bankruptcy lawyer buffalo how much

Get Guidance

Filing on your own doesn’t mean that you should go through the bankruptcy process by yourself. It is important that you still have some guidance or supervision.

Get Bankruptcy Help from a Legal Aid Organization

Navigating the legal system can be frustrating and complicated, especially if you’ve never done it before.

Where Do I Look for More Help?

The fact that you’re here means that you’ve probably already googled: “free bankruptcy help.”

Conclusion

Bankruptcy is one of the most important safety nets that helps people get back on their feet.

What can bankruptcy do for you?

If you're experiencing severe financial difficulties, bankruptcy can provide a path to debt relief and help you get a fresh start. Whether you are just starting to consider bankruptcy or have already filed, getting a bankruptcy lawyer involved can help you maximize the benefits afforded to you by the United States Bankruptcy Code.

Is it a good idea to research bankruptcy?

It is always a good idea to research your bankruptcy lawyer prior to hiring. Every state has a disciplinary organization that monitors attorneys, their licenses, and consumer complaints. By researching lawyer discipline you can:

How much does it cost to file bankruptcy in Buffalo?

The cost to file a Chapter 7 bankruptcy in Buffalo is $338. The filing fee is the same for those filing as an individual or those filing with their spouse. If you can’t afford the filing fee, you have options. The first is to file an application for a fee waiver. The fee waiver application will ask you about your income and expenses, much like Bankruptcy Schedules I and J respectively, and then a judge will determine if your fee should be waived. Alternatively, a judge can deny your fee waiver application and propose an installment payment schedule instead. If you don’t qualify for a fee waiver, but can’t pay it all at once , you can make an application to pay the fee in installments after filing bankruptcy in Buffalo, once the automatic stay is in effect.

What is the first course to take to file for bankruptcy in Buffalo?

The credit counseling course is the first of two courses you must take in order to complete your Buffalo bankruptcy. This first course, the credit counseling course, is approved by the United States Trustee’s office and is a part of the requirements for filing for bankruptcy.

What are the exemptions for bankruptcy in New York?

New York bankruptcy exemptions are designed to allow you to live with dignity and grace while going through the bankruptcy process and afterwards. Bankruptcy exemptions allow you to keep property you need in your daily life, like your car and home. The bankruptcy exemptions fall under state and federal law, and it’s up to you to decide which exemptions will be most advantageous. You can only choose one set of exemptions, and those filing Chapter 7 bankruptcy in Buffalo may find that the state exemptions are a bit more generous. Federal bankruptcy exemptions are still available if you feel those match up better with your property.

What are the different types of bankruptcy?

There are two types of bankruptcies available to the typical consumer like you and me. Chapter 7 is geared to lower-income candidates who can’t pay back their debt because they don’t make enough money and have overwhelming monthly expenses. Chapter 13 bankruptcy is geared towards individuals with a higher income who can pay back some of their debt, just not all of it. Those who file Chapter 13 bankruptcy will pay back a portion of what owe through a payment plan set up by them and approved by the Chapter 13 Trustee and the Court. Once the payment plan has been completed after 3 - 5 years, whatever did not get paid is discharged as part of the Chapter 13 case.

What is Bouvier Law?

Founded in 1950, Bouvier Law LLP is a full-service legal practice in Buffalo that represents businesses with all bankruptcy matters, including reorganization and creditors' rights. The firm's well-respected bankruptcy lawyers in Buffalo work with clients to find debt relief solutions that fit their needs. It also handles complex bankruptcies involving tax law, mergers and acquisitions, and real estate transactions. Other practice areas include accidents and personal injury, estate planning, immigration law, Social Security Disability, and criminal defense.

Who is Daniel Webster?

Webster & Dubs, P.C. is a general practice law firm that provides legal assistance throughout the Buffalo Niagara Region. The team of lawyers from this firm also handles cases like probate and estate administration, landlord-tenant disputes, eviction, and real estate law. The firm's partner, Daniel Webster, does chapter 13 and chapter 7 bankruptcies with specialization in Foreclosure Defense. Mr. Webster has helped hundreds of households avoid foreclosure.

What is Sugarman Law Firm?

Well-regarded among bankruptcy lawyers in Buffalo, Sugarman Law Firm provides legal services to clients in the Buffalo, New York, metro area and the surrounding communities. Founded in 1909, the firm has over a century of legal experience in litigating a wide range of cases, including bankruptcy, personal injury, and criminal law. It combines one of the largest and oldest trials and litigation practices in Upstate New York, with departments skilled in the representation of a wide variety of clients, including debtors and creditors, design and medical professionals, insurers, and municipalities.

What is Barclay Damon?

Barclay Damon LLP is a law firm in Buffalo helping clients on the local and national level with bankruptcy claims. This firm is willing to defend both creditors and debtors in chapter 7 and chapter 11 bankruptcy cases and offers services including the management of sales transactions for pre- and post-bankruptcy proceedings, advocacy in negotiations that attempt out-of-court settlements, and guidance on restructuring efforts following judgements. It also helps creditors to pursue enforcement actions against debtors and guarantors.

Where is Pope Law Firm located?

Based in Buffalo, Pope Law Firm PLLC represents clients throughout New York State, with additional offices in Williamsville, Lockport, and Niagara Falls. Founded over 35 years ago, one of the firm's areas of practice is bankruptcy. It represents individuals and businesses, pursuing the most effective solution to their debts. The firm's team of revered Chapter 7 and Chapter 13 bankruptcy attorneys in Buffalo guides people through the process of filing for bankruptcy relief and provides businesses with possible options to recover from their financial difficulties.

A Common Problem

If you're feeling anxious over your financial future, you're not alone. Money management problems occur at all levels of income and economic spectrums. They arise due to uniquely personal issues such as high medical bills, job losses, and divorce. Unexpected expenses and spending indiscretions cause problems as well.

United States Bankruptcy Code

The Bankruptcy Code provides protection for both the debtor and the creditor. It protects the debtor by requiring that creditors cease formal and informal collection activities. It protects creditors by forcing debtors to document their assets in writing and during a formal examination.

Buffalo Bankruptcy Attorney

Bankruptcy can seem like a drastic option, but it might be the best option for you. If you're struggling with financial difficulties, consider reaching out to a bankruptcy attorney in Buffalo who can help you decide. Most bankruptcy attorneys offer a complimentary consultation.

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