing results. The doctor may recommend you get an MRI, receive epidural shots or even undergo surgery.

How long does it take for an insurance claim to be resolved?

Lawsuits can sometimes take 18 months to three years to resolve on average due to the court system being overburdened and many other cases like yours filed in front of you waiting to be resolved.

How much does PIP cover in Florida?

Under Florida law, if you own a vehicle you will be covered under your PIP auto insurance policy for up to 10,000 in medical bills and lost wages. Your insurance company will typically cover up to 80 percent of your medical bills and 60 percent of your lost wages.

Does Florida have a PIP?

Second, your insurance company may have to pay medical bills that you incur under the current state of Florida Law called PIP. You need to report the accident to them, so the insurance company can get in touch with your medical providers, order records and bills and pay off your medical bills pursuant to your policy.

What happens if you give a recorded statement?

If you give a recorded statement, you need to understand it can be used against you to deny your claim. For example, what happens if you make a mistake in explaining how the accident happened or told the injury adjuster you were not hurt on the day of the crash but then you go to the hospital the very next day? Insurance companies will pressure you to get a statement under oath so they can trap you on certain facts, commit you to your prior medical history and try to find a reason to deny or underpay your claim. Lawyers can prevent that from happening. We will not allow the negligent party’s (at-fault person) insurance company to question you. We do NOT allow them to waste your time so they can use that information against you. We prepare our clients for any recorded statement they must give. For example, you are required to provide your PIP insurance company with a statement.